Need help choosing a chequing account?
Answer a few quick questions and we’ll recommend chequing options that might be appropriate for your needs.
Our Awards
HSBC Premier is proud to be recognized as the winner of “Best Mass Affluent Banking Offering” by the Digital Banker’s 2022 Global Retail Banking Innovation Awards.†
| HSBC Premier | HSBC Advance | Student Chequing | Performance |
Performance |
|---|---|---|---|---|
A dedicated Premier Relationship Manager that will handle all your day to day banking and wealth management needs. |
A smart, all-inclusive banking solution that allows you to bank on your terms. |
An unlimited chequing account designed for today’s student |
Great value for unlimited everyday banking needs. |
A low-cost option for limited everyday banking needs. |
Unlimited account transactions per month |
Unlimited account transactions per month |
Unlimited account transactions per month |
Unlimited account transactions per month |
14 account transactions per month without fees |
No Interac® e-transfer fees |
No Interac® e-transfer fees |
No Interac® e-transfer fees |
No Interac® e-transfer fees |
Interac® e-transfer1 transactions included in the 14 Account Transactions per month above.1 |
Mobile and Online banking |
Mobile and Online banking |
Mobile and Online banking |
Mobile and Online banking |
Mobile and Online banking |
No fee access to over 3,300 HSBC ATMs and THE EXCHANGE® ATMs across Canada |
No fee access to over 3,300 HSBC ATMs and THE EXCHANGE® ATMs across Canada |
No fee access to over 3,300 HSBC ATMs and THE EXCHANGE® ATMs across Canada |
No fee access to over 3,300 HSBC ATMs and THE EXCHANGE® ATMs across Canada |
No fee access to over 3,300 HSBC ATMs and THE EXCHANGE® ATMs across Canada |
Unlimited rebates on other banks ATMs in Canada (up to $2.00 rebate per withdrawal fee) |
5 rebates/month of ATM convenience fees when using non-HSBC Canada or non- Exchange Network ATMs (maximum rebate of $2.00 / transaction) | |||
| Up to $50 rebate on the annual fee for select HSBC credit cards2 | $25 rebate on the annual fee for select HSBC credit cards3 | HSBC credit card4 with a minimum $1,000 credit limit | ||
$34.95 Monthly fee5 |
$25 Monthly fee5 |
No Monthly fee |
$14.95 Monthly fee5 |
$4.00 Monthly fee5 |
Monthly fee waived if you have:
|
Monthly fee waived if:
|
No monthly fee for a 5 year period after account opening. An additional 2 years will be granted with proof of post-secondary enrollment. |
No Monthly Fee:
For Seniors (60 years old +) for CAD account only |
No Monthly Fee for:
Youth under 18 Students and Seniors for USD account and Registered Disability Savings Plan (RDSP) beneficiaries |
| Apply online now |
| HSBC Premier |
A dedicated Premier Relationship Manager that will handle all your day to day banking and wealth management needs. |
|---|---|
| HSBC Advance |
A smart, all-inclusive banking solution that allows you to bank on your terms. |
| Student Chequing |
An unlimited chequing account designed for today’s student |
Performance |
Great value for unlimited everyday banking needs. |
Performance |
A low-cost option for limited everyday banking needs. |
| HSBC Premier |
Unlimited account transactions per month |
| HSBC Advance |
Unlimited account transactions per month |
| Student Chequing |
Unlimited account transactions per month |
Performance |
Unlimited account transactions per month |
Performance |
14 account transactions per month without fees |
| HSBC Premier |
No Interac® e-transfer fees |
| HSBC Advance |
No Interac® e-transfer fees |
| Student Chequing |
No Interac® e-transfer fees |
Performance |
No Interac® e-transfer fees |
Performance |
Interac® e-transfer1 transactions included in the 14 Account Transactions per month above.1 |
| HSBC Premier |
Mobile and Online banking |
| HSBC Advance |
Mobile and Online banking |
| Student Chequing |
Mobile and Online banking |
Performance |
Mobile and Online banking |
Performance |
Mobile and Online banking |
| HSBC Premier |
No fee access to over 3,300 HSBC ATMs and THE EXCHANGE® ATMs across Canada |
| HSBC Advance |
No fee access to over 3,300 HSBC ATMs and THE EXCHANGE® ATMs across Canada |
