†For The Digital Banker award information, visit site: https://globalretailbanking.com/past-winners/2022-winners/
* Terms and conditions apply. Offer value is composed of multiple products, valid from May 16, 2022. Credit card offer expires May 31, 2023.
‡ “Newcomer” means a person who is not a citizen of Canada, who has reached the age of majority in his or her province or territory of residence in Canada and who either (i) obtained a permanent resident status in Canada within the past five (5) years before opening the Eligible Product or (ii) holds a valid Canadian work permit (excluding a Co-op/Internship Program Work Permit) issued for a term of twelve (12) months or greater within the past five (5) years before opening the Eligible Product.
“Newcomer Youth & Student” means a person who is not a citizen of Canada, does not qualify as a Newcomer, and holds a valid Canadian study permit issued for a term of twelve (12) months or greater within the past three (3) years, before opening the Eligible Product.
Eligibility requirements apply. HSBC Premier requires you to have an active HSBC Premier chequing account, and maintain combined personal deposits and investments with HSBC Bank Canada and its subsidiaries of $100,000 or greater, or hold a personal HSBC Bank Canada residential mortgage with original amount of $500,000 or greater, or have income deposits of $6,500 within a calendar month plus confirmation of $100,000 or more in assets under management in Canada. A monthly fee will be charged if you do not meet at least one of the eligibility criteria above six months after account opening.
HSBC Advance requires you to have an active HSBC Advance chequing account, and maintain combined personal deposits and investments with HSBC Bank Canada and its subsidiaries of $5,000 or hold personal HSBC Bank Canada residential mortgage balances of $150,000 or greater. Some exclusions apply. A monthly fee will be charged if you do not meet at least one of the eligibility criteria above six months after account opening.
For full details regarding eligibility and any fees which may apply please refer to the Personal Service Charges/Statement of Disclosure available at any HSBC Bank Canada branch or online at www.hsbc.ca.
1 Account opening is subject to eligibility requirements, credit review and approval, and meeting one of the following income/asset requirements: (1) a minimum of $80,000 in annual personal income (before taxes) or $150,000 in annual household income (before taxes), or (2) a minimum of $400,000 in assets under management (based on liquid, investable assets with financial institutions in Canada).
1a "Offers" refer collectively to the “Welcome Bonus”, “Additional Bonus” and “Annual Fee Rebate”.
Eligibility: Offers only apply to approved HSBC World Elite Mastercard accounts for applications received between March 1, 2023 and May 31, 2023.. Only one new account per customer is eligible for these Offers.
The following applicants are not eligible for any of the Offers:
• Applicants who have held an HSBC World Elite Mastercard, HSBC Premier World Elite Mastercard or HSBC Metal World Elite Mastercard account in the 12 months before submitting the application
• Applicants switching from an existing HSBC credit card
Offers may be changed, withdrawn or extended at any time without notice and cannot be combined with any other HSBC credit card offers, except offers stating that they can be combined with other HSBC credit card offers. The HSBC World Elite Rewards Program Terms and Conditions apply. Account opening is subject to eligibility requirements, credit review and approval, and meeting one of the following income/asset requirements: (1) a minimum of $80,000 in annual personal income (before taxes) or $150,000 in annual household income (before taxes), or (2) a minimum of $400,000 in assets under management (based on liquid, investable assets with financial institutions in Canada).
Welcome Bonus: The Welcome Bonus of 20,000 points will be awarded when you make the first purchase on your HSBC World Elite Mastercard account following account opening. The Welcome Bonus will be credited in accordance with the HSBC World Elite Rewards Program Terms and Conditions. Limit of one Welcome Bonus per new HSBC World Elite Mastercard account.
Additional Bonus: If you’re not a resident of Quebec, you can receive the additional 10,000 points for each month during which you make eligible Net Purchases of $1,000 or more. The additional points will only be earned for the period beginning from the account opening date and ending 6 months from the account opening date. If you do not meet the Net Purchases amount in one month, you can still be eligible to earn 10,000 additional points during each of the following months within the Additional Bonus period. “Net Purchases” means the total amount of your eligible purchases minus the total amount of returns you make (or similar credits applied to your account). The additional points will be awarded approximately 60 days following the qualifying $1,000 monthly spend and credited in accordance with the HSBC World Elite Rewards Program Terms and Conditions. If you are a resident of Quebec, you can receive the additional 90,000 points if you keep your account open, active and in good standing for 180 days from your account opening. The additional points are in addition to the points earned on the eligible purchases at the earn rate listed in the HSBC World Elite Rewards Program Terms and Conditions. The additional points will be awarded approximately 180 days after account opening and credited in accordance with the HSBC World Elite Rewards Program Terms and Conditions. The points will appear in your HSBC Rewards Account within two statement periods of the day they are awarded. Your account must be open and in good standing on the day the additional points are credited.
