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HSBC World Elite® Mastercard®

Earn up to 100,0005a,5b Points PLUS a full annual fee rebate for the Primary Cardholder for the first year5c. Must apply by December 28, 2020.
Conditions Apply.

Get to your savings goals with the right savings account.

1.64% APR 5 year fixed closed term high ratio mortgage1.

View our personal accounts, Mortgages and Loan rates.

 

Open an Investment Funds account with HSBC Wealth Compass™.

 

Open a new HSBC InvestDirect account between July 27, 2020 and October 30, 2020 to get 60 days of free North American online equity and ETF trading2 (up to a maximum of 60 trades).

 

Whether you're at home, in the office or on the go, manage your money conveniently and securely from anywhere.

 

Our Newcomers Program helps you on your Canadian journey with access to special offers valued up to $1,000.

Security Guarantee

We work with you to protect your account information. Under our Security Guarantee, we will fully reimburse you for unauthorized transactions conducted in your personal accounts through HSBC Online Banking or HSBC Canada Mobile Banking if you have met your security responsibilities.

For the most secure customer experience, always log on with your HSBC Security Device when banking online with HSBC.

Nous annulerons les frais de la HSBC lorsque vous envoyez un transfert télégraphique qui :

1) est effectué dans une devise différente de celle du compte d’origine; et

2) correspond à un montant de moins de 10 000 $CA ou l’équivalent; et

3) est envoyé à partir d’un compte personnel détenu à la Banque HSBC Canada.

 

L’équivalent en $CA est déterminé selon le taux de change en vigueur au moment où le transfert est traité. Des frais peuvent également être imputés par les agences ou les banques qui traitent ou reçoivent le transfert. Nous ne pouvons annuler ces frais.

TM HSBC +Rewards is a trademark of HSBC Group Management Services Limited. Used pursuant to license.

® Mastercard and Cirrus are registered trademarks of Mastercard International Incorporated. Used pursuant to license.

®/TM World Elite and Mastercard are registered trademarks, and the circles design and tap & go are trademarks of Mastercard International Incorporated. Used pursuant to license.

Terms and conditions apply. 

** An Active Trader is a person who conducts at least 150 Qualifying Trades (defined below) during the Trading Period (defined below) in either (a) their HSBC InvestDirect (personal sole and joint accounts (the “Personal Accounts”) or (b) their non-personal account(s) (the “Non-Personal Accounts”).  A Qualifying Trade can be any of the following: (i) online equity, ETF or option orders traded on a North American exchange, (ii) online equity trades on an International exchange except Hong Kong, (iii) any telephone equity trades, ETF  or option orders on a North American or International exchange. Active Trader Rates are disclosed in our Commissions Schedule.

Every month we will determine if you are an Active Trader.  Specifically, on the 4th calendar day of every month we will add up the number of Qualifying Trades you conducted in the Personal Accounts or Non-Personal Accounts for the preceding 3 month period (the “Trading Period”).  If at least 150 Qualifying Trades were conducted in the Personal Accounts or Non-Personal Accounts during the Trading Period, you will receive for the Personal Accounts or Non-Personal Accounts, as applicable, the Active Trader Rates from the 4th calendar day of the month until the 3rd calendar day of the following month.  For example, on April 4, 2020, we will count the number of Qualifying Trades in the Personal Accounts or Non-Personal Accounts for the Trading Period from January 1, 2020 to March 31, 2020.  If you qualify as an Active Trader, you will receive the Active Trader Rates in any of the Personal Accounts or Non-Personal Accounts from April 4, 2020 to May 3, 2020. To continue to receive Active Trader Rates, you must qualify every 4th calendar day of a month based on the trading activity during the Trading Period.  As soon as you do not qualify, we will charge you the regular trading rates until you qualify again.

We will automatically assess whether you qualify for Active Trader Rates.  The trade count for Non-Personal Accounts is not combined with the trade count for Personal Accounts, and vice versa.

Active Trader Rates are only available if you qualify as an Active Trader (as explained above). The zero commissions limited time offer for Active Traders is only available for North American online equity and ETF trading (excludes Option and Fixed Income Trades).

Available on online and ETF trades on North American markets.

*** Terms and conditions apply.

**** Offered by HSBC Investment Funds (Canada) Inc. (“HIFC”). Total maximum combined bonuses available of $1,350 if you meet all eligibility requirements for both Bonus Offers. Offers available online or in-Branch. Please read the Terms and Conditions for complete details. Offers expire November 2, 2020.

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Apple, the Apple logo, Apple Pay, Apple Watch, Face ID, iPad, iPhone, iTunes, Mac, Safari, and Touch ID are trademarks of Apple Inc., registered in the U.S. and other countries. iPad Pro is a trademark of Apple Inc.

^^These offers are available to successful applicants who have not, in the 12 months prior to submitting the application, held an HSBC credit card account.  Only one new account per customer is eligible for these offers.  The account opening is subject to our standard credit review and approval and additional conditions listed for the specific offers below.