| Student Chequing |
No fee access to over 3,300 HSBC ATMs and THE EXCHANGE® ATMs across Canada |
Performance |
No fee access to over 3,300 HSBC ATMs and THE EXCHANGE® ATMs across Canada |
Performance |
No fee access to over 3,300 HSBC ATMs and THE EXCHANGE® ATMs across Canada |
| HSBC Premier |
Unlimited rebates on other banks ATMs in Canada (up to $2.00 rebate per withdrawal fee) |
| HSBC Advance | 5 rebates/month of ATM convenience fees when using non-HSBC Canada or non- Exchange Network ATMs (maximum rebate of $2.00 / transaction) |
| Student Chequing | |
Performance |
|
Performance |
|
| HSBC Premier | Up to $50 rebate on the annual fee for select HSBC credit cards2 |
| HSBC Advance | $25 rebate on the annual fee for select HSBC credit cards3 |
| Student Chequing | HSBC credit card4 with a minimum $1,000 credit limit |
Performance |
|
Performance |
|
| HSBC Premier |
$34.95 Monthly fee5 |
| HSBC Advance |
$25 Monthly fee5 |
| Student Chequing |
No Monthly fee |
Performance |
$14.95 Monthly fee5 |
Performance |
$4.00 Monthly fee5 |
| HSBC Premier |
Monthly fee waived if you have:
|
| HSBC Advance |
Monthly fee waived if:
|
| Student Chequing |
No monthly fee for a 5 year period after account opening. An additional 2 years will be granted with proof of post-secondary enrollment. |
Performance |
No Monthly Fee:
For Seniors (60 years old +) for CAD account only |
Performance |
No Monthly Fee for:
Youth under 18 Students and Seniors for USD account and Registered Disability Savings Plan (RDSP) beneficiaries |
| HSBC Premier | |
| HSBC Advance | |
| Student Chequing | Apply online now |
Performance |
|
Performance |
Issued by HSBC Bank Canada.
†For The Digital Banker award information, visit site: https://globalretailbanking.com/past-winners/2022-winners/
1 For full details regarding fees which may apply to Performance Chequing Unlimited or Performance Chequing Limited account, please refer to the Personal Service Charges / Statement of Disclosure available at any HSBC Bank Canada branch or online at www.hsbc.ca/servicecharge.
2 You can receive an annual fee rebate of $50 on the HSBC Premier World Elite® Mastercard®, $50 on the HSBC World Elite® Mastercard®, and $25 on HSBC +Rewards™ Mastercard®. You’ll receive the annual fee rebate on the date the annual fee is charged, if you’re i) an HSBC Premier client, and ii) the primary cardholder of an eligible HSBC credit card. This rebate does not apply to supplementary card fees or other charges applicable to the credit card account. For details, see HSBC Credit Card Annual Fee Rebate.
3 The following credit cards are eligible for an annual fee rebate of $25: HSBC Premier World Elite Mastercard, HSBC World Elite Mastercard, and HSBC +Rewards Mastercard. You’ll receive the $25 rebate on the date the annual fee is charged, if you’re i) an HSBC Advance client, and ii) the primary cardholder of an eligible HSBC credit card. This rebate does not apply to supplementary card fees or other charges applicable to the credit card account. For details, see HSBC Credit Card Annual Fee Rebate.
4 HSBC credit card is subject to additional eligibility requirements and credit review and approval.
5 For HSBC Premier and HSBC Advance a monthly fee will be charged if you do not meet at least one of the eligibility criteria above six months after account opening. For full details regarding eligibility and any fees which may apply please refer to the Personal Service Charges/Statement of Disclosure available at any HSBC Bank Canada branch.
® Interac. Trade-mark of Interac Inc. HSBC Bank Canada authorized user of the trade-mark.
® THE EXCHANGE and Accel logos are registered trademarks of Fiserv, Inc., licensed for use in Canada by FICANEX Services Limited Partnership.
* Terms and conditions apply. Offer value is composed of multiple products, valid from May 16, 2022 to November 30, 2023.
®/™ World Elite and Mastercard are registered trademarks, and the circles design and tap & go are trademarks of Mastercard International Incorporated. Used pursuant to license.
™ HSBC +Rewards is a trademark of HSBC Group Management Services Limited. Used pursuant to license.