HSBC Mortgage

Today's best rates

3.19%
(3.22% APR)*

5 year variable closed term mortgage rate

3.59%
(3.62% APR)*

5 year fixed closed term mortgage rate

Mortgage offers

3.24%
(3.24% APR)*

5 year fixed closed term mortgage rate on a high ratio mortgage1

3.09%
(3.12% APR)*

5 year variable closed term mortgage. Switch rate offer2

Book an appointment Start pre-approval application3

Call 1-866-609-4722

Call 1-866-609-4722

Hours of Operation, Mon-Fri, 6AM-6PM PST

Interest in other mortgage rates? We have you covered.

Expect more than just a great rate, we'll help you choose the right combination of rate and term to align with your lifestyle.

Special offers are only available for owner-occupied properties with an amortization of 25 years or less

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* The annual percentage rate (APR) is based on a $200,000 mortgage for the applicable term assuming a property valuation fee of $300. APR means the cost of borrowing for a loan expressed as an interest rate. It includes all interest and some non-interest charges associated with the mortgage. If there are no non-interest charges, the annual interest rate and APR will be the same. This rate is only available for Residential (Conventional) and Equity Power Mortgages of owner-occupied properties with an amortization of 25 years or less. Rates are subject to change without notice.

1High Ratio Mortgage is when customer obtains a personal mortgage with mortgage default insurance with HSBC Canada. For full terms and conditions click here.

2When you transfer a personal mortgage loan ("Mortgage") to HSBC Bank Canada ("HSBC"). For full terms and conditions click here.

3 Mortgage pre-approval is available for a maximum mortgage amount of $1,000,000 CAD and applies to Traditional (Residential) or Equity Power Secured mortgages. Funds can be used for the purchase, or refinance from another financial institution. Owner occupied principal residence only. Single or multiple home owner applicants are allowed. Applies to single family dwelling and condominium/strata units only (excluding leaseholds and cooperatives). Application may be sole or joint applications (spousal or non-spousal) with a maximum of 2 applicants.

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