If you are a resident of Canada other than the province of Quebec, you can receive a Sign Up Bonus of 10,000 Points if you make eligible purchases in the aggregate amount of $2,000 or more within 180 days of opening your account. If you are a resident of Quebec, you can receive a Sign Up Bonus of 15,000 Points if you keep your new Account open for 180 days from opening. This offer applies to approved HSBC +Rewards Mastercard accounts for which an application is received between March 30, 2020 and August 17, 2020 and is not available for other types of HSBC credit cards. The Points under this offer are in addition to the Points earned on the eligible purchases at the earn rate listed in the HSBC Plus Rewards Program Terms and Conditions. The additional Points will be awarded on the day which is 180 days after the account opening, will be credited in accordance with the Terms and Conditions of the HSBC Plus Rewards Program and will appear in your HSBC Rewards Account within two statement periods of the day they are awarded. Your account must be open and in good standing on the day the additional Points are credited.  This offer may be changed, withdrawn or extended at any time and cannot be combined with any other offer, except the offers described here and offers that state that they can be combined with other HSBC credit card offers. The HSBC Plus Rewards Program Terms and Conditions apply.

Promotion will apply a discount to the FX conversion charges when converting Indian Rupees to or from either CAD or USD. Does not apply to the purchase or sale of physical banknotes. Does not apply to negotiated rates. Personal Banking rates only. Existing currency restrictions may apply. Offer valid through November 30, 2020.

Rates are subject to change without notice. The annual percentage rate (APR) is based on a $200,000 mortgage for the applicable term with the appraisal fee of $300 waived. APR includes all interest and some non-interest charges associated with the mortgage. If there are no non-interest charges, the annual interest rate and APR will be the same. A High Ratio Mortgage is a personal mortgage with a down payment of less than 20% of the purchase price. Applications are subject to credit approval. Rate displayed includes a 0.25% discount off our Special Offer rate and is only available for high ratio residential mortgages. A higher interest rate may apply for non-owner-occupied properties, amortizations greater than 25 years, and exceptions to HSBC's standard lending guidelines. HSBC High Ratio Mortgage Rate Offer Terms and Conditions.

2 Terms and Conditions apply.

Terms & Conditions Apply. Offer ends November 30, 2020.

4 These offers are available to successful applicants who have not, in the 12 months prior to submitting the application, held an HSBC credit card account.  Only one new account per customer is eligible for these offers.  The account opening is subject to our standard credit review and approval and additional conditions listed for the specific offers below. The Welcome Bonus for HSBC World Elite Mastercard or HSBC Premier World Elite Mastercard are available to successful applicants who have not, in the 12 months prior to submitting the application, held an HSBC World Elite Mastercard, HSBC Premier World Elite Mastercard or HSBC Jade World Elite Mastercard. Only one new or upgraded account per customer is eligible for these offers.  The account opening is subject to our standard credit review and approval, meeting our standard account opening requirements, meeting the following income/asset eligibility requirement: (1) a minimum of $80,000 in annual personal income (before taxes) or $150,000 in annual household income (before taxes) or (2) a minimum of $400,000 in assets under management (based on liquid, investable assets with financial institutions in Canada) and additional conditions listed for the specific offers below.

The Welcome Bonus is 20,000 Points for the HSBC World Elite Mastercard or HSBC Premier World Elite Mastercard. The Welcome Bonus will be awarded only if your application for a new or upgraded HSBC World Elite Mastercard or HSBC Premier World Elite Mastercard is approved.  The Welcome Bonus is earned when you make the first purchase on your account following account opening or upgrade. The Welcome Bonus will be credited in accordance with the Terms and Conditions of the HSBC World Elite Rewards Program or the HSBC Premier World Elite Rewards Program, as applicable. Limit of one Welcome Bonus per new or upgraded HSBC World Elite Mastercard or HSBC Premier World Elite Mastercard account. The Welcome Bonus offer may be changed, withdrawn or extended at any time and cannot be combined with any other offer, except the offers described here and offers that state that they can be combined with an HSBC credit card welcome bonus offer. The HSBC World Elite or HSBC Premier World Elite Rewards Program Terms and Conditions apply.

5a These offers are available to successful applicants who have not, in the 12 months prior to submitting the application, held an HSBC credit card account.  Only one new account per customer is eligible for these offers.  The account opening is subject to our standard credit review and approval and additional conditions listed for the specific offers below.

The Welcome Bonus, the incremental points offer and the fee rebate offer (not available in Quebec) for HSBC World Elite Mastercard or HSBC Premier World Elite Mastercard are available to successful applicants who have not, in the 12 months prior to submitting the application, held an HSBC World Elite Mastercard, HSBC Premier World Elite Mastercard or HSBC Jade World Elite Mastercard. Only one new or upgraded account per customer is eligible for these offers.  The account opening is subject to our standard credit review and approval, meeting our standard account opening requirements, meeting the following income/asset eligibility requirement: (1) a minimum of $80,000 in annual personal income (before taxes) or $150,000 in annual household income (before taxes) or (2) a minimum of $400,000 in assets under management (based on liquid, investable assets with financial institutions in Canada) and additional conditions listed for the specific offers below.

