* You can receive a rebate on the HSBC World Elite Mastercard annual fee depending on your client status: HSBC Private clients receive a $149 rebate; HSBC Premier clients receive a $50 rebate; and HSBC Advance clients receive a $25 rebate. You’ll receive the annual fee rebate on the date the credit card annual fee is charged, if you’re i) an HSBC Private, Premier or Advance client, and ii) the primary cardholder of the HSBC World Elite Mastercard. This rebate does not apply to supplementary card fees or other charges applicable to the credit card account. For full details, see HSBC Credit Card Annual Fee Rebate.
** If you’re an HSBC Private, Premier, or Advance client, you can receive a $25 rebate on the HSBC +Rewards Mastercard annual fee. You’ll receive the annual fee rebate on the date the credit card annual fee is charged, if you’re i) an HSBC Private, Premier or Advance client, and ii) the primary cardholder of the HSBC +Rewards Mastercard. This rebate does not apply to supplementary card fees or other charges applicable to the credit card account. For full details, see HSBC Credit Card Annual Fee Rebate.
1 "Offers" refer collectively to the “Welcome Bonus”, “Additional Bonus” and “Annual Fee Rebate”.
Eligibility: Offers only apply to approved HSBC World Elite Mastercard accounts for applications received between March 1, 2023 and August 31, 2023. Only one new account per customer is eligible for these Offers.
The following applicants are not eligible for any of the Offers:
• Applicants who have held an HSBC World Elite Mastercard, HSBC Premier World Elite Mastercard or HSBC Metal World Elite Mastercard account in the 12 months before submitting the application
• Applicants switching from an existing HSBC credit card
Offers may be changed, withdrawn or extended at any time without notice and cannot be combined with any other HSBC credit card offers, except offers stating that they can be combined with other HSBC credit card offers. The HSBC World Elite Rewards Program Terms and Conditions apply. Account opening is subject to eligibility requirements, credit review and approval, and meeting one of the following income/asset requirements: (1) a minimum of $80,000 in annual personal income (before taxes) or $150,000 in annual household income (before taxes), or (2) a minimum of $400,000 in assets under management (based on liquid, investable assets with financial institutions in Canada).
Welcome Bonus: The Welcome Bonus of 20,000 points will be awarded when you make the first purchase on your HSBC World Elite Mastercard account following account opening. The Welcome Bonus will be credited in accordance with the HSBC World Elite Rewards Program Terms and Conditions. Limit of one Welcome Bonus per new HSBC World Elite Mastercard account.
Additional Bonus: If you’re not a resident of Quebec, you can receive the additional 10,000 points for each month during which you make eligible Net Purchases of $1,000 or more. The additional points will only be earned for the period beginning from the account opening date and ending 6 months from the account opening date. If you do not meet the Net Purchases amount in one month, you can still be eligible to earn 10,000 additional points during each of the following months within the Additional Bonus period. “Net Purchases” means the total amount of your eligible purchases minus the total amount of returns you make (or similar credits applied to your account). The additional points will be awarded approximately 60 days following the qualifying $1,000 monthly spend and credited in accordance with the HSBC World Elite Rewards Program Terms and Conditions. If you are a resident of Quebec, you can receive the additional 90,000 points if you keep your account open, active and in good standing for 180 days from your account opening. The additional points are in addition to the points earned on the eligible purchases at the earn rate listed in the HSBC World Elite Rewards Program Terms and Conditions. The additional points will be awarded approximately 180 days after account opening and credited in accordance with the HSBC World Elite Rewards Program Terms and Conditions. The points will appear in your HSBC Rewards Account within two statement periods of the day they are awarded. Your account must be open and in good standing on the day the additional points are credited.
Annual fee rebate: The first annual fee rebate for the primary cardholder is only available to residents of Canada other than the province of Quebec. This rebate applies for the first year only. A one-time rebate will apply in the amount of the annual fee charged to your HSBC World Elite Mastercard account for the Primary Cardholder in the first year, minus any other rebate of the annual fee you receive. No credit will be issued for any supplementary card fees on your account. This rebate will appear as a credit against the annual fee within two statement periods of account opening. Your HSBC World Elite Mastercard account must be open and in good standing at the time the rebate is applied.
2The $100 Travel Enhancement Credit is automatically available when your card is first issued and will be renewed annually on the anniversary of your Account, provided your Account is in good standing. It can be redeemed toward eligible airline baggage fee, airline seat upgrade or airport lounge pass purchases made on the Account. The Travel Enhancement Credit is available for one year from the date it was made available or renewed, and must be redeemed within 60 days from the date the eligible travel purchase is posted on your Account. At each anniversary of your Account, any portion of the Travel Enhancement Credit for which you did not submit a redemption request will expire and will not be carried over to the following year.
3 "Offers" refer collectively to the “Additional Bonus” and “Annual Fee Rebate”.
Eligibility: Offers only apply to approved HSBC +Rewards Mastercard accounts for applications received between March 1, 2023 and August 31, 2023. Only one new account per customer is eligible for these Offers.