Annual fee rebate: The first annual fee rebate for the primary cardholder is only available to residents of Canada other than the province of Quebec. This rebate applies for the first year only. A one-time rebate will apply in the amount of the annual fee charged to your HSBC World Elite Mastercard account for the Primary Cardholder in the first year, minus any other rebate of the annual fee you receive. No credit will be issued for any supplementary card fees on your account. This rebate will appear as a credit against the annual fee within two statement periods of account opening. Your HSBC World Elite Mastercard account must be open and in good standing at the time the rebate is applied.
1b The $100 Travel Enhancement Credit is automatically available when your card is first issued and will be renewed annually on the anniversary of your Account, provided your Account is in good standing. It can be redeemed toward eligible airline baggage fee, airline seat upgrade or airport lounge pass purchases made on the Account. The Travel Enhancement Credit is available for one year from the date it was made available or renewed, and must be redeemed within 60 days from the date the eligible travel purchase is posted on your Account. At each anniversary of your Account, any portion of the Travel Enhancement Credit for which you did not submit a redemption request will expire and will not be carried over to the following year.
2 Earn 6 points on every $1 of eligible travel purchases, up to a maximum of $50,000 in eligible travel purchases charged to your HSBC World Elite Mastercard in a calendar year. After reaching $50,000 in eligible travel purchases, you will earn 2 points on every $1 of eligible travel purchases. Refer to the HSBC World Elite Rewards Program Terms and Conditions for complete details. Points earned on eligible travel purchases can be redeemed for rewards valued at up to 3% of the amount spent to earn them. For example, $5,000 in eligible travel purchases earns you 30,000 points, which can be redeemed for travel rewards valued at $150. Other rewards that require 30,000 points for redemption may be valued at less than $150. Redemption offers may change from time to time.
3 The term "foreign transaction fees" is a substitute for Foreign Currency Conversion charges.
4 Your credit limit may be based on financially related information about you, including income and Total Relationship Balance with us. Offer available to New to Canada customers. Higher credit limits are subject to higher income and TRB requirements.
5 Global View and Global Transfers are not available in all countries and regions where HSBC Premier and HSBC Advance are offered. Certain services offered by members of HSBC in Canada may be restricted or unavaila
ble if you move to another jurisdiction or are in another jurisdiction due to the local laws of that jurisdiction. HSBC Group may, however, be able to provide similar services through its members in that jurisdiction. A full list of available countries/regions and a demo can be viewed online.
6 Unlimited day-to-day banking includes cheques, withdrawals and deposits at HSBC Branches and ATMs in Canada, HSBC Telephone and Mobile banking (Canada), withdrawals at more than 3,500 ATMs on THE EXCHANGE Network and Interac® debit purchases at retailers across Canada.
®/TM Mastercard and World Elite are registered trademarks, and the circles design is a trademark of Mastercard International Incorporated. Used pursuant to license.
7 The offer is applicable to HSBC cardholders. For 7km free delivery coupon, each cardholder can use a designated promotional code three times per month, minimum order $15. Each promo code will only be valid for the listed month. Cardholders can click “Claim offer” to check the respective promo code. For $12 coupon, the designated promo code is only applicable to new Fantuan customers’ first order only, minimum order of $30. The application of coupon will be subject to Fantuan’s terms and conditions.
8 Offer valid till December 31, 2023. Offers will only be available at designated landing page. For details, please click "Claim Offer". 1 month free is only applicable for the $35 plan. For other plans, cardholders will get $35 off at check out. Cardholders will receive the $20 Starbucks gift card when they stay with PhoneBox after their first month. Other terms and conditions apply. Please click below link for details. https://welcome.gophonebox.com/hsbc_tnc/
9 You can receive a rebate on the HSBC World Elite Mastercard annual fee depending on your client status: HSBC Private clients receive a $149 rebate; HSBC Premier clients receive a $50 rebate; and HSBC Advance clients receive a $25 rebate. You’ll receive the annual fee rebate on the date the credit card annual fee is charged, if you’re i) an HSBC Private, Premier or Advance client, and ii) the primary cardholder of the HSBC World Elite Mastercard. This rebate does not apply to supplementary card fees or other charges applicable to the credit card account. For details, see HSBC Credit Card Annual Fee Rebate.
