You wouldn’t expect a low interest rate card to also give you rewards. The HSBC +Rewards Mastercard does. And more.

Apply by December 16, 2019 and receive a full annual fee rebate for the Primary Cardholder for the first year1a, 1b PLUS earn a Sign Up Bonus of 5,000 Points1a, 2 to get you started! Conditions Apply.

Start earning rewards for doing what you love to do.

  • 2x the Points4 on all eligible dining and entertainment purchases5
  • Price Protection service - find a lower price within 60 days of your purchase, the difference will be refunded, up to $500 per eligible items6

Learn more about the many features and benefits of the HSBC +Rewards Mastercard.

  • 11.9% our lowest interest rate for purchases, cash advances and balance transfers
  • $25 Primary cardholder annual fee

How to apply

New to HSBC?

Already a customer?

To access the application, you will be required to login with your security device.

Apply in branch

Visit any HSBC branch to speak to a relationship manager.

1a These offers are available to successful applicants who have not, in the 12 months prior to submitting the application, held an HSBC credit card account. Only one new account per customer is eligible for these offers. The account opening is subject to our standard credit review and approval and additional conditions listed for the specific offers below.


1b This offer is only available to residents of Canada other than the province of Quebec. This offer applies to approved new HSBC +Reward Mastercard accounts for which an application is received between August 26th and December 16, 2019. We will issue a one-time rebate equal to the annual fee charged to your HSBC +Reward Mastercard account for the Primary Cardholder in the first year. No credit will be issued for any supplementary card fees on your account. This rebate will appear as a credit against the annual fee within two statement periods of account opening or upgrade. Your HSBC +Reward Mastercard account must be open and in good standing at the time the rebate is applied. This offer is not transferable and cannot be combined with any other offer, except the offers described here and offers that state that they can be combined with other HSBC credit card offers. This offer is only valid for the first year.


2 If you are a resident of Canada other than the province of Quebec, you can receive a sign up bonus of 5,000 Points if you keep your new Account open for 90 days from opening. This offer applies to approved HSBC +Rewards Mastercard accounts for which an application is received between August 26 and December 16 and is not available for other types of HSBC credit cards. The Points under this offer are in addition to the Points earned on the eligible purchases at the earn rate listed in the HSBC Plus Rewards Rewards Program Terms and Conditions. The additional Points will be awarded on the day which is 90 days after the account opening, will be credited in accordance with the Terms and Conditions of the HSBC Plus Rewards Program and will appear in your HSBC Rewards Account within two statement periods of the day they are awarded. Your account must be open and in good standing on the day the additional Points are credited. This offer may be changed, withdrawn or extended at any time and cannot be combined with any other offer, except the offers described here and offers that state that they can be combined with other HSBC credit card offers. The HSBC Plus Rewards Rewards Program Terms and Conditions apply.


3 If you are a resident of Quebec, you can receive a sign up bonus of 10,000 Points if you keep your new Account open for 90 days from opening. This offer applies to approved HSBC +Rewards Mastercard accounts for which an application is received between August 26 and December 16 and is not available for other types of HSBC credit cards. The Points under this offer are in addition to the Points earned on the eligible purchases at the earn rate listed in the HSBC Plus Rewards Rewards Program Terms and Conditions. The additional Points will be awarded on the day which is 90 days after the account opening, will be credited in accordance with the Terms and Conditions of the HSBC Plus Rewards Program and will appear in your HSBC Rewards Account within two statement periods of the day they are awarded. Your account must be open and in good standing on the day the additional Points are credited. This offer may be changed, withdrawn or extended at any time and cannot be combined with any other offer, except the offers described here and offers that state that they can be combined with other HSBC credit card offers. The HSBC Plus Rewards Rewards Program Terms and Conditions apply.

 

4 Customers enrolled in the HSBC +Rewards Program earn Points for eligible purchases charged to their HSBC +Rewards™ Mastercard® account, less credits for returns, refunds and adjustments. The earn rate for Points is: i) 1 Point for every $1.00 in eligible purchases, ii) 2 Points for every $1.00 in eligible dining and entertainment purchases, iii) any special bonus Points offer that we may offer and for which you are qualified.


5 Eligible dining and entertainment purchases mean eligible purchases made from merchants that are classified in the Mastercard network as restaurants, bars, nightclubs, fast food restaurants, movie theatres, theatre producers, ticket agencies, bands, orchestras, professional sports clubs, sports promoters, tourist attractions, aquariums, zoos, amusement parks, video game arcades, billiards, bowling alleys, video entertainment rental stores or recreational services. Some merchants may sell dining and entertainment services but are classified in another manner; purchases from such merchants are not treated as “Dining and Entertainment Purchases.” The eligible merchant categories for “Dining and Entertainment Purchases” may change without notice.


6 Insurance coverage is underwritten by American Bankers Life Assurance Company of Florida (ABLAC) and/or American Bankers Insurance Company of Florida (ABIC). ABLAC, ABIC, their subsidiaries, and affiliates carry on business in Canada under the name of Assurant®. ®Assurant is a registered trademark of Assurant, Inc. Price Protection Service is a service only and not an insurance benefit. Details of coverage, including definitions, benefits, limitations and exclusions, are in the Certificate of Insurance and Statement of Service provided with your Cardholder Manual or subsequent to enrollment in the optional Travel and Medical insurance.


®/TM Mastercard and Cirrus are registered trademarks of Mastercard International Incorporated. Used pursuant to license.


TM HSBC +Rewards is a trademark of HSBC Bank Canada.


Issued by HSBC Bank Canada