The following applicants are not eligible for any of the Offers:
• Applicants who have held an HSBC +Rewards Mastercard account in the 12 months before submitting the application
• Applicants switching from an existing HSBC credit card
Offers may be changed, withdrawn or extended at any time without notice and cannot be combined with any other HSBC credit card offers, except the offers stating that they can be combined with other HSBC credit card offers. The HSBC Plus Rewards Program Terms and Conditions apply. Account opening is subject to our standard credit review and approval.
Additional Bonus: If you’re not a resident of Quebec, you can receive the additional 35,000 points if you make eligible Net Purchases of $2,000 or more within 180 days of opening your account. “Net Purchases” means the total amount of your eligible purchases minus the total amount of returns you make (or similar credits applied to your account). If you are a resident of Quebec, you can receive the additional 40,000 points if you keep your account open, active and in good standing for 180 days from your account opening. The additional points are in addition to the points earned on the eligible purchases at the earn rate listed in the HSBC Plus Rewards Program Terms and Conditions. The additional points will be awarded approximately 180 days after account opening and credited in accordance with the HSBC Plus Rewards Program Terms and Conditions. The points will appear in your HSBC Rewards Account within two statement periods of the day they are awarded. Your account must be open and in good standing on the day the additional points are credited.
Annual fee rebate: The first annual fee rebate for the primary cardholder is only available to residents of Canada other than the province of Quebec. This rebate applies for the first year only. A one-time rebate will apply in the amount of the annual fee charged to your HSBC +Rewards Mastercard account for the Primary Cardholder in the first year, minus any other rebate of the annual fee you receive. No credit will be issued for any supplementary card fees on your account. This rebate will appear as a credit against the annual fee within two statement periods of account opening. Your HSBC +Rewards Mastercard account must be open and in good standing at the time the rebate is applied.
4 "Offer" refers to the “Additional Bonus”.
Eligibility: Offer only applies to approved HSBC Cash Rewards Mastercard accounts for applications received between March 1, 2023 and August 31, 2023. Only one new account per customer is eligible for the Offer.
The following applicants are not eligible for the Offer:
• Applicants who have held an HSBC Cash Rewards Mastercard account in the 12 months before submitting the application
• Applicants switching from an existing HSBC credit card
Offers may be changed, withdrawn or extended at any time without notice and cannot be combined with any other HSBC credit card offers, except the offers stating that they can be combined with other HSBC credit card offers. The HSBC Cash Rewards Program Terms and Conditions apply. Account opening is subject to our standard credit review and approval.
Additional Bonus: If you’re not a resident of Quebec, you can receive an additional 12.5% cash back on all eligible Net Purchases up to $1,000 within 180 days of opening your account. “Net Purchases” means the total amount of your eligible purchases minus the total amount of returns you make (or similar credits applied to your account). The standard earn rates of 1.5% cash back on eligible online purchases, 1% cash back on eligible gas, grocery and drugstore purchases, and 0.5% cash back on other eligible purchases apply in addition to the 12.5% cash back earned under this offer. If you are a resident of Quebec, you can receive $125 cash back if you keep your account open, active and in good standing for 180 days from your account opening. The additional cash back are in addition to the cash back earned on the eligible purchases at the earn rate listed in the HSBC Cash Rewards Program Terms and Conditions. The additional cash back will be awarded approximately 180 days after account opening and credited in accordance with the HSBC Cash Rewards Program Terms and Conditions. The additional cash back will appear in your HSBC Rewards Account within two statement periods of the day they are awarded. Your account must be open and in good standing on the day the additional cash back is credited.
5 "Offer" refers to the “Additional Bonus”.
Eligibility: Offer only applies to approved HSBC Travel Rewards Mastercard accounts for applications received between March 1, 2023 and August 31, 2023. Only one new account per customer is eligible for the Offer.
The following applicants are not eligible for the Offer:
• Applicants who have held an HSBC Travel Rewards Mastercard account in the 12 months before submitting the application
• Applicants switching from an existing HSBC credit card
The Offer may be changed, withdrawn or extended at any time without notice and cannot be combined with any other HSBC credit card offers, except the offers stating that they can be combined with other HSBC credit card offers. The HSBC Travel Rewards Program Terms and Conditions apply. Account opening is subject to our standard credit review and approval.
Additional bonus: If you’re not a resident of Quebec, you can receive 25,000 points if you make eligible Net Purchases in the amount of $1,000 or more within 180 days of opening your account. “Net Purchases” means the total amount of your eligible purchases minus the total amount of returns you make (or similar credits applied to your account). If you are a resident of Quebec, you can receive 25,000 points if you keep your account open, active and in good standing for 180 days from your account opening. The additional points are in addition to the points earned on the eligible purchases at the earn rate listed in the HSBC Travel Rewards Program Terms and Conditions. The additional points will be awarded approximately 180 days after account opening and credited in accordance with the HSBC Travel Rewards Program Terms and Conditions. The additional points will appear in your HSBC Rewards Account within two statement periods of the day they are awarded. Your account must be open and in good standing on the day the additional points are credited.
®/TM World Elite and Mastercard are registered trademarks, and the circles design and tap & go are trademarks of Mastercard International Incorporated. Used pursuant to license.
TM HSBC +Rewards is a trademark of HSBC Group Management Services Limited. Used pursuant to license.
®/TM Mastercard and Cirrus are registered trademarks of Mastercard International Incorporated. Used pursuant to license.