Save with one of the lowest mortgage rates in Canada!

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UNEXPECT MORE

You wouldn’t expect a low interest rate card to also give you rewards. The HSBC +Rewards™ Mastercard® does.

 

Learn about our 5,000 Point sign up bonus.

Mortgage your home, not your Sushi Sundays

Get one of Canada's lowest mortgage rates. 2.72% APR** 5 year fixed closed term mortgage switch rate1.

Welcome to Canada

Our Newcomers Program helps you on your Canadian journey with access to special offers valued up to $700. 

 
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Diversify your investment through a wide selection of mutual funds with local and international exposure.

 
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HSBC eCredit for small business

Introducing HSBC eCredit, the swift, convenient and flexible way for your business to access funding online.

®World Selection is a registered trade-mark of HSBC Group Management Services Limited. 

®/TM World Elite and Mastercard are registered trademarks, and the circles design and tap & go are trademarks of Mastercard International Incorporated. Used pursuant to license.

TM HSBC +Rewards is a trademark of HSBC Group Management Services Limited. Used pursuant to license

 *  Limited time offer. Terms and conditions apply. Read full details.

** The annual percentage rate (APR) is based on a $200,000 mortgage for the applicable term assuming a property valuation fee of $300. APR means the cost of borrowing for a loan expressed as an interest rate. It includes all interest and some non-interest charges associated with the mortgage. If there are no non–interest charges, the annual interest rate and APR will be the same. This rate is only available for Residential (Conventional) and Equity Power Mortgages of owner-occupied properties with an amortization of 25 years or less. Rates are subject to change without notice. 

1 When you transfer a personal mortgage loan ("Mortgage") to HSBC Bank Canada ("HSBC"). HSBC Mortgage Switch Rate Offer Terms and Conditions.

2 The offers for HSBC World Elite Mastercard are available to successful applicants who have not, in the 12 months prior to submitting the application, held an HSBC World Elite Mastercard, HSBC Premier World Elite Mastercard or HSBC Jade World Elite Mastercard. Only one new or upgraded account per customer is eligible for these offers. The account opening is subject to our standard credit review and approval, meeting our standard account opening requirements, meeting the following income/asset eligibility requirement: (1) a minimum of $80,000 in annual personal income (before taxes) or $150,000 in annual household income (before taxes) or (2) a minimum of $400,000 in assets under management (based on liquid, investable assets with financial institutions in Canada) and additional conditions listed for the specific offers below.

3 The Welcome Bonus is 20,000 Points for the HSBC World Elite Rewards Program. The Welcome Bonus will be awarded only if your application for a new or upgraded HSBC World Elite Mastercard is approved. The Welcome Bonus is earned when you make the first transaction on your account following account opening or upgrade. The Welcome Bonus will be credited in accordance with the Terms and Conditions of the HSBC World Elite Rewards Program. Limit of one Welcome Bonus per new or upgraded HSBC World Elite Mastercard account. The Welcome Bonus offer may be changed, withdrawn or extended at any time and cannot be combined with any other offer, except the offers described here and offers that state that they can be combined with an HSBC credit card welcome bonus offer. The HSBC World Elite Rewards Program Terms and Conditions apply.

4 This offer is only available to residents of Canada other than the province of Quebec. This offer applies to approved new and upgraded HSBC World Elite Mastercard accounts for which an application is received between April 1 and June 30 2019. You will earn Points at two times (2X) the regular earn rate on eligible purchases you make after the account opening or upgrade until you reach the earlier of (i) 90 days after the account opening or upgrade or (ii) the maximum number of Points under this offer. The maximum number of Points under the double (2X) earn rate offer is 40,000 Points in addition to the Points that you would have earned on the eligible purchases at the earn rate listed in the HSBC World Elite Rewards Program Terms and Conditions. The double (2X) earn rate is inclusive of and not in addition to the earn rate that is listed under the HSBC World Elite Rewards Program Terms and Conditions. After the double (2X) earn rate no longer applies, the earn rate listed in the HSBC World Elite Rewards Program Terms and Conditions will apply to eligible purchases. The additional Points will be awarded on the day which is 90 days after the account opening or upgrade, will be credited in accordance with the Terms and Conditions of the HSBC World Elite Rewards Program and will appear in your HSBC Rewards Account within two statement periods of the day they are awarded. Your account must be open and in good standing on the day the additional Points are credited. This offer may be changed, withdrawn or extended at any time and cannot be combined with any other offer, except the offers described here and offers that state that they can be combined with other HSBC credit card offers. The HSBC World Elite Rewards Program Terms and Conditions apply.

HSBC Canada is a member of the Canada Deposit Insurance Corporation (CDIC)