HSBC World Elite Mastercard

Apply by September 4th, 2018 and receive up to 30,000 Points as follows:

  • 20,000 Welcome Bonus1
  • 10,000 Points when you spend $1,000 within 90 days of account opening2

Plus, we'll waive the $149 annual fee for the first year3 (offer excludes Quebec residents)2

Apply by September 4th, 2018 and receive up to 60,000 Points as follows:

  • 20,000 Welcome Bonus1
  • 40,000 Points when you keep your account open and in good standing for 90 days from account open date2
  • No foreign transaction fees4
    Save on all your foreign currency purchases (even online) with no additional foreign currency conversion charges. Only the exchange rate will apply.
  • Enhanced rewards program
    Earn 3%5 in travel rewards on all eligible travel purchases6 (6 Points per $1) and 1.5% in travel rewards on all other eligible purchases7 (3 Points per $1).
  • 31-day insurance8 coverage
    Worldwide Emergency Travel Medical insurance8. Enjoy longer trips with greater peace of mind (This coverage is only available if the primary cardholder is under age 65. Please note that travel in Cuba is not covered.)
  • $100 annual travel enhancement credit
    Redeemable towards select airline seat upgrades, airline baggage fees and airport lounge passes.
  • Exciting travel benefits9
    • Receive a complimentary membership to Mastercard Airport Experiences Provided by LoungeKey
    • Unlimited Wi-Fi through Boingo at over 1 million hotspots worldwide10
    • 10% discount on select hotel bookings on your card with Expedia and Agoda
  • 24 hour worldwide11 assistance
    With an Emergency Cash Transfer to a maximum of $5,000 if your card is lost or stolen.
  • Authorized User Annual Fee: $50 per Card12
  • Annual Fee: $149
    Waived for the first year3
  • Annual Interest Rate: 19.9% on Purchases | 22.9% on Cash Advances and Balance Transfers

To apply for an HSBC World Elite Mastercard, you must:

  • Have a minimum annual gross personal income of $80,000 or a minimum annual gross household income of $150,000; or $400,000 in assets at any Canadian Financial Institution
  • Be a permanent Canadian resident and have reached the age of majority in your province/territory

The HSBC World Elite Mastercard is subject to credit approval.

Check full eligibility details

Apply online

The HSBC World Elite Mastercard is subject to credit approval.

Rates and Fees Information Box

1The Welcome Bonus is 20,000 Points for the HSBC World Elite Rewards Program. The Welcome Bonus will be awarded only if your application for a new HSBC World Elite Mastercard is approved. The Welcome Bonus is earned when you make the first transaction with your new card following enrolment. If you are a resident of Quebec, you can also earn the Welcome Bonus by calling HSBC Mastercard Customer Care at the number listed on the back of your card. The Welcome Bonus will be credited in accordance with the Terms and Conditions of the HSBC World Elite Rewards Program. Limit of one Welcome Bonus per new HSBC World Elite Mastercard account. The Welcome Bonus offer may be changed, withdrawn or extended at any time and cannot be combined with any other offer, except the offers described here. The HSBC World Elite Rewards Program Terms and Conditions apply.

2To receive the incremental 10,000 Points, you must make eligible purchases in the aggregate amount of $1,000 or more within 90 days of opening your account. If you are a resident of Quebec, to receive the incremental 40,000 Points, you must keep your Account open and in good standing for 90 days from your account open date. This offer applies to approved HSBC World Elite Mastercard accounts for which an application is received between June 11 and September 4, 2018 and may not be available for other types of HSBC Mastercard. These Points are in addition to the Points earned on the eligible purchases at the earn rate listed in the HSBC World Elite Rewards Program Terms and Conditions. The incremental points will be credited in accordance with the Terms and Conditions of the HSBC World Elite Rewards Program and will appear in your HSBC Rewards Account within two statement periods of the day they are earned. This offer may be changed, withdrawn or extended at any time and cannot be combined with any other offer, except the offers described here. The HSBC World Elite Rewards Program Terms and Conditions apply.

