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Chequing Accounts

Get up to $500* with an HSBC chequing account. Plus, unlock an additional $958* in cash back and savings.

Need help choosing a chequing account?

Answer a few quick questions and we’ll recommend chequing options that might be appropriate for your needs.

Our Awards

HSBC Premier is proud to be recognized as the winner of “Best Mass Affluent Banking Offering” by the Digital Banker’s 2022 Global Retail Banking Innovation Awards.

Choose the chequing account that best suit your needs.

HSBC Premier HSBC Advance Student Chequing

Performance
Chequing - Unlimited

Performance
Chequing - Limited

A dedicated Premier Relationship Manager that will handle all your day to day banking and wealth management needs.

A smart, all-inclusive banking solution that allows you to bank on your terms.

An unlimited chequing account designed for today’s student

Great value for unlimited everyday banking needs.

A low-cost option for limited everyday banking needs.

Unlimited account transactions per month

Unlimited account transactions per month

Unlimited account transactions per month

Unlimited account transactions per month

14 account transactions per month without fees

No Interac® e-transfer fees

No Interac® e-transfer fees

No Interac® e-transfer fees

No Interac® e-transfer fees

Interac® e-transfer1 transactions included in the 14 Account Transactions per month above.1

Mobile and Online banking

Mobile and Online banking

Mobile and Online banking

Mobile and Online banking

Mobile and Online banking

No fee access to over 3,300 HSBC ATMs and THE EXCHANGE® ATMs across Canada

No fee access to over 3,300 HSBC ATMs and THE EXCHANGE® ATMs across Canada

No fee access to over 3,300 HSBC ATMs and THE EXCHANGE® ATMs across Canada

No fee access to over 3,300 HSBC ATMs and THE EXCHANGE® ATMs across Canada

No fee access to over 3,300 HSBC ATMs and THE EXCHANGE® ATMs across Canada

Unlimited rebates on other banks

ATMs in Canada (up to $2.00

rebate per withdrawal fee)

5 rebates/month of ATM convenience fees when using non-HSBC Canada or non- Exchange Network ATMs (maximum rebate of $2.00 / transaction)      
Up to $50 rebate on the annual fee for select HSBC credit cards2 $25 rebate on the annual fee for select HSBC credit cards3 HSBC credit card4 with a minimum $1,000 credit limit    

$34.95 Monthly fee5

$25 Monthly fee5

No Monthly fee 

$14.95 Monthly fee5

$4.00 Monthly fee5

Monthly fee waived if you have:
  • $100, 000 minimum balance5 in combined personal deposits & investments with us OR
  • $500,000 minimum mortgage amount OR
  • $6,500 minimum monthly income deposit.

Monthly fee waived if:

 

  • $5,000 minimum balance5 in combined personal deposits & investments with us OR
  • $150,000 minimum mortgage amount with us.
No monthly fee for a 5 year period after account opening. 

An additional 2 years will be granted with proof of post-secondary enrollment.

No Monthly Fee:

 

For Seniors (60 years old +) for CAD

account only

No Monthly Fee for:

 

Youth under 18 

Students and 

Seniors for USD account and Registered Disability Savings Plan (RDSP) beneficiaries

Apply online now

Apply online now

Apply online now

Apply online now

Apply online now

Choose the chequing account that best suit your needs.

HSBC Premier

A dedicated Premier Relationship Manager that will handle all your day to day banking and wealth management needs.

HSBC Advance

A smart, all-inclusive banking solution that allows you to bank on your terms.

Student Chequing An unlimited chequing account designed for today’s student

Performance
Chequing - Unlimited

Great value for unlimited everyday banking needs.

Performance
Chequing - Limited

A low-cost option for limited everyday banking needs.

HSBC Premier

Unlimited account transactions per month

HSBC Advance

Unlimited account transactions per month

Student Chequing Unlimited account transactions per month

Performance
Chequing - Unlimited

Unlimited account transactions per month

Performance
Chequing - Limited

14 account transactions per month without fees

HSBC Premier

No Interac® e-transfer fees

HSBC Advance

No Interac® e-transfer fees

Student Chequing No Interac® e-transfer fees

Performance
Chequing - Unlimited

No Interac® e-transfer fees

Performance
Chequing - Limited

Interac® e-transfer1 transactions included in the 14 Account Transactions per month above.1

HSBC Premier

Mobile and Online banking

HSBC Advance

Mobile and Online banking

Student Chequing Mobile and Online banking

Performance
Chequing - Unlimited

Mobile and Online banking

Performance
Chequing - Limited

Mobile and Online banking

HSBC Premier

No fee access to over 3,300 HSBC ATMs and THE EXCHANGE® ATMs across Canada

HSBC Advance

No fee access to over 3,300 HSBC ATMs and THE EXCHANGE® ATMs across Canada

Student Chequing No fee access to over 3,300 HSBC ATMs and THE EXCHANGE® ATMs across Canada

