Bring Luck Back Home and earn up to $988*

Wishing you wealth and prosperity in the year of the Ox

No matter where you are, open the window of good fortune with HSBC Bank Canada.

  • Earn up to $300 welcome bonus* when you start banking with us by February 28th, 2021.

  • Earn another $688 in cash back and rewards* with additional offers

Earn up to $300 welcome bonus* in 3 easy steps:

1. Open an eligible account(1) online
2. Make a minimum deposit(2,++) within 30 days
3. Register for Online Banking(2, ++) within 30 days

Choose the right bank account for you

HSBC Premier Chequing Account

Our most popular everyday banking account with preferential services for you and your family.

  • Welcome Bonus: $300*

  • Limited Period Offer.

Account Features

  • No Monthly Fees for 6 months1.

  • Dedicated Premier Relationship Manager for all your financial needs.

  • Preferred rates across a variety of savings, investment, loans and line of credit.

  • Open a free Premier account in 29 countries, subject to qualifications, status and local country laws and regulations.

  • Free emergency cash withdrawal internationally3.

  • Unlimited ATM-Withdrawal-fee rebates from other bank ATMs in Canada4 (up to $2.00 rebate per withdrawal).

HSBC Advance Chequing Account

A flexible, all-inclusive chequing account that allows you to bank on your terms.

  • Welcome Bonus: $200*

  • Limited Period Offer.

Account Features

  • No monthly fees1 for first 6 months and later when you deposit $5,000 minimum balance into any product of your choice, from chequing & savings to RRSPs and TFSAs.

  • Unlimited account transactions5 including Free INTERAC e-Transfers®.

  • Free ATM withdrawals from HSBC ATMS or EXCHANGE® Network ATMs (over 3,500 locations across Canada).

  • 5 monthly ATM-Withdrawal-fee rebates from other bank ATMs in Canada6 (up to $2.00 rebate per withdrawal).

HSBC Student Chequing Account

An unlimited chequing account designed for today’s student.

  • Welcome Bonus: $50*

  • Limited Period Offer.

Account Features

  • No monthly chequing fees for up to 5 years1.

  • No monthly minimum balance.

  • Overdraft7 protection.

  • Access to a low annual fee credit card8.

  • Unlimited account transactions including Free INTERAC e-Transfers®.

  • Free ATM withdrawals from HSBC ATMS or EXCHANGE® Network ATMs (over 3,500 locations across Canada).

HSBC Youth Savings Account

Help children develop good saving habits early in life with their own bank account.

  • Welcome Bonus: $50*

  • Limited Period Offer.

Account Features

  • Earn daily interest from the first dollar, paid monthly.

  • No transaction fees.

  • Unlimited withdrawals & debits.

  • Free INTERAC e-Transfers®.

Unlock extra cash back & rewards of up to $688* when you complete any of the following with your new HSBC bank account:

For full details, please read Terms and Conditions

$200 Set up a recurrent payroll within 6 months
$150 Set up three separate recurring pre-authorized transactions within 3 months
$88 Make three bill payments through online banking or mobile banking within 3 months
$50 Send two international Foreign Exchange wire transfers within 6 months
Earn up to 40,000 points(8,9) ($200 travel value). PLUS a full annual fee rebate for the first year(10) on select HSBC credit cards

Other ways to get you started

Need to talk to us? Call 1-888-310-HSBC (4722)

 

Find a branch near you

FAQs

Chequing Account: 

 

Q: I already have an HSBC Account. Can I open another and take advantage of this offer?

A: No, you cannot have held any account or product with HSBC Bank Canada in the past.

 

Credit Card:  

 

Q: Which HSBC's credit cards qualify for this offer?

A: The cards that apply are: 

• HSBC Premier World Elite® Mastercard

• HSBC World Elite® Mastercard

• HSBC +Rewards™ Mastercard®

Apply now

 

Payroll: 

 

Q: Can I set up a recurring payroll online?

A: Unfortunately, no. Only your employer can set this up for you. You must provide them with your account information to get started. 

 

Others: 

 

Q: When will I receive my reward(s)?

A:  The welcome bonus will be paid into your chequing account in the 6th month of you meeting the terms and conditions of the offer. The additional offers cash bonuses will be paid into your chequing account in the 3rd month after meeting all the conditions of the offer 

 

Q: If I have a joint account with my partner, can we both receive a reward?

A: There is only one reward provided per joint account. The cash bonus will be paid to the primary account holder.

Offer terms and conditions

Issued by HSBC Canada

 

* Terms and conditions apply . Offer valid from February 1, 2021 until February 28, 2021.