The Welcome Bonus is 20,000 Points for the HSBC World Elite Mastercard or HSBC Premier World Elite Mastercard. The Welcome Bonus will be awarded only if your application for a new or upgraded HSBC World Elite Mastercard or HSBC Premier World Elite Mastercard is approved.  The Welcome Bonus is earned when you make the first purchase on your account following account opening or upgrade.

The Welcome Bonus will be credited in accordance with the Terms and Conditions of the HSBC World Elite Rewards Program or the HSBC Premier World Elite Rewards Program, as applicable. Limit of one Welcome Bonus per new or upgraded HSBC World Elite Mastercard or HSBC Premier World Elite Mastercard account. The Welcome Bonus offer may be changed, withdrawn or extended at any time and cannot be combined with any other offer, except the offers described here and offers that state that they can be combined with an HSBC credit card welcome bonus offer. The HSBC World Elite or HSBC Premier World Elite Rewards Program Terms and Conditions apply.

5b If you are not a resident of Quebec, you can receive the incremental 80,000 Points if you make eligible purchases in the aggregate amount of $5,000 or more within 180 days of opening or upgrading your account. If you are a resident of Quebec, you can receive the incremental 110,000 Points if you keep your account open and in good standing for 180 days from your account opening or upgrade. This offer applies to approved HSBC World Elite Mastercard accounts for which an application is received between September 8, 2020 and December 28, 2020 and is not available for other types of HSBC credit cards. The incremental Points are in addition to the Points earned on the eligible purchases at the earn rate listed in the HSBC World Elite Rewards Program Terms and Conditions. The incremental Points will be awarded on the day which is 180 days after the account opening or upgrade, will be credited in accordance with the Terms and Conditions of the HSBC World Elite Rewards Program and will appear in your HSBC Rewards Account within two statement periods of the day they are awarded. Your account must be open and in good standing on the day the incremental Points are credited.  This offer may be changed, withdrawn or extended at any time and cannot be combined with any other offer, except the offers described here and offers that state that they can be combined with other HSBC credit card offers. The HSBC World Elite Rewards Program Terms and Conditions apply.

5c This offer is only available to residents of Canada other than the province of Quebec. This offer applies to approved new and upgraded HSBC World Elite Mastercard accounts for which an application is received between September 8, 2020 and December 28, 2020. We will issue a one-time rebate equal to the annual fee charged to your HSBC World Elite Mastercard account for the Primary Cardholder in the first year. No credit will be issued for any supplementary card fees on your account. This rebate will appear as a credit against the annual fee within two statement periods of account opening or upgrade. Your HSBC World Elite Mastercard account must be open and in good standing at the time the rebate is applied. This offer is not transferable and cannot be combined with any other offer, except the offers described here and offers that state that they can be combined with other HSBC credit card offers. For clarity, the rebate will only apply for the first year in which you have the applicable HSBC World Elite Mastercard.

6a These offers are available to successful applicants who have not, in the 12 months prior to submitting the application, held an HSBC credit card account.  Only one new account per customer is eligible for these offers.  The account opening is subject to our standard credit review and approval and additional conditions listed for the specific offers below.

If you are a resident of Canada other than the province of Quebec, you can receive 20,000 Points if you make eligible purchases in the aggregate amount of $2,000 or more within 180 days of opening your account. If you are a resident of Quebec, you can receive 25,000 Points if you keep your new account open for 180 days from opening. This offer applies to approved HSBC +Rewards Mastercard accounts for which an application is received between September 8, 2020 and December 28, 2020 and is not available for other types of HSBC credit cards. The Points under this offer are in addition to the Points earned on the eligible purchases at the earn rate listed in the HSBC Plus Rewards Program Terms and Conditions. The additional Points will be awarded on the day which is 180 days after the account opening, will be credited in accordance with the Terms and Conditions of the HSBC Plus Rewards Program and will appear in your HSBC Rewards Account within two statement periods of the day they are awarded. Your account must be open and in good standing on the day the additional Points are credited.  This offer may be changed, withdrawn or extended at any time and cannot be combined with any other offer, except the offers described here and offers that state that they can be combined with other HSBC credit card offers. The HSBC Plus Rewards Program Terms and Conditions apply.

6b This offer is only available to residents of Canada other than the province of Quebec. This offer applies to approved new HSBC +Rewards Mastercard accounts for which an application is received between September 8, 2020 and December 28, 2020. We will issue a one-time rebate equal to the annual fee charged to your HSBC +Rewards Mastercard account for the Primary Cardholder in the first year. No credit will be issued for any supplementary card fees on your account. This rebate will appear as a credit against the annual fee within two statement periods of account opening. Your HSBC +Rewards Mastercard account must be open and in good standing at the time the rebate is applied. This offer is not transferable and cannot be combined with any other offer, except the offers described here and offers that state that they can be combined with other HSBC credit card offers. For clarity, the rebate will only apply for the first year in which you have the HSBC +Rewards Mastercard.

 

 

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