Chequing Accounts

HSBC Performance Chequing-Unlimited Account

  • Unlimited transactions for one flat monthly fee1
  • Access funds online, by phone, in branch or via ATM
  • International access

Apply for an HSBC Performance Chequing-Unlimited account today.

A range of great benefits for you and your family

  • One low fee covers your everyday transactions1
    Your daily banking transactions are covered by a monthly administration fee of just $14.95. $4.00 if you are a full-time secondary or post-secondary student.2
  • Unlimited day-to-day banking
    Enjoy freedom from fees when it comes to the transactions you make the most. Quickly and conveniently manage your money with Online Banking, Telephone Banking, Interac®1 Direct Payments, ATM withdrawals, pre-authorized and electronic debits, cheques, and more. Monthly statements help you monitor your account activity and you can easily reorder complimentary cheques online.
  • Easy access to your funds
    In addition to online, phone, and branch access, you get free access to all HSBC Bank Canada and THE EXCHANGE®2 network ATMs across Canada.
  • Optional overdraft protection3
    Enjoy peace of mind with a personal line of credit that can be used as overdraft protection for your checking account.

For full details regarding any fees which may apply, please refer to the Personal Service Charges/Statement of Disclosure.

Open an account

You can apply for an HSBC Performance Chequing Unlimited Canadian Dollar Account online if you:

  • are a new HSBC Bank Canada customer
  • are applying for a sole account only
  • are at least 18 years old
  • have a Canadian residential address

What you'll need to apply

  • Your current email address and mobile phone number
  • Primary addresses you've lived at for the last 3 years
  • Your employment details including company name and address
  • Your annual income details
  • Tax residency information including SIN/SSN/TIN (if available)

Performance Chequing - Standard, Performance Chequing – Student, Performance 60, Peak Performance and Performance Activity accounts are no longer offered by HSBC. For information on any of these accounts, call us at 1-888-310-4722 or visit your local branch.

®1 Trade-mark of Interac Inc. HSBC Bank Canada authorized user of the trade-mark.

®2 THE EXCHANGE. User licensed in Canada by FICANEX Services Limited partnership on behalf of Fiserv EFT.

1 Fee waived for customers 60 years or above effective from the date of request and subject to confirmation of birthdate. Available in Canadian dollars only.

2 For Full Time Secondary and Post-Secondary students with proof of enrollment, regardless of minimum monthly balance. Accounts available in CAD only.

3 Available to qualified customers. A monthly fee of $5.00 will be charged when the overdraft has been utilized during that month. (plus applicable interest charges).

Canadian Deposit Insurance Corporation

Some HSBC accounts and deposit products up to certain dollar amounts are eligible for insurance under the Canada Deposit Insurance Corporation Act (CDIC). Learn more about CDIC and how CDIC Deposit Insurance works:

Please note some products, such as foreign currency accounts, are not eligible for CDIC Deposit Insurance.

Chequing accounts in USD are not insured by the Canada Deposit Insurance Corporation.