 

++ Steps 2 and 3 must be completed within 30 days of account opening and funds must be deposited and maintained as total relationship balance for a minimum of three months to receive the welcome bonus.

 

1 Eligibility requirements apply. This offer applies to successful applications received during the campaign period. HSBC Premier requires you to have an active HSBC Premier chequing account, and maintain combined personal deposits and investments with HSBC Bank Canada and its subsidiaries of $100,000 or greater, or hold a personal HSBC Bank Canada residential mortgage with original amount of $500,000 or greater, or have income deposits of $6,500 within a calendar month plus confirmation of $100,000 or more in assets under management in Canada. A monthly fee will be charged if you do not meet at least one of the eligibility criteria above six months after account opening. For full details regarding eligibility and any fees which may apply please refer to the Personal Service Charges/Statement of Disclosure available at any HSBC Bank Canada branch or online at www.hsbc.ca

 

HSBC Advance requires you to have an active HSBC Advance chequing account, and maintain combined personal deposits and investments with HSBC Bank Canada and its subsidiaries of $5,000 or hold personal HSBC Bank Canada residential mortgage balances of $150,000 or greater. Some exclusions apply. A monthly fee will be charged if you do not meet at least one of the eligibility criteria above six months after account opening. For full details regarding eligibility and any fees which may apply please refer to the Personal Service Charges/Statement of Disclosure available at any HSBC Bank Canada branch or online at www.hsbc.ca

 

To be eligible for the Student Chequing or Youth Savings Welcome Offer, you and any individual holding the Student Chequing or Youth Savings Account with you must open a Student Chequing or Youth Savings Account in the Offer Period, which must be in good standing for the Student Chequing or Youth Savings Welcome Offer to be paid; deposit a minimum of $1,000 CAD in Total Relationship Balance with HSBC within thirty (30) calendar days of Student Chequing or Youth Savings account opening and hold it for a period of three (3) calendar months.  For full details regarding fees which may apply to HSBC Student Chequing Account or HSBC Youth Savings Account, please refer to the Personal Service Charges / Statement of Disclosure available at any HSBC Bank Canada branch or online at www.hsbc.ca/servicecharge

 

2 The minimum deposit and the HSBC Online banking registration must be completed within 30 days of Chequing account opening. The minimum deposit required will vary according to the opened HSBC Chequing Account: (i) HSBC Premier Chequing Account, minimum deposit required is $25,000 CAD; (ii) HSBC Advance Chequing Account, minimum deposit required is $5,000 CAD and; (iii) HSBC Student Chequing Account or HSBC Youth Savings Account, the minimum deposit required is $1,000 CAD.

 

To be eligible for the welcome bonus, you and any individual holding the opened HSBC Chequing Account with you must not have held, prior to the start of the offer period, an account or other product with HSBC. The welcome bonus will vary according to the opened HSBC Chequing Account: HSBC Premier Chequing Account, welcome bonus is $300; (ii) HSBC Advance Chequing Account, welcome bonus is $200 and; (iii) HSBC Student Chequing Account or Youth Savings Account, welcome bonus is $50.

 

The funds used to make a deposit in the account to meet the Total Relationship Balance condition must be new to HSBC, and come from a source other than any sole or joint account held with HSBC, including deposit accounts (such as Chequing, Savings, Term Deposit and Registered accounts) or investment accounts (such as mutual funds, World Selection Portfolio, Portfolio Investment Management accounts and InvestDirect balances).

 

3 Proper identification and/or additional verification is required for emergency card replacement and emergency encashment. Emergency cash received will be deducted from the HSBC account specified by the client during the request. Some countries may have additional requirements and restrictions. 

 

4 Debit card fees for withdrawals at Canadian ATMs – No HSBC Bank Canada charge, unlimited number of rebates ($2.00 each) on surcharges you pay at other banks. Debit card fees for withdrawals at Canadian ATMs – No HSBC Bank Canada charge. For full details regarding eligibility and any fees which may apply please refer to the Personal Service Charges/Statement of Disclosure available at any HSBC Bank Canada branch or online at www.hsbc.ca

 

5 Unlimited day-to-day banking includes cheques, withdrawals and deposits at HSBC Branches and ATMs in Canada, HSBC Telephone and Mobile banking (Canada), withdrawals at more than 3,500 ATMs on THE EXCHANGE Network and Interac® debit purchases at retailers across Canada.