3If you apply for a new HSBC World Elite Mastercard between June 11 and September 4, 2018 and your application is approved, we will issue a one-time rebate equal to the annual fee charged to your HSBC World Elite Mastercard account for the Primary Cardholder in the first year. No credit will be issued for any supplementary card fees on your account. This rebate will appear as a credit against the annual fee within two statement periods. Your HSBC World Elite Mastercard account must be open and in good standing at the time the rebate is applied. This offer is not transferable and cannot be combined with any other offer, except the offers described here. This offer is only valid for the first year. Offer excludes Quebec residents.

4The term "foreign transaction fees" is a substitute for Foreign Currency Conversion charges.

5Earn 6 Points on every $1 of eligible travel purchases, up to a maximum of $50,000 in eligible travel purchases charged to your HSBC World Elite Mastercard in a calendar year. After reaching $50,000 in eligible travel purchases, you will earn 3 Points on every $1 of eligible travel purchases. Refer to the HSBC World Elite Rewards Program Terms and Conditions for complete details. Points earned on eligible travel purchases can be redeemed for rewards valued at up to 3% of the amount spent to earn them, and Points earned on all other eligible purchases can be redeemed for rewards valued at up to 1.5% of the amount spent to earn them. For example, $5,000 in eligible travel purchases earns you 30,000 Points, which can be redeemed for travel rewards valued at $150. Other rewards that require 30,000 Points for redemption may be valued at less than $150. Redemption offers may change from time to time.

6Eligible travel purchases mean purchases made from merchants that are classified in the Mastercard network as airlines, car rental agencies, hotels, cruise lines, passenger railways, tour operators, timeshares and travel agencies. Some merchants may sell travel services but are classified in another manner, therefore, purchases from such merchants are not considered to be eligible travel purchases.

7Eligible purchases means purchases of goods and services that are charged to your Account, except for quasi-cash transactions (which include purchases of wire transfers, travelers cheques, foreign currency, money orders, payments of existing debts, bets, lottery tickets, and gaming chips), less any credits for returns, rebates or adjustments. Cash advances (including balance transfers and cheques), optional services, interest charges or fees, do, not qualify as eligible purchases. See the HSBC World Elite Mastercard Cardholder Manual for further details.

8Insurance coverage is underwritten by American Bankers Life Assurance Company of Florida (ABLAC) and/or American Bankers Insurance Company of Florida (ABIC). ABLAC, ABIC, their subsidiaries and affiliates, carry on business in Canada under the name Assurant®. ®Assurant is a registered trademark of Assurant, Inc. Details of coverage, including definitions, benefits, limitations, and exclusions, are in the Certificate of Insurance provided in your Cardholder Manual.

9Learn more about these new benefits, and their restrictions, conditions and availability here.

10The service is limited to up to four devices.

11Travel Assistance Services may not be available in countries of political unrest and such countries may from time to time be determined to be unsafe and/or inaccessible.

12You may have up to four Authorized Users on your Account. If you add an Authorized User after your card is first issued, a pro-rated supplementary card fee will be charged on the first statement date after the supplementary card is issued (regardless of activation). The amount of the fee will be pro-rated for the number of months remaining between the day the fee is charged and the next anniversary of your Account. After that, as long as the card remains issued, $50 supplementary card fee will be charged for that card annually on the Anniversary of your Account.

® / ™Mastercard and World Elite are registered trademarks and the circles design is a trademarks of Mastercard International Incorporated. Used pursuant to license.

Issued by HSBC Bank Canada

To apply for an HSBC World Elite Mastercard, you must:

  • Have a minimum annual gross personal income of $80,000 or a minimum annual gross household income of $150,000; or $400,000 in assets at any Canadian Financial Institution
  • Be a permanent Canadian resident and have reached the age of majority in your province/territory

The HSBC World Elite Mastercard is subject to credit approval.

Apply online

Please view the Terms and Conditions before proceeding

Please view the Terms and Conditions before proceeding

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