Business Account Rates

Rates are subject to change without notice. For further information or to confirm most recent rates, please contact any HSBC branch. Interest rates are expressed on a per annum basis. New accounts receive interest from the date of opening. For all accounts, interest is calculated based on the daily closing balance and paid monthly unless otherwise noted.




HSBC Bank Canada Cash Management Account Reference Rate*




Updated 2018-10-26



CAD USD
3.10% 4.65%



*is a reference interest rate used to determine the interest rate per annum applicable to deposit balances held in your Cash Management account(s). For more information, contact a relationship manager at a branch near you.






HSBC BusinessVantage Account




Updated 2018-08-16



On the portion of your daily closing balance CAD USD
Between $5,000.00* -$24,999.99 0.00% 0.16%
Between $25,000.00 -$49,999.99 0.00% 0.16%
Between $50,000.00 -$99,999.99 0.00% 0.16%
Between $100,000.00 -$249,999.99 0.00% 0.16%
Between $250,000.00 -$1,000,000.99** 0.01% 0.16%



* No interest is paid if the daily closing balance is under $5,000
**No interest is paid on the portion of the daily balance in excess of $1,000,000.99






Community Service Account




Updated 2015-07-21



CAD
On the entire balance 0.01%






Commercial Savings Account




Updated 2018-08-16



Canadian Dollar US Dollar Chinese Renminbi
On the entire balance 0.01% 0.20% 0.00%






Business Savings Account




Updated 2018-11-01



CAD Promotional Annual Interest Rate (CAD)**
On the entire balance, when the daily closing balance is between $25,000.00* - $499,999.99 1.05% 2.20%
On the entire balance, when the daily closing balance is between $500,000.00 - $999,999.99 1.35% 2.20%
On the entire balance, when the daily closing balance is between $1,000,000.00 - $4,999,999.99 1.50% 2.20%
On the entire balance, when the daily closing balance is $5,000,000.00 or higher 1.55% 2.20%



*No interest paid if the daily closing balance is under $25,000.00



Updated 2018-11-01



USD Promotional Annual Interest Rate (USD)**
On the entire balance 0.20% 2.00%






Commercial Investment Account




Updated 2018-10-26



CAD USD
Rate per annum 1.55% 1.05%



The Commercial Investment Account rate applies to the entire balance, when the daily closing balance is between $1,000,000.00 - $100,000,000.99.
No interest paid if daily closing balance under $1,000,000.00
No interest paid for balances greater than $100,000,000.99






Notice Account Reference Rate*




Updated 2018-10-25



CAD USD
Rate per annum 1.675% 1.850%



*is a reference interest rate used to determine the interest rate per annum applicable to deposit balances held in your Notice Deposit account. For more information, contact a relationship manager at a branch near you.






Foreign Currency Savings Accounts




Updated 2014-07-14



Can be opened with the following account types: • Business Savings Account • Commercial Investment Account • Commercial Savings Account



Currency Interest
Swiss Franc 0.00%
British Pound 0.05%
Japanese Yen 0.00%
Euro 0.00%
Hong Kong Dollar 0.05%






Prime Rate / US Base Rate




Prime Rate US Base Rate
Rate per annum 3.95% 5.75%