 

6 Debit card fees for withdrawals at Canadian ATMs – No HSBC Bank Canada charge. Five rebates ($2.00 each) per customer on surcharges you pay at other banks per month. Debit card fees for withdrawals at Canadian ATMs – $5.00. For full details regarding eligibility and any fees which may apply please refer to the Personal Service Charges/Statement of Disclosure available at any HSBC Bank Canada branch or online at www.hsbc.ca

 

7 In addition to the Overdraft fees which are set out in the Credit Agreement - Line of Credit or Overdraft, HSBC Chequing account service charges apply. Details of applicable service charges can be found in the Personal Service Charges/Statement of Disclosure. Terms and conditions of the Credit Agreement – Line of Credit or Overdraft and Personal Banking Agreement apply.

HSBC Overdraft Protection is subject to standard credit approval.

 

8 These offers are available to successful applicants who have not, in the 12 months prior to submitting the application, held an HSBC credit card account.  Only one new account per customer is eligible for these offers.  The account opening is subject to our standard credit review and approval and additional conditions listed for the specific offers below.

 

The Welcome Bonus, the additional points offer and the fee rebate offer (not available in Quebec) for HSBC World Elite Mastercard or HSBC Premier World Elite Mastercard are available to successful applicants who have not, in the 12 months prior to submitting the application, held an HSBC World Elite Mastercard, HSBC Premier World Elite Mastercard or HSBC Jade World Elite Mastercard. Only one new or upgraded account per customer is eligible for these offers.  The account opening is subject to our standard credit review and approval, meeting our standard account opening requirements, meeting the following income/asset eligibility requirement: (1) a minimum of $80,000 in annual personal income (before taxes) or $150,000 in annual household income (before taxes) or (2) a minimum of $400,000 in assets under management (based on liquid, investable assets with financial institutions in Canada) and additional conditions listed for the specific offers below.

 

The Welcome Bonus is 20,000 Points for the HSBC World Elite Mastercard or HSBC Premier World Elite Mastercard. The Welcome Bonus will be awarded only if your application for a new or upgraded HSBC World Elite Mastercard or HSBC Premier World Elite Mastercard is approved.  The Welcome Bonus is earned when you make the first purchase on your account following account opening or upgrade. The Welcome Bonus will be credited in accordance with the Terms and Conditions of the HSBC World Elite Rewards Program or the HSBC Premier World Elite Rewards Program, as applicable. Limit of one Welcome Bonus per new or upgraded HSBC World Elite Mastercard or HSBC Premier World Elite Mastercard account. The Welcome Bonus offer may be changed, withdrawn or extended at any time and cannot be combined with any other offer, except the offers described here and offers that state that they can be combined with an HSBC credit card welcome bonus offer. The HSBC World Elite or HSBC Premier World Elite Rewards Program Terms and Conditions apply.

 

9 If you are not a resident of Quebec, you can receive the additional 20,000 Points if you make eligible purchases in the aggregate amount of $5,000 or more within 180 days of opening or upgrading your account. If you are a resident of Quebec, you can receive the additional 50,000 Points if you keep your account open and in good standing for 180 days from your account opening or upgrade. This offer applies to approved HSBC World Elite Mastercard accounts for which an application is received between January 18, 2021 and March 29, 2021 and is not available for other types of HSBC credit cards. The additional Points are in addition to the Points earned on the eligible purchases at the earn rate listed in the HSBC World Elite Rewards Program Terms and Conditions. The additional Points will be awarded on the day which is 180 days after the account opening or upgrade, will be credited in accordance with the Terms and Conditions of the HSBC World Elite Rewards Program and will appear in your HSBC Rewards Account within two statement periods of the day they are awarded. Your account must be open and in good standing on the day the additional Points are credited.  This offer may be changed, withdrawn or extended at any time and cannot be combined with any other offer, except the offers described here and offers that state that they can be combined with other HSBC credit card offers. The HSBC World Elite Rewards Program Terms and Conditions apply.

 

If you are not a resident of Quebec, you can receive the additional 20,000 Points if you make eligible purchases in the aggregate amount of $5,000 or more within 180 days of opening or upgrading your account. If you are a resident of Quebec, you can receive the additional 40,000 Points if you keep your account open and in good standing for 180 days from your account opening or upgrade. This offer applies to approved HSBC Premier World Elite Mastercard accounts for which an application is received between January 18, 2021 and March 29, 2021 and is not available for other types of HSBC credit cards. The additional Points are in addition to the Points earned on the eligible purchases at the earn rate listed in the HSBC Premier World Elite Rewards Program Terms and Conditions. The additional Points will be awarded on the day which is 180 days after the account opening or upgrade, will be credited in accordance with the Terms and Conditions of the HSBC Premier World Elite Rewards Program and will appear in your HSBC Rewards Account within two statement periods of the day they are awarded. Your account must be open and in good standing on the day the additional Points are credited.  This offer may be changed, withdrawn or extended at any time and cannot be combined with any other offer, except the offers described here and offers that state that they can be combined with other HSBC credit card offers. The HSBC Premier World Elite Rewards Program Terms and Conditions apply.

