Advance MasterCard Canada | HSBC Canada

Flexible options and valuable rewards

Available exclusively to HSBC Advance customers

  • Select your rewards program
    Choose between the HSBC Advance Rewards Program or the HSBC Advance Cash Back Rewards Program
  • Purchase protection
    Benefit from extra warranty protection on merchandise purchased with your HSBC Advance Mastercard card3
  • Car rental insurance
    Charge your car rental to your HSBC Advance Mastercard card and receive coverage for car rental collision damage3
  • Secure & efficient
    Reduce fraud with the embedded chip technology and save time with the contactless feature
  • HSBC Advance Relationship Bonus1
    Earn $150 Relationship Bonus every year when you charge $20,000 in eligible purchases2 to your HSBC Advance Mastercard card during a calendar year. The Relationship Bonus can only be applied to an HSBC Bank Canada residential mortgage or an HSBC Bank Canada personal savings account
  • No annual fee
    Get your first card and any additional cards added to your HSBC Advance Mastercard account, with no annual card membership fees

    View the Rates and Fees Information Box for details.
  • Travel protection
    Get peace of mind at home and abroad when you enroll in optional Travel and Medical insurance for a low annual fee of $69 (including taxes)3

Eligibility for HSBC Advance is subject to meeting qualification requirements.


®Mastercard is a registered trademark of Mastercard International Incorporated. Used pursuant to license.

1If you are eligible for the HSBC Advance Relationship Bonus, it will be applied to your HSBC Bank Canada Canadian dollar personal savings account in your name (either solely or jointly) or your HSBC Bank Canada residential mortgage to which you are a party. The HSBC Bank Canada mortgage account or HSBC Bank Canada savings account must be in good standing at the time of payment of the Relationship Bonus by us. If you do not make an account selection in time for the application of the Relationship Bonus, it will be applied to your HSBC Bank Canada personal savings account or, if you do not have an HSBC Bank Canada personal savings account, to your HSBC Bank Canada mortgage account. If you do not have either account, you will be ineligible for the Bonus.

2Eligible purchases means the amount of purchases of goods and services that are charged to your HSBC Mastercard Account except for quasi-cash transactions (which include purchases of wire transfers, travelers cheques, foreign currency, money orders, payment of an existing debt, bets, lottery tickets and gaming chips) less any credits for returns, rebates or adjustments. Cash advances (including balance transfers and cheques), optional services, interest charges or fees do not qualify as eligible purchases.

3Insurance Coverage is underwritten by American Bankers Life Assurance Company of Florida (ABLAC) and American Bankers Insurance Company of Florida (ABIC). ABLAC, ABIC, its subsidiaries, and affiliates carry on business in Canada under the name of Assurant Solutions®. ® Assurant Solutions is a registered trademark of Assurant, Inc. Details of coverage, including definitions, benefits, limitations, and exclusions, are in the Certificate of Insurance provided with your card..

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We’ll waive the $25 / month HSBC Advance chequing account fee when

  • You maintain personal deposits & investments of $5,000 or more with us, OR
  • You hold a personal mortgage with an original amount of $150,000 or more with us

HSBC Advance requires you to have an active HSBC Advance chequing account, and maintain combined personal deposits and investments with HSBC Bank Canada and its subsidiaries of $5,000 or hold personal HSBC Bank Canada residential mortgage with original amount of $150,000 or greater. Some exclusions apply. A monthly fee will be charged if you do not meet at least one of the conditions above. For full details regarding any fees which may apply please refer to the Personal Service Charges/Statement of Disclosure available at any HSBC Bank Canada branch or online at www.hsbc.ca.