HSBC Premier World Elite Mastercard - Overview



Apply by March 31, 2019 and earn up to
30,000 Points1 ($150 value in travel rewards) as follows:

  • 20,000 Welcome Bonus2
  • 10,000 Points when you spend $1,000 within 90 days of account opening3

Plus, we'll waive the first-year annual fee for the primary cardholder4 (offer excludes Quebec residents)

Apply by March 31, 2019 and earn up to 50,000 Points1 ($250 value in travel rewards) as follows:

  • 20,000 Welcome Bonus2
  • 30,000 Points when you keep your account open and in good standing for 90 days from account open date3
  • No foreign transaction fees5
    Save on all your foreign currency purchases (even online) with no additional foreign currency conversion charges. Only the exchange rate will apply.
  • Enhanced rewards program
    Love to travel? Earn 3%6 in travel rewards on all eligible travel purchases7 (6 points per $1) and 1.5% in travel rewards on all other eligible purchases8 (3 points per $1).
  • 31-day insurance9 coverage
    Emergency Travel Medical insurance9. Enjoy longer trips with greater peace of mind.
  • $100 annual travel enhancement credit
    Redeemable towards select airline seat upgrades, airline baggage fees and airport lounge passes.
  • Exciting travel benefits10
    • Receive a complimentary membership to Mastercard Airport Experiences Provided by LoungeKey
    • Unlimited Wi-Fi through Boingo at over 1 million hotspots worldwide11
    • 10% discount on select hotel bookings on your card with Expedia and Agoda
  • 24 hour worldwide12 assistance
    With an Emergency Cash Transfer to a maximum of $5,000 if your card is lost or stolen.
  • Annual fee: $149
    HSBC Premier clients receive a $50 annual fee rebate as part of HSBC Premier.
  • Annual Interest rate: 17.9%

Rates and Fees Information Box

Eligibility for HSBC Premier is subject to meeting qualification requirements.

1The offers for HSBC Premier World Elite Mastercard are available to successful HSBC Premier applicants who have not, in the 12 months prior to submitting the application, held an HSBC World Elite Mastercard, HSBC Premier World Elite Mastercard or HSBC Jade Elite World Mastercard. Only HSBC Premier customers are eligible for these offers. Only one new or upgraded account per customer is eligible for these offers. The account opening is subject to our standard credit review and approval and meeting the following income/asset eligibility requirement: (1) a minimum of $80,000 in annual personal income (before taxes) or $150,000 in annual household income (before taxes) or (2) a minimum of $400,000 in assets under management (based on liquid, investable assets with financial institutions in Canada) and additional conditions listed for the specific offers below.

2The Welcome Bonus is 20,000 Points for the HSBC Premier World Elite Rewards Program. The Welcome Bonus will be awarded only if your application for a new or upgraded HSBC Premier World Elite Mastercard is approved. The Welcome Bonus is earned when you make the first transaction on your account following account opening or upgrade. The Welcome Bonus will be credited in accordance with the Terms and Conditions of the HSBC Premier World Elite Rewards Program. Limit of one Welcome Bonus per new HSBC Premier World Elite Mastercard account. The Welcome Bonus offer may be changed, withdrawn or extended at any time and cannot be combined with any other offer, except the offers described here and offers that state that they can be combined with an HSBC credit card welcome bonus offer. The HSBC Premier World Elite Rewards Program Terms and Conditions apply.

3If you are not a resident of Quebec, you can receive the incremental 10,000 Points, if you make eligible purchases in the aggregate amount of $1,000 or more within 90 days of opening or upgrading your account. If you are a resident of Quebec, you can receive the incremental 30,000 Points, if you keep your Account open and in good standing for 90 days from your account opening or upgrade. This offer applies to approved HSBC Premier World Elite Mastercard accounts for which an application is received between February 1st 2019 and March 31st 2019 and may not be available for other types of HSBC credit cards. The incremental Points are in addition to the Points earned on the eligible purchases at the earn rate listed in the HSBC Premier World Elite Rewards Program Terms and Conditions. The incremental Points will be awarded on the day which is 90 days after the account opening or upgrade, will be credited in accordance with the Terms and Conditions of the HSBC Premier World Elite Rewards Program and will appear in your HSBC Rewards Account within two statement periods of the day they are awarded. Your account must be open and in good standing on the day the incremental Points are credited. This offer may be changed, withdrawn or extended at any time and cannot be combined with any other offer, except the offers described here and offers that state that they can be combined with other HSBC credit card offers.. The HSBC Premier World Elite Rewards Program Terms and Conditions apply.