 

If you are a resident of Canada other than the province of Quebec, you can receive 30,000 Points if you make eligible purchases in the aggregate amount of $2,000 or more within 180 days of opening your account. If you are a resident of Quebec, you can receive 35,000 Points if you keep your new account open for 180 days from opening. This offer applies to approved HSBC +Rewards Mastercard accounts for which an application is received between January 18, 2021 and March 29, 2021 and is not available for other types of HSBC credit cards. The Points under this offer are in addition to the Points earned on the eligible purchases at the earn rate listed in the HSBC Plus Rewards Program Terms and Conditions. The additional Points will be awarded on the day which is 180 days after the account opening, will be credited in accordance with the Terms and Conditions of the HSBC Plus Rewards Program and will appear in your HSBC Rewards Account within two statement periods of the day they are awarded. Your account must be open and in good standing on the day the additional Points are credited.  This offer may be changed, withdrawn or extended at any time and cannot be combined with any other offer, except the offers described here and offers that state that they can be combined with other HSBC credit card offers. The HSBC Plus Rewards Program Terms and Conditions apply.

 

10 This offer is only available to residents of Canada other than the province of Quebec. This offer applies to approved new and upgraded HSBC World Elite Mastercard accounts for which an application is received between January 18, 2021 and March 29, 2021. We will issue a one-time rebate equal to the annual fee charged to your HSBC World Elite Mastercard account for the Primary Cardholder in the first year. No credit will be issued for any supplementary card fees on your account. This rebate will appear as a credit against the annual fee within two statement periods of account opening or upgrade. Your HSBC World Elite Mastercard account must be open and in good standing at the time the rebate is applied. This offer is not transferable and cannot be combined with any other offer, except the offers described here and offers that state that they can be combined with other HSBC credit card offers. For clarity, the rebate will only apply for the first year in which you have the applicable HSBC World Elite Mastercard.

 

This offer is only available to residents of Canada other than the province of Quebec. This offer applies to approved new and upgraded HSBC Premier World Elite Mastercard accounts for which an application is received between January 18, 2021 and March 29, 2021. We will issue a one-time rebate equal to the annual fee charged to your HSBC Premier World Elite Mastercard account for the Primary Cardholder in the first year less any other rebate of the annual fee you receive. This rebate will appear as a credit against the annual fee within two statement periods of account opening or upgrade. Your HSBC Premier World Elite Mastercard account must be open and in good standing at the time the rebate is applied. This offer is not transferable and cannot be combined with any other offer, except the offers described here and offers that state that they can be combined with other HSBC credit card offers.  For clarity, the rebate will only apply for the first year in which you have the applicable HSBC Premier World Elite Mastercard.

 

This offer is only available to residents of Canada other than the province of Quebec. This offer applies to approved new HSBC +Rewards Mastercard accounts for which an application is received between January 18, 2021 and March 29, 2021. We will issue a one-time rebate equal to the annual fee charged to your HSBC +Rewards Mastercard account for the Primary Cardholder in the first year. No credit will be issued for any supplementary card fees on your account. This rebate will appear as a credit against the annual fee within two statement periods of account opening. Your HSBC +Rewards Mastercard account must be open and in good standing at the time the rebate is applied. This offer is not transferable and cannot be combined with any other offer, except the offers described here and offers that state that they can be combined with other HSBC credit card offers. For clarity, the rebate will only apply for the first year in which you have the HSBC +Rewards Mastercard.

 

TM World Elite and Mastercard are registered trademarks, and the circles design and tap & go are trademarks of Mastercard International Incorporated. Used pursuant to license. 

 

®/TM Mastercard and Cirrus are registered trademarks of Mastercard International Incorporated. Used pursuant to license. 

 

TM HSBC +Rewards is a trademark of HSBC Group Management Services Limited. Used pursuant to license

 

® Trade-mark of Interac Inc. Used under license

 

® THE EXCHANGE and Accel logos are registered trademarks of Fiserv, Inc., licensed for use in Canada by FICANEX Services Limited Partnership