Advance Chequing Account | Details | HSBC Canada

Get a chequing account with
excellent day-to-day banking plus additional benefits

Mobile Banking

Experience the convenience of mobile banking and stay on top of your finances wherever you go. Pay bills, check balances, transfer funds, view transaction history and more – all at your fingertips.

Personal Internet Banking

Convenient, fast and secure, our online banking allows you to access your account anytime, anywhere. Bank when you want, where you want with Personal Internet Banking from HSBC. You can manage your finances in one place from the comfort of your home – or anywhere with Internet access. You can even bank on the go with our free mobile app for iOS devices and Android phones. Tablets and web-enabled smartphones can also access HSBC Personal Internet Banking through their website browser.

Watch the demo

Dedicated HSBC Advance specialists available 24/7

Speak to a member of our dedicated HSBC Advance team, day or night, to get answers to your questions and make the most of your account. You can also check your available balance, pay bills, transfer money, or get details of your recent transactions with our simple automated Telephone Banking service1.

HSBC Advance Debit Card

Get instant access to your money whenever you need it with free withdrawals at all HSBC ATMs in Canada and surcharge-free withdrawals at all THE EXCHANGE®2 network ATMs, and unlimited Interac®3 transactions. You can also withdraw cash from more than a million cash machines worldwide.2

HSBC Advance MasterCard®4

Choose from one of two preferred rewards programs. Customers can redeem from a wide array of innovative travel and merchandise rewards with the HSBC Advance Rewards Program, or choose the HSBC Cash Back Rewards Program3, which offers a 1% cash back rebate on eligible purchases made with your HSBC Advance MasterCard. Plus, receive additional cards at no extra cost.

Global View4 and Global Transfers4

Manage the HSBC accounts that you have around the world with one single sign on using Global View. And if you want to transfer money, our Global Transfers service lets you move your money (in real time) between your accounts at a discounted fee.

International account opening

As an HSBC Advance client, you can open accounts in many of the countries you're travelling to before you even set off. Not only will the account be waiting for you when you arrive, but we'll make sure your full HSBC credit history is available there too5.

Learn more

Emergency money

If you lose your cards or money while abroad, we can arrange emergency cash – on the spot – at any of 8,500 HSBC branches worldwide.6

Plus, get extra benefits with HSBC Advance, including:

  • Evaluate your finances with a free annual review
  • Emergency cash assistance at HSBC branches worldwide
  • Protect yourself with Creditor and Travel Insurance

HSBC Advance requires you to have an active HSBC Advance chequing account, and maintain combined personal deposits and investments with HSBC Bank Canada and its subsidiaries of $5,000 or hold personal HSBC Bank Canada residential mortgage with original amount of $150,000 or greater. Some exclusions apply. A monthly fee will be charged if you do not meet at least one of the conditions above. For full details regarding any fees which may apply please refer to the Personal Service Charges/Statement of Disclosure available at any HSBC Bank Canada branch or online at

® iPhone and iPod are trademarks of Apple Inc., registered in the U.S. and other countries. App Store is a service mark of Apple Inc.

®2 THE EXCHANGE. User licensed in Canada by FICANEX Services Limited partnership on behalf of Fiserv EFT.

®3Interac. Trade-mark of Interac Inc. HSBC Bank Canada authorized user of the trade-mark.

®4MasterCard is a registered trademark of MasterCard International Incorporated. Used pursuant to license.

Android is a trademark of Google Inc.

1Not all balances can be accessed via Telephone Banking.

2Surcharge fee for usage of International ATMs will apply.

3Cash Back rebate is earned on eligible purchases charged to your Account, less credit for returns, refunds, rebates and adjustments. No rebate is earned on cash advances (including balance transfers and convenience cheques), optional services, interest charges or fees. Cash Back rebate will be accumulated and credited to your HSBC Advance MasterCard Account annually, on your January statement, provided the Account is in good standing. Please refer to the HSBC Cash Back Rewards Terms and Conditions for complete details.

4Global View and Global Transfers are not available in all countries and territories where HSBC Premier and HSBC Advance is offered. Certain services offered by members of HSBC in Canada may be restricted or unavailable if you move to another jurisdiction or are in another jurisdiction due to the local laws of that jurisdiction. HSBC Group may, however, be able to provide similar services through its members in that jurisdiction. A full list of available countries and a demo can be viewed online.

5Account opening fee is waived for HSBC Premier customers. Certain fees apply with other HSBC relationships. Retail account opening is $200 CAD, HSBC Advance account opening is $100 CAD fees include the service of transferring HSBC credit history.

6Proper identification and/or additional verification is required for emergency card replacement and emergency encashment. Emergency cash received will be deducted from the HSBC account specified by the client during the request. Some countries may have additional requirements and restrictions.

Canadian Deposit Insurance Corporation
Some HSBC accounts and deposit products up to certain dollar amounts are eligible for insurance under the Canada Deposit Insurance Corporation Act (CDIC). Learn more about CDIC and how CDIC Deposit Insurance works:
• Visit
• Read "Protecting Your Deposits." Visit CDIC to download a copy.
Please note some products, such as foreign currency accounts, are not eligible for CDIC Deposit Insurance.


HSBC Advance benefits are available:

  • For no monthly fee when you maintain $5,000 or more in eligible assets at HSBC Bank Canada or its subsidiaries or have total aggregate personal mortgage balances of $150,000 or more at HSBC Bank Canada
  • OR for a monthly fee of $25 if the minimum balance requirements are not met

Apply for HSBC Advance

empty text

empty text

empty text

empty text

empty text

empty text

Connecting Business customers to opportunities

HSBC is the world’s leading international bank in supporting business locally and abroad, whatever their size. With our global experience, local knowledge and our specialized teams, we can help your company achieve its ambitions.

Small Business Banking

For small businesses located in Canada with an annual gross revenue below $5 million (CAD), and looking for simple products and digital tools to help manage the day to day operation of their business.

Business and Corporate Banking

For business and corporates, looking for products and services to help your business grow and manage more complex business needs. Visit now and see how we can help your business grow.