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HSBC World Elite Mastercard credit card image

You’re pre-approved1 for an HSBC World Elite® Mastercard®

HSBC World Elite® Mastercard®
Apply by June 30, 2019 to receive offers worth up to $449
  • 20,000 Points Welcome Bonus2 (worth $100 in travel rewards)
  • 2X3 Points on all eligible purchases4 charged to your card in the first 90 days, up to a maximum of 40,000 Points (worth up to $200 in travel rewards)
Plus, we’ll waive the first year annual fee for the primary cardholder5 (a $149 value) (Offer excludes Quebec residents)

You're pre-approved1 for an HSBC World Elite Mastercard®

Offer expires June 30, 2019

Key travel benefits:

  • No foreign transaction fees7
    You won’t be charged foreign currency conversion charges when you make purchases in a foreign currency. Only the exchange rate will apply.
  • $100 annual travel enhancement credit
    Charge select airline seat upgrades, baggage fees or airport lounge passes to your Card, then redeem your travel enhancement credit to cover these charges.

 

 

Annual fee: $149 for the primary card 
Supplementary card fee: $50 for each Authorized User on your Account (up to 4) 
Annual interest rate: 19.9% for Purchases and fees; 22.9% for Cash Advances and Balance Transfers

  • Travel protection, including Emergency Travel Medical insurance coverage for trips of up to 31 days
    Worldwide Emergency Travel Medical insurance8 can provide coverage if you are injured or experience a medical emergency while travelling abroad. (This coverage is only available if the primary cardholder and spouse are under age 65. Please note that travel in Cuba is not covered.)
  • Complimentary membership to Mastercard Airport Experiences provided by LoungeKey
    Access to over 850 airport lounges worldwide. (Please note that there will be a charge of US$27 per person for each visit.)

Rewards

  • Earn 3%9 in travel rewards on all eligible travel purchases10
    6 Points per $1 on airlines, hotels, car rentals, cruises, railways, timeshares and more
  • Earn 1.5% in travel rewards on all other eligible purchases4
    3 Points per $1 on everyday purchases like gas, groceries, dining and entertainment
  • Redeem11 your Points your way
    Choose from a wide variety of gift cards, merchandise, financial and travel rewards

Apply today

To apply for an HSBC World Elite Mastercard credit card, you must have:

  • a minimum $80,000 annual personal income (before taxes); or
  • a minimum $150,000 annual household income (before taxes); or
  • a minimum of $400,000 in assets under management (based on liquid, investable assets with financial institutions in Canada).

Your use of this site, including this application, is subject to the Website Use Agreement which includes important terms about the security of the information you submit by this application. Your use of this site signifies your agreement to the Website Use Agreement. Your information is not stored on our systems if you do not submit this application. Whether or not you submit your application, your personal information can still be displayed by clicking the back button. For security, it is advised that you close your browser after using this site.

 

Application must be received no later than June 30, 2019.

 

 

Things to know before applying:

To apply for an HSBC World Elite Mastercard, you must:

  • be a Canadian resident
  • be at least the age of majority, 18 or 19 years of age depending on your province of residence
  • and meet specified income or asset eligibility criteria

 

You will be asked to provide personal details, gross annual income (pre-tax) and to consent to us obtaining your credit report

You must confirm that you have read and understood the Customer Information Consent

You must confirm that you have read and understood the Rates & Fees Information Box

By continuing with this application and clicking the "Yes" button at the bottom of this page, you consent to receiving these important documents electronically through www.hsbc.ca. Please read each document. Save or print a copy of each document and this application for your records and for future reference. If you are not able to print or save copies for your records, you can obtain copies of these documents by calling HSBC Customer Care at 1-866-405-HSBC (4722).

Do you meet the income or asset eligibility criteria? Kindly confirm below.

 

 

®/TMMastercard and World Elite are registered trademarks, and the circles design and tap & go are trademarks of Mastercard International Incorporated.  Used pursuant to license.
 

1You are pre-approved for an HSBC World Elite Mastercard subject to you meeting an additional eligibility requirement: (1) a minimum of $80,000 in annual personal income (before taxes) or $150,000 in annual household income (before taxes) or (2) a minimum of $400,000 in assets under management (based on liquid, investable assets with financial institutions in Canada). If you do not meet these eligibility requirements, you are pre-approved for an HSBC +Rewards Mastercard. We reserve the right to modify or withdraw this pre-approved offer should there be a change in your credit or financial circumstances since the time this offer was made.
 

2 The Welcome Bonus is 20,000 Points for the HSBC World Elite Rewards Program. The Welcome Bonus will be awarded only if your application for a new or upgraded HSBC World Elite Mastercard is approved.  The Welcome Bonus is earned when you make the first transaction on your account following account opening or upgrade. The Welcome Bonus will be credited in accordance with the Terms and Conditions of the HSBC World Elite Rewards Program. Limit of one Welcome Bonus per new or upgraded HSBC World Elite Mastercard account. The Welcome Bonus offer may be changed, withdrawn or extended at any time and cannot be combined with any other offer, except the offers described here and offers that state that they can be combined with an HSBC credit card welcome bonus offer. The HSBC World Elite Rewards Program Terms and Conditions apply.
 

