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Our Chequing Accounts
HSBC Premier
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Unlimited withdrawals and deposits on your Premier chequing accounts (available in Canadian and US Dollar)
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Free personalized cheques
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No fees when you send an INTERAC e-Transfer® from your HSBC Premier chequing account (Canadian accounts only)
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No fee access to over 3,300 HSBC ATMs and THE EXCHANGE® ATMs across Canada and unlimited rebates on other banks ATMs in Canada (up to $2.00 rebate per withdrawal fee)
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$0 wire transfer fees* when you send foreign exchange wire transfer less than $10,000
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Up to $50 rebate on the annual fee for select HSBC credit cards1
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Bank drafts in Canadian Dollars, U.S. Dollars, and most other major world currencies
HSBC Premier Eligibility:
- Have an active Premier chequing account, and
- Maintain a $100,000 balance in combined personal deposits and investments with HSBC Bank Canada and its subsidiaries
- Hold a personal HSBC Bank Canada residential mortgage with original amount of $500,000 or more
- Deposit $6,500 (CAD) or more to you HSBC Premier account(s) monthly plus confirmation of $100,000 or more in deposits and/or investments in Canada
Everyday banking essentials plus exclusive benefits including a dedicated Premier Relationship Manager as your one point of contact for all your financial needs.
As a new customer you have 6 months to qualify. During this period the Premier monthly fee will not be charged. A monthly fee of $34.95 will be charged if none of the Premier eligibility criteria is met.
Our Awards
HSBC Premier is proud to be recognized as the winner of “Best Mass Affluent Banking Offering” by the Digital Banker’s 2022 Global Retail Banking Innovation Awards.†
HSBC Advance
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The $25 monthly account fee is waived if you’re eligible**
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Unlimited day-to-day HSBC Advance chequing account transactions2
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5 rebates / month of ATM fees when using a non-HSBC Bank Canada or non-Exchange Network ATMs3
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Free INTERAC® e-Transfers from your HSBC Advance chequing account
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$25 rebate on the annual fee for select HSBC credit cards4
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Easily view and transfer money online between your personal HSBC accounts in over 30 countries and regions5
A smart collection of banking services designed to fit your life.
Performance Chequing-Unlimited
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Chequing account available in Canadian and US Dollars
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$14.95 monthly fee to cover all your everyday banking needs
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Unlimited transactions2, including free INTERAC® e-Transfers
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Seniors discount: no monthly fees on Canadian Dollar accounts for customers 60 years and older6 – when you turn 60, please let us know!
Exceptional value and convenient access to your money
Performance Chequing-Limited
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Low $4 monthly admin fee7
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14 free monthly transactions ($1 for each additional transaction)
A Low – Cost chequing account for people who make fewer transactions
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No monthly fees and no minimum balance required
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Unlimited transactions
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Free INTERAC e-Transfers® and mobile cheque deposits
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Free withdrawals at HSBC Canada or THE EXCHANGE® Network ATMs
An unlimited chequing account designed for today’s students.
Account Reconciliation Work Sheet
Use this work sheet to balance your bank statement:
- Download, print and fill in the blanks
- Follow the instructions on the form to see if your statement balances with your cheque record
±For The Digital Banker award information, visit site: https://globalretailbanking.com/past-winners/2022-winners/
† Terms and conditions apply. Offer value is composed of multiple products, valid from May 16, 2022 to March 31, 2023.
1 You can receive an annual fee rebate of $50 on the HSBC Premier World Elite® Mastercard®, $50 on the HSBC World Elite® Mastercard®, and $25 on HSBC +Rewards™ Mastercard®. You’ll receive the annual fee rebate on the date the annual fee is charged, if you’re i) an HSBC Premier client, and ii) the primary cardholder of an eligible HSBC credit card. This rebate does not apply to supplementary card fees or other charges applicable to the credit card account. For details, see HSBC Credit Card Annual Fee Rebate.
2 Unlimited transactions include cheques, withdrawals and deposits at HSBC Branches and ATMs in Canada, HSBC Telephone and Mobile banking (Canada), withdrawals at more than 3,000 ATMs on THE EXCHANGE Network and Interac® debit purchases at retailers across Canada.
3 Maximum rebate of $2.00 / transaction
4 The following credit cards are eligible for an annual fee rebate of $25: HSBC Premier World Elite Mastercard, HSBC World Elite Mastercard, and HSBC +Rewards Mastercard. You’ll receive the $25 rebate on the date the annual fee is charged, if you’re i) an HSBC Advance client, and ii) the primary cardholder of an eligible HSBC credit card. This rebate does not apply to supplementary card fees or other charges applicable to the credit card account. For details, see HSBC Credit Card Annual Fee Rebate.
5 Global View and Global Transfers are not available in all countries and regions where HSBC Advance is offered. Certain services offered by members of HSBC in Canada may be restricted or unavailable if you move to another jurisdiction or are in another jurisdiction due to the local laws of that jurisdiction. HSBC Group may, however, be able to provide similar services through its members in that jurisdiction. A full list of available countries/regions can be viewed online.
6 Seniors discount is available to customers age 60 years and older. When you turn 60, please let us know. You will get the Senior Discount only after you let us know you are over 60 and provide proof of age. Fees paid before proof of age is confirmed may not be refunded.
7 Covers account related activity fees. Sundry services are subject to regular fees as outlined in the Personal Service Charges Statement of Disclosure.
8 Youth discount is available to customers under 18 years of age. Performance Chequing Limited Account will be provided to such customer without chequing privileges.
9 RDSP Beneficiary discount is available to customers who are Registered Disability Savings Plan (RDSP) beneficiaries and provide proof of eligibility in branch. Additional fees paid before eligibility is confirmed may not be refunded.
®/™ World Elite and Mastercard are registered trademarks, and the circles design and tap & go are trademarks of Mastercard International Incorporated. Used pursuant to license.
™ HSBC +Rewards is a trademark of HSBC Group Management Services Limited. Used pursuant to license.
* The fee for sending wire transfers valued under $10,000 CAD equivalent from HSBC Bank Canada personal accounts is waived if the currency of the wire is different from the account currency. The CAD equivalent is determined at the time the transfer is processed. Exchange rate will apply; transfers may incur agency and/or beneficiary bank fees.
**When you maintain combined personal deposits and investments with HSBC Bank Canada and its subsidiaries of $5,000 or hold personal HSBC Bank Canada residential mortgage with original amount of $150,000 or greater
® Trademark of INTERAC Inc. Used under license.
® THE EXCHANGE is a registered trademark owned by Fiserv Inc. licensed for use in Canada by FICANEX Services Limited Partnership.
