INTERAC e-Transfer®

Quick and secure online and mobile transfers

INTERAC e-Transfer is a simple way to send money to – and receive money from – family and friends who bank at other financial institutions in Canada.


  • Free - It’s free to send or receive an INTERAC e-Transfer with your HSBC account.

    For accounts with a limited number of free transactions, regular transaction fees may apply if you perform an INTERAC e-Transfer over and above the number of transactions allowed.

    Refer to the Personal Service Charges/Statement of Disclosure for full details regarding your account(s).
  • Simple - Make a transfer with just a few simple steps. Transfers can be made using Online banking or HSBC Mobile Banking app, and the money is accessible once the transfer is complete.
  • Convenient - The recipient's email address or mobile phone number is all you need.
  • Secure - Your INTERAC e-Transfer is covered by our Security Guarantee. When you send money using INTERAC e-Transfer, your money never travels by email or text message. Email and text messages are only used to notify and provide instructions to the recipient.
Send an INTERAC e-Transfer

For more detailed information, including how to send and receive an INTERAC e-Transfer, please refer to our INTERAC FAQs

®Trade-mark of Interac Inc. Used under license.

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