Top of main content

Earn up to $1,000* when you switch over to us 

Open up to a world of possibilities
*Terms & Conditions Apply. Offer ends December 28, 2020.

Our Chequing Accounts

HSBC Premier

  • Unlimited withdrawals and deposits on your Premier chequing accounts (available in Canadian and US Dollar)
  • Free personalized cheques
  • No fees when you send an INTERAC e-Transfer® from your HSBC Premier chequing account (Canadian accounts only)
  • No fee access to 3,500 HSBC ATMs and THE EXCHANGE® ATMs across Canada and unlimited rebates on other banks ATMs in Canada (up to $2.00 rebate per withdrawal fee)
  • $0 wire transfer fees* when you send foreign exchange wire transfer less than $10,000
  • Bank drafts in Canadian Dollars, U.S. Dollars, and most other major world currencies

HSBC Premier Eligibility:

- Have an active Premier chequing account, and

- Maintain a $100,000 balance in combined personal deposits and investments with HSBC Bank Canada and its subsidiaries

- Hold a personal HSBC Bank Canada residential mortgage with original amount of $500,000 or more

- Deposit $6,500 (CAD) or more to you HSBC Premier account(s) monthly plus confirmation of $100,000 or more in deposits and/or investments in Canada

Everyday banking essentials plus exclusive benefits including a dedicated Premier Relationship Manager as your one point of contact for all your financial needs.

 

As a new customer you have 6 months to qualify. During this period the Premier monthly fee will not be charged. A monthly fee of $34.95 will be charged if none of the Premier eligibility criteria is met.

HSBC Advance

  • The $25 monthly account fee is waived if you’re eligible**
  • Unlimited day-to-day HSBC Advance chequing account transactions1
  • 5 rebates / month of ATM fees when using a non-HSBC Bank Canada or non-Exchange Network ATMs2
  • Free INTERAC® e-Transfers from your HSBC Advance chequing account
  • No-annual fee HSBC Advance Mastercard® with your choice of points or cash back rewards
  • Easily view and transfer money online between your personal HSBC accounts in over 30 countries3
When you maintain combined personal deposits and investments with HSBC Bank Canada and its subsidiaries of $5,000 or hold personal HSBC Bank Canada residential mortgage with original amount of $150,000 or greater

A smart collection of banking services designed to fit your life.

Performance Chequing-Unlimited

  • $14.95 covers all your everyday transactions4
  • Full-time secondary students pay a discounted monthly rate of $4.005
  • If you are 60 years of age or older, you will be exempt from the monthly fee6 (Canadian Dollar only)
  • Unlimited day-to-day banking, includes withdrawals, deposits, bill payments, direct payments, ATM transactions and more
  • Access funds online, by phone, in branch or via ATM
  • International access

Exceptional value and convenient access to your money

Performance Chequing-Limited

  • Includes 14 free monthly transactions
  • No monthly fee for students, seniors or Registered Disability Savings Plan (RDSP) beneficiaries
  • Low $4.00 monthly admin fee4
  • Access funds online, by phone, in branch or via ATM

A Low – Cost chequing account for people who make fewer transactions

Student Chequing Account
  • No monthly fees and no minimum balance required
  • Unlimited transactions
  • Free INTERAC e-Transfers® and mobile cheque deposits
  • Free withdrawals at HSBC Canada or THE EXCHANGE® Network ATMs

An unlimited chequing account designed for today’s students.

Account Reconciliation Work Sheet

Use this work sheet to balance your bank statement:

  • Download, print and fill in the blanks
  • Follow the instructions on the form to see if your statement balances with your cheque record

 

1 Unlimited day-to-day banking includes cheques, withdrawals and deposits at HSBC Branches and ATMs in Canada, HSBC Telephone and Mobile banking (Canada), withdrawals at more than 3,500 ATMs on THE EXCHANGE Network and Interac® debit purchases at retailers across Canada.

2 Maximum rebate of $2.00 / transaction

3 Global View and Global Transfers are not available in all countries and territories where HSBC Advance is offered. Certain services offered by members of HSBC in Canada may be restricted or unavailable if you move to another jurisdiction or are in another jurisdiction due to the local laws of that jurisdiction. HSBC Group may, however, be able to provide similar services through its members in that jurisdiction. A full list of available countries/regions can be viewed online.

4 Covers account related activity fees. Sundry services are subject to regular fees as outlined in the Personal Service Charges Statement of Disclosure brochure.

5 Student discount is available to customers age 18 years or older with proof of enrollment in a full-time secondary or post-secondary education program. The discount is effective starting from the date we confirm your enrollment until the graduation date you tell us. If your graduation date changes, please let us know to ensure your discount continues. Additional fees paid before proof of enrollment is confirmed may not be refunded.

6 Seniors discount is available to customers age 60 years or older. When you turn 60, please let us know. You will get the Senior Discount only after you let us know you are over 60 and provide proof of age. Fees paid before proof of age is confirmed may not be refunded.

Rates are subject to change without notice. For more information and to confirm most recent rates, please contact any HSBC branch.

* The fee for sending wire transfers valued under $10,000 CAD equivalent from HSBC Bank Canada personal accounts is waived if the currency of the wire is different from the account currency. The CAD equivalent is determined at the time the transfer is processed. Exchange rate will apply; transfers may incur agency and/or beneficiary bank fees.

**When you maintain combined personal deposits and investments with HSBC Bank Canada and its subsidiaries of $5,000 or hold personal HSBC Bank Canada residential mortgage with original amount of $150,000 or greater

® Trademark of INTERAC Inc. Used under license.

® THE EXCHANGE is a registered trademark owned by Fiserv Inc. licensed for use in Canada by FICANEX Services Limited Partnership.

®/TM Mastercard is a registered trademark, and the circles design and tap & go are trademarks of Mastercard International Incorporated. Used pursuant to license.

Listening to what you have to say about services matters to us. It's easy to share your ideas, stay informed and join the conversation.