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* HSBC InvestDirect is a division of HSBC Securities (Canada) Inc., a wholly owned subsidiary of, but separate entity from, HSBC Bank Canada. HSBC Securities (Canada) Inc. is a Member of the Canadian Investor Protection Fund. HSBC InvestDirect does not provide investment advice or recommendations regarding any investment decisions or securities transactions.
*** The annual percentage rate (APR) is based on a $200,000 mortgage for the applicable term assuming a property valuation fee of $300. APR means the cost of borrowing for a loan expressed as an interest rate. It includes all interest and some non-interest charges associated with the mortgage. If there are no non-interest charges, the annual interest rate and APR will be the same. Applications are subject to credit review and approval. This rate is only available for Residential (Conventional) and Equity Power Mortgages, a higher interest rate may apply in circumstances, but not limited to the following: the property is not owner-occupied, the amortization is greater than 25 years, and the debt service ratios exceed HSBC’s standard lending guidelines.
† Offered by HSBC Investment Funds (Canada) Inc. (HIFC). Total maximum combined bonuses available of $1,450 if you invest in HSBC World Selection® Portfolio or maximum combined bonuses of $1,350 if you invest in HSBC Mutual Funds (which includes mutual funds purchased online through HSBC Wealth Compass™) and meet all eligibility requirements for the Long Term Investing Bonus Offer and Regular Investing Bonus Offer. Please read the Terms and Conditions for details. Offer ends November 1, 2019.
†† Total maximum combined bonuses available of $1,450 if you invest in World Selection® Portfolio or maximum combined bonuses of $1,350 if you invest in HSBC Mutual Funds (which includes mutual funds purchased online through HSBC Wealth Compass™) and meet all eligibility requirements for the Long Term Investing Bonus Offer and Regular Investing Bonus Offer. Please read the Terms and Conditions for details. Offer ends November 1, 2019.
1 You can receive a sign up bonus of 5,000 Points if you keep your Account open for 90 days from your new account opening or upgrade from an HSBC Mastercard with an optional rewards program. Upgrades from any other HSBC Mastercard types are not eligible. This offer applies to approved HSBC +Rewards Mastercard accounts for which an application is received between April 1 and December 16 2019 and is not available for other types of HSBC credit cards. The Points under this offer are in addition to the Points earned on the eligible purchases at the earn rate listed in the HSBC Plus Rewards Program Terms and Conditions. The additional Points will be awarded on the day which is 90 days after the account opening or upgrade, will be credited in accordance with the Terms and Conditions of the HSBC Plus Rewards Program and will appear in your HSBC Rewards Account within two statement periods of the day they are awarded. Your account must be open and in good standing on the day the additional Points are credited. This offer may be changed, withdrawn or extended at any time and cannot be combined with any other offer, except the offers described here and offers that state that they can be combined with other HSBC credit card offers. The HSBC Plus Rewards Program Terms and Conditions apply.
2 When you transfer a personal mortgage loan ("Mortgage") to HSBC Bank Canada ("HSBC"). HSBC Mortgage Switch Rate Offer Terms and Conditions.
3 Terms and conditions apply. Offer expires August 30, 2019 . The funds used to make a deposit in the 240-Day non-redeemable GIC must come from a source other than the balances held as of July 2, 2019 in any sole or joint account with HSBC Bank Canada or any of its subsidiaries. Deposit amount must be between $5,000 and $2,000,000 in Canadian currency. Interest is calculated daily, not compounded and is paid at maturity.