Premier MasterCard Canada | Details | HSBC Canada

Your passport to a world of benefits

Get the rewards and benefits you’ve earned

As an HSBC Premier client, you can carry a card as worldly as you are.

Choose your rewards

With an HSBC Premier Mastercard, you can choose one of two rewards programs. Earn rewards for travel and merchandise with the HSBC Premier Rewards Program, or choose the HSBC Cash Back Rewards Program for a 1% cash back rebate that is automatically issued as a credit to your HSBC Premier Mastercard account in January each year (as long as your HSBC Premier Mastercard Account is in good standing).

When you apply for an HSBC Premier Mastercard, you choose the rewards, for no additional fee!

View the Rates and Fees Information Box for details.

Learn more


Travel benefits* designed around your lifestyle

Enjoy the exciting travel benefits that your HSBC Premier Mastercard® offers. It is the perfect partner to complement your lifestyle.3

LoungeKey Receive a complimentary membership to the LoungeKey program with your HSBC Premier Mastercard, offering you access to over 800 airport lounges worldwide. Please note that there will be a fee of US$27 (or foreign currency equivalent) per person for each visit charged to your HSBC Premier Mastercard.
Boingo Get unlimited Wi-Fi through Boingo at over 1 million hotspots worldwide. Connect up to four devices at airports, hotels and popular places around town.
Expedia

Agoda
Receive a 10% discount on select hotel bookings with Expedia and Agoda when you book directly through the HSBC Expedia or HSBC Agoda websites.

*Availability, restrictions and conditions, including terms and conditions of third parties apply. Please click here to learn more.


HSBC Premier Privileges

Enjoy access to a variety of travel, dining, shopping and entertainment offers around the world. Search offers by destination, merchant or category, or view travel insights and get local tips.

Preferred interest rate and repayment terms

HSBC Premier clients receive a preferred interest rate for purchases, cash advances and balance transfers, along with our longest interest-free grace period.

Extensive travel protection

Travel and Medical Insurance5 coverage of up to $1 million for you (as the Primary Cardholder), your spouse and dependent children travelling with you. Coverage for unlimited trips of up to 17 days per trip.

Emergency Travel and Medical coverage includes

  • Hospital room and board charges
  • Ambulance expenses
  • Medical treatment by a physician
  • X-rays
  • Operations
  • Emergency accommodation
  • Drugs and medication
  • Rental of minor medical equipment
  • Emergency dental expenses

Other coverage includes,

  • Trip cancellation insurance
  • Trip delay insurance
  • Baggage delay or loss insurance

Trip Insurance5 – Common Carrier Accidental Death and Dismemberment Insurance, Unexpected Return Home Insurance
Car Rental Insurance5 – Rent your car with the HSBC Premier Mastercard and receive automatic Collision Damage Waiver Insurance, Accidental Death and Dismemberment Insurance and Personal Effects Insurance


Additional benefits with every HSBC Premier Mastercard

  • Purchase Assurance and Extended Warranty Insurance5
    When you purchase an item on your card, you’ll receive coverage for loss, theft or damage for 90 days from the purchase date. Your HSBC Premier Mastercard also doubles the original manufacturer’s warranty up to one additional year.
  • Save time with Tap and GoTM
    The contactless feature makes your shopping even easier. It's quick and ideal at places where speed is essential, like fast food restaurants, grocery stores, movie theatres, and gas stations.
  • Secure account transactions
    Chip & PIN technology helps reduce the possibility of your HSBC Mastercard being used by someone else.

Important Information about the HSBC Premier Mastercard:

To apply for an HSBC Premier Mastercard, you must:

  • Be an HSBC Premier client
  • Be a permanent Canadian resident and have reached the age of majority in your province/territory

In order to qualify for HSBC Premier you must have an active HSBC Premier chequing account, and meet at least one of the following eligibility criteria:

• Total Relationship Balance of $100,000 (CAD) or more, or

• Total Mortgage Amount of $500,000 (CAD) or more, or

• Total Monthly Income Deposit of $6,500 (CAD) or more plus confirmation of $100,000 or more in deposits and/or investments in Canada

Some exclusions apply. A monthly fee will be charged if you do not meet at least one of the eligibility criteria above. For full details regarding eligibility and any fees which may apply please refer to the Personal Service Charges/Statement of Disclosure available at any HSBC Bank Canada branch or online at www.hsbc.ca.

®/™Mastercard is a registered trademark and the circles design and tap & go are trademarks of Mastercard International Incorporated. Used pursuant to license.

1Customers enrolled in the HSBC Premier Rewards Program earn Rewards Points for most purchases charged to your HSBC Premier Mastercard account, less credits for returns, refunds and adjustments. No Rewards Points are earned on quasi-cash transactions, cash advances (which includes balance transfers), optional services, interest charges or fees. Terms, conditions and eligible purchases may change without notice. Refer to the HSBC Premier Rewards Program Terms & Conditions for details.

2Customers enrolled in the HSBC Cash Back Rewards Program earn rebate for most purchases charged to your HSBC Premier Mastercard account, less credits for returns, refunds and adjustments. No rebate is earned on quasi-cash transactions, cash advances (which includes balance transfers), optional services, interest charges or fees. Terms, conditions and eligible purchases may change without notice. Refer to the HSBC Cash Back Rewards Program Terms & Conditions for details.

3These travel benefits, other than Uber promo code, are available to the Primary Cardholder and Authorized Users of HSBC Premier Mastercard.

4Qualified airline purchases are purchases at merchants that are classified in the Mastercard network as airlines. Some merchants may sell airline tickets but are classified in another manner, in which case they are not treated as qualified airline purchases.

5Insurance Coverage is underwritten by American Bankers Life Assurance Company of Florida (ABLAC) and American Bankers Insurance Company of Florida (ABIC). ABLAC, ABIC, its subsidiaries, and affiliates carry on business in Canada under the name of Assurant Solutions®. ®Assurant Solutions is a registered trademark of Assurant, Inc. Details of coverage, including definitions, benefits, limitations, and exclusions, are in the Certificate of Insurance provided in your Cardholder Manual.

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