Save with one of the lowest mortgage rates in Canada!

Find the perfect card for you and your lifestyle.

View our personal accounts, Mortgages and Loan rates.

Put your money in a position to grow

Invest today and get up to $1,4504 in bonuses.

Get up to 2.60% total interest rate on New Deposits⁵

Enjoy up to 2.60% total interest rate on New Deposits of up to $1,000,000 to your HSBC High Rate Savings Account from December 9, 2019 – February 27, 2020.

This year, your RRSP Loan could cost you $0

Terms apply.  Contact your HSBC representative for more info6.

 

Earn a Sign Up Bonus of 5,000 Points PLUS a full annual fee rebate for the Primary Cardholder for the first year.

 

Must apply by March 9, 2020. Conditions Apply.

 

Our Newcomers Program helps you on your Canadian journey with access to special offers valued up to $700.

TM HSBC +Rewards is a trademark of HSBC Group Management Services Limited. Used pursuant to license.

Terms and Conditions apply. Offer expires March 31, 2020. Interest rate is per annum and is subject to change without notice. Interest is calculated daily, not compounded and is paid at maturity. Minimum deposit amounts apply and offer is only available on new deposits. For full details see Terms and Conditions.

2 HSBC InvestDirect is a division of HSBC Securities (Canada) Inc., a wholly owned subsidiary of, but separate entity from, HSBC Bank Canada. HSBC Securities (Canada) Inc. is a Member of the Canadian Investor Protection Fund. HSBC InvestDirect does not provide investment advice or recommendations regarding any investment decisions or securities transactions. No investment advice is provided or suitability review conducted on accounts held at HSBC InvestDirect.

3 An Active Trader is a person who conducts at least 150 Qualifying Trades (defined below) during the Trading Period (defined below) in either (a) their HSBC InvestDirect (personal sole and joint accounts (the “Personal Accounts”) or (b) their non-personal account(s) (the “Non-Personal Accounts”).  A Qualifying Trade can be any of the following:  online equity, ETF or option orders traded on a North American exchange, (ii) online equity trades on an International exchange except Hong Kong, (iii) any telephone equity trades, ETF  or option orders on a North American or International exchange. Every month we will determine if you are an Active Trader.  Specifically, on the 4th calendar day of every month we will add up the number of Qualifying Trades you conducted in the Personal Accounts or Non-Personal Accounts for the preceding 3 month period (the “Trading Period”).  If at least 150 Qualifying Trades were conducted in the Personal Accounts or Non-Personal Accounts during the Trading Period, you will receive for the Personal Accounts or Non-Personal Accounts, as applicable, the lower active trading rates from the 4th calendar day of the month until the 3rd calendar day of the following month.  For example, on April 4, 2020, we will count the number of Qualifying Trades in the Personal Accounts or Non-Personal Accounts for the Trading Period from January 1, 2020 to March 31, 2020.  If you qualify as an Active Trader, you will receive the lower active rate on all trades conducted in any of the Personal Accounts or Non-Personal Accounts from April 4, 2020 to May 3, 2020.  To continue to receive the lower active trading rates, you must qualify every 4th calendar day of a month based on the trading activity during the Trading Period.  As soon as you do not qualify, we will charge you the regular trading rates until you qualify again. We will automatically assess whether you qualify for active trading rates.  The trade count for Non-Personal Accounts is not combined with the trade count for Personal Accounts, and vice versa.

4 Terms and conditions apply. Offer ends May 4, 2020. Offered by HSBC Investment Funds (Canada) Inc.

5 Terms and conditions apply. All rates are per annum and subject to change without notice.

Conditions apply. 1-5 year terms available.

7 The welcome bonus offer for HSBC World Elite Mastercard is available to successful applicants who have not, in the 12 months prior to submitting the application, held an HSBC World Elite Mastercard, HSBC Premier World Elite Mastercard or HSBC Jade World Elite Mastercard. Only one new or upgraded account per customer is eligible for these offers.  The account opening is subject to our standard credit review and approval, meeting our standard account opening requirements, meeting the following income/asset eligibility requirement: (1) a minimum of $80,000 in annual personal income (before taxes) or $150,000 in annual household income (before taxes) or (2) a minimum of $400,000 in assets under management (based on liquid, investable assets with financial institutions in Canada) and additional conditions listed for the specific offers below.

8 The Welcome Bonus is 20,000 Points for the HSBC World Elite Rewards Program. The Welcome Bonus will be awarded only if your application for a new or upgraded HSBC World Elite Mastercard is approved.  The Welcome Bonus is earned when you make the first transaction on your account following account opening or upgrade. The Welcome Bonus will be credited in accordance with the Terms and Conditions of the HSBC World Elite Rewards Program. Limit of one Welcome Bonus per new or upgraded HSBC World Elite Mastercard account. The Welcome Bonus offer may be changed, withdrawn or extended at any time and cannot be combined with any other offer, except the offers described here and offers that state that they can be combined with an HSBC credit card welcome bonus offer. The HSBC World Elite Rewards Program Terms and Conditions apply.

HSBC Canada is a member of the Canada Deposit Insurance Corporation (CDIC)