3 This offer is only available to residents of Canada other than the province of Quebec. This offer applies to approved new and upgraded HSBC World Elite Mastercard accounts for which an application is received between April 15 and June 30 2019.    You will earn Points at two times (2X) the regular earn rate on eligible purchases you make after the account opening or upgrade until you reach the earlier of (i) 90 days after the account opening or upgrade or (ii) the maximum number of Points under this offer. The maximum number of Points under the double (2X) earn rate offer is 40,000 Points in addition to the Points that you would have earned on the eligible purchases at the earn rate listed in the HSBC World Elite Rewards Program Terms and Conditions.   The double (2X) earn rate is inclusive of and not in addition to the earn rate that is listed under the HSBC World Elite Rewards Program Terms and Conditions.  After the double (2X) earn rate no longer applies, the earn rate listed in the HSBC World Elite Rewards Program Terms and Conditions will apply to eligible purchases.
 

4Eligible purchases means the amount of purchases of goods and services that are charged to your Account except for quasi-cash transactions (which include purchases of wire transfers, travellers cheques, foreign currency, money orders, payment of an existing debt, bets, lottery tickets and gaming chips) less any credits for returns, rebates or adjustments. Cash advances (including balance transfers and cheques), optional services, interest charges or fees do not qualify as eligible purchases. See the HSBC Premier World Elite Mastercard Cardholder Manual for further details.
 

5This offer is only available to residents of Canada other than the province of Quebec. This offer applies to approved new and upgraded HSBC World Elite Mastercard accounts for which an application is received between April 15 and June 30 2019. We will issue a one-time rebate equal to the annual fee charged to your HSBC World Elite Mastercard account for the Primary Cardholder in the first year. No credit will be issued for any supplementary card fees on your account. This rebate will appear as a credit against the annual fee within two statement periods of account opening or upgrade. Your HSBC World Elite Mastercard account must be open and in good standing at the time the rebate is applied. This offer is not transferable and cannot be combined with any other offer, except the offers described here and offers that state that they can be combined with other HSBC credit card offers. This offer is only valid for the first year.
 

6 If you are a resident of Quebec, you can receive the additional 70,000 Points if you keep your Account open and in good standing for 90 days from your account opening or upgrade. This offer applies to approved new and upgraded HSBC World Elite Mastercard accounts for which an application is received between April 15 and June 30 2019 and may not be available for other types of HSBC credit cards. The Points under this offer are in addition to the Points earned on the eligible purchases at the earn rate listed in the HSBC World Elite Rewards Program Terms and Conditions. The additional Points will be awarded on the day which is 90 days after the account opening or upgrade, will be credited in accordance with the Terms and Conditions of the HSBC World Elite Rewards Program and will appear in your HSBC Rewards Account within two statement periods of the day they are awarded. Your account must be open and in good standing on the day the additional Points are credited.  This offer may be changed, withdrawn or extended at any time and cannot be combined with any other offer, except the offers described here and offers that state that they can be combined with other HSBC credit card offers. The HSBC World Elite Rewards Program Terms and Conditions apply.
 

7The term “foreign transaction fees” is a substitute for Foreign Currency Conversion charges.
 

8Insurance coverage is underwritten by American Bankers Life Assurance Company of Florida (ABLAC) and American Bankers Insurance Company of Florida (ABIC). ABLAC, ABIC, their subsidiaries, and affiliates carry on business in Canada under the name of Assurant®. ®Assurant is a registered trademark of Assurant, Inc. Emergency Travel Medical Insurance does not apply to travel in Cuba. Details of coverage, including definitions, benefits, limitations, and exclusions, are in the Certificate of Insurance provided with your Cardholder Manual.
 

9Earn 6 Points on every $1 of eligible travel purchases, up to a maximum of $50,000 in eligible travel purchases charged to your HSBC World Elite Mastercard in a calendar year. After reaching $50,000 in eligible travel purchases, you will earn 3 Points on every $1 of eligible travel purchases. Refer to the HSBC World Elite Rewards Program Terms and Conditions for complete details.

Points earned on eligible travel purchases can be redeemed for rewards valued at up to 3% of the amount spent to earn them, and Points earned on all other eligible purchases can be redeemed for rewards valued at up to 1.5% of the amount spent to earn them. For example, $5,000 in eligible travel purchases earns you 30,000 Points, which can be redeemed for travel rewards valued at $150. Other rewards that require 30,000 Points for redemption may be valued at less than $150. Redemption offers may change from time to time.
 

10Eligible travel purchases mean eligible purchases made from merchants that are classified in the Mastercard network as airlines, car rental agencies, hotels, cruise lines, passenger railways, tour operators, timeshares and travel agencies. Some merchants may sell travel services but are classified in another manner, therefore, purchases from such merchants are not considered to be eligible travel purchases.
 

11All rewards offered are subject to the current Terms and Conditions of the HSBC World Elite Rewards Program. There are a minimum number of Points required for redemption, which vary by reward. Some restrictions apply. For information on redeeming Points, visit rewards.hsbc.ca.  Redemption offers may change from time to time.

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