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HSBC World Elite® Mastercard®

Earn points on (almost) everything, then reward yourself to make your down time the best of times.

Primary cardholder annual fee: $149
Annual interest on purchases: 20.99% (19.9% for Quebec residents)
Annual interest on cash advances and balance transfers: 22.99% (21.99% for Quebec residents)
Supplementary card annual fee: $0 per card

Rates and fees

Enjoy an annual fee rebate if you’re an HSBC Private, Premier, or Advance client*

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HSBC +Rewards™ Mastercard®

One of Canada’s lowest interest rate credit cards.

Primary cardholder annual fee: $25
Annual interest on purchases: 11.9%
Annual interest on cash advances and balance transfers: 11.9%
Supplementary card annual fee: $10 per card

Rates and fees

Enjoy a full annual fee rebate if you’re an HSBC Private, Premier, or Advance client**.

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HSBC Cash Rewards Mastercard®

Our no annual fee credit card that rewards how you live with cash back.

Primary cardholder annual fee: $0
Annual interest on purchases: 20.99%
Annual interest on cash advances and balance transfers: 22.99% (21.99% for Quebec residents)
Supplementary card annual fee: $0 per card

Rates and fees

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HSBC Travel Rewards Mastercard®

Our no annual fee credit card that rewards how you travel.

Primary cardholder annual fee: $0
Annual interest on purchases: 20.99%
Annual interest on cash advances and balance transfers: 22.99% (21.99% for Quebec residents)
Supplementary card annual fee: $0 per card

Rates and fees

Full Details

* You can receive a rebate on the HSBC World Elite Mastercard annual fee depending on your client status: HSBC Private clients receive a $149 rebate; HSBC Premier clients receive a $50 rebate; and HSBC Advance clients receive a $25 rebate. You’ll receive the annual fee rebate on the date the credit card annual fee is charged, if you’re i) an HSBC Private, Premier or Advance client, and ii) the primary cardholder of the HSBC World Elite Mastercard. This rebate does not apply to supplementary card fees or other charges applicable to the credit card account. For full details, see HSBC Credit Card Annual Fee Rebate.

** If you’re an HSBC Private, Premier, or Advance client, you can receive a $25 rebate on the HSBC +Rewards Mastercard annual fee. You’ll receive the annual fee rebate on the date the credit card annual fee is charged, if you’re i) an HSBC Private, Premier or Advance client, and ii) the primary cardholder of the HSBC +Rewards Mastercard. This rebate does not apply to supplementary card fees or other charges applicable to the credit card account. For full details, see HSBC Credit Card Annual Fee Rebate.

^®/TM World Elite and Mastercard are registered trademarks, and the circles design and tap & go are trademarks of Mastercard International Incorporated. Used pursuant to license.

^TM HSBC +Rewards is a trademark of HSBC Group Management Services Limited. Used pursuant to license.

^®/TM Mastercard and Cirrus are registered trademarks of Mastercard International Incorporated. Used pursuant to license.

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