Performance
Chequing - Unlimited

No fee access to over 3,300 HSBC ATMs and THE EXCHANGE® ATMs across Canada

Performance
Chequing - Limited

No fee access to over 3,300 HSBC ATMs and THE EXCHANGE® ATMs across Canada

HSBC Premier

Unlimited rebates on other banks

ATMs in Canada (up to $2.00

rebate per withdrawal fee)

HSBC Advance 5 rebates/month of ATM convenience fees when using non-HSBC Canada or non- Exchange Network ATMs (maximum rebate of $2.00 / transaction)
Student Chequing  

Performance
Chequing - Unlimited

 

Performance
Chequing - Limited

 
HSBC Premier Up to $50 rebate on the annual fee for select HSBC credit cards2
HSBC Advance $25 rebate on the annual fee for select HSBC credit cards3
Student Chequing HSBC credit card4 with a minimum $1,000 credit limit

Performance
Chequing - Unlimited

 

Performance
Chequing - Limited

 
HSBC Premier

$34.95 Monthly fee5

HSBC Advance

$25 Monthly fee5

Student Chequing No Monthly fee 

Performance
Chequing - Unlimited

$14.95 Monthly fee5

Performance
Chequing - Limited

$4.00 Monthly fee5

HSBC Premier Monthly fee waived if you have:
  • $100, 000 minimum balance5 in combined personal deposits & investments with us OR
  • $500,000 minimum mortgage amount OR
  • $6,500 minimum monthly income deposit.
HSBC Advance

Monthly fee waived if:

 

  • $5,000 minimum balance5 in combined personal deposits & investments with us OR
  • $150,000 minimum mortgage amount with us.
Student Chequing No monthly fee for a 5 year period after account opening. 

An additional 2 years will be granted with proof of post-secondary enrollment.

Performance
Chequing - Unlimited

No Monthly Fee:

 

For Seniors (60 years old +) for CAD

account only

Performance
Chequing - Limited

No Monthly Fee for:

 

Youth under 18 

Students and 

Seniors for USD account and Registered Disability Savings Plan (RDSP) beneficiaries

HSBC Premier

Apply online now

HSBC Advance

Apply online now

Student Chequing Apply online now

Performance
Chequing - Unlimited

Apply online now

Performance
Chequing - Limited

Apply online now

Issued by HSBC Bank Canada.

For The Digital Banker award information, visit site: https://globalretailbanking.com/past-winners/2022-winners/

1 For full details regarding fees which may apply to Performance Chequing Unlimited or Performance Chequing Limited account, please refer to the Personal Service Charges / Statement of Disclosure available at any HSBC Bank Canada branch or online at www.hsbc.ca/servicecharge.

2 You can receive an annual fee rebate of $50 on the HSBC Premier World Elite® Mastercard®, $50 on the HSBC World Elite® Mastercard®, and $25 on HSBC +Rewards™ Mastercard®. You’ll receive the annual fee rebate on the date the annual fee is charged, if you’re i) an HSBC Premier client, and ii) the primary cardholder of an eligible HSBC credit card. This rebate does not apply to supplementary card fees or other charges applicable to the credit card account. For details, see HSBC Credit Card Annual Fee Rebate.

3 The following credit cards are eligible for an annual fee rebate of $25: HSBC Premier World Elite Mastercard, HSBC World Elite Mastercard, and HSBC +Rewards Mastercard. You’ll receive the $25 rebate on the date the annual fee is charged, if you’re i) an HSBC Advance client, and ii) the primary cardholder of an eligible HSBC credit card. This rebate does not apply to supplementary card fees or other charges applicable to the credit card account. For details, see HSBC Credit Card Annual Fee Rebate.

4 HSBC credit card is subject to additional eligibility requirements and credit review and approval.

5 For HSBC Premier and HSBC Advance a monthly fee will be charged if you do not meet at least one of the eligibility criteria above six months after account opening. For full details regarding eligibility and any fees which may apply please refer to the Personal Service Charges/Statement of Disclosure available at any HSBC Bank Canada branch.

® Interac. Trade-mark of Interac Inc. HSBC Bank Canada authorized user of the trade-mark.

® THE EXCHANGE and Accel logos are registered trademarks of Fiserv, Inc., licensed for use in Canada by FICANEX Services Limited Partnership.

* Terms and conditions apply. Offer value is composed of multiple products, valid from May 16, 2022 to November 30, 2023.

®/™ World Elite and Mastercard are registered trademarks, and the circles design and tap & go are trademarks of Mastercard International Incorporated.  Used pursuant to license.

™ HSBC +Rewards is a trademark of HSBC Group Management Services Limited. Used pursuant to license.

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