4This offer is only available to residents of Canada other than the province of Quebec. This offer applies to approved new and upgraded HSBC Premier World Elite Mastercard accounts for which an application is received between February 1st and March 31st, 2019. We will issue a one-time rebate equal to the annual fee charged to your HSBC Premier World Elite Mastercard account for the first year less any other rebate of the annual fee you receive. This rebate will appear as a credit against the annual fee within two statement periods account opening or upgrade. Your HSBC Premier World Elite Mastercard account must be open and in good standing at the time the rebate is applied. This offer may be changed, withdrawn or extended at any time and cannot be combined with any other offer, except the offers described here and offers that state that they can be combined with other HSBC credit card offers. This offer is only valid for the first year.

5The term "foreign transaction fees" is a substitute for Foreign Currency Conversion charges.

6Points earned on eligible travel purchases can be redeemed for rewards valued at up to 3% of the amount spent to earn them, and Points earned on all other eligible purchases can be redeemed for rewards valued at up to 1.5% of the amount spent to earn them. For example, $5,000 in eligible travel purchases earns you 30,000 Points, which can be redeemed for travel rewards valued at $150. Other rewards that require 30,000 Points for redemption may be valued at less than $150. Redemption offers may change from time to time.

7Eligible travel purchases mean purchases made from merchants that are classified in the Mastercard network as airlines, car rental agencies, hotels, cruise lines, passenger railways, tour operators, timeshares and travel agencies. Some merchants may sell travel services but are classified in another manner, therefore, purchases from such merchants are not considered to be eligible travel purchases.

8Eligible purchases means purchases of goods and services that are charged to your Account, except for quasi-cash transactions (which include purchases of wire transfers, travelers cheques, foreign currency, money orders, payments of existing debts, bets, lottery tickets, and gaming chips), less any credits for returns, rebates or adjustments. Cash advances (including balance transfers and cheques), optional services, interest charges or fees, do, not qualify as eligible purchases. See the HSBC Premier World Elite Mastercard Cardholder Manual for further details.

9Insurance coverage is underwritten by American Bankers Life Assurance Company of Florida (ABLAC) and/or American Bankers Insurance Company of Florida (ABIC). ABLAC, ABIC, their subsidiaries and affiliates, carry on business in Canada under the name Assurant®. ®Assurant is a registered trademark of Assurant, Inc. Details of coverage, including definitions, benefits, limitations, and exclusions, are in the Certificate of Insurance provided in your Cardholder Manual.

10Learn more about these new benefits, and their restrictions, conditions and availability here.

11The service is limited to up to four devices.

12Travel Assistance Services may not be available in countries of political unrest and such countries may from time to time be determined to be unsafe and/or inaccessible.

®/TMMastercard and World Elite are registered trademarks and the circles design and tap & go are trademarks of Mastercard International Incorporated. Used pursuant to license.

Issued by HSBC Bank Canada

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HSBC Premier eligibility

In order to qualify for HSBC Premier you must have an active HSBC Premier chequing account, and meet at least one of the following eligibility criteria:

• Total Relationship Balance of $100,000 (CAD) or more, or

• Total Mortgage Amount of $500,000 (CAD) or more, or

• Total Monthly Income Deposit of $6,500 (CAD) or more plus confirmation of $100,000 or more in deposits and/or investments in Canada

Some exclusions apply. A monthly fee will be charged if you do not meet at least one of the eligibility criteria above. For full details regarding eligibility and any fees which may apply please refer to the Personal Service Charges/Statement of Disclosure available at any HSBC Bank Canada branch or online at www.hsbc.ca.