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HSBC Cash Rewards Mastercard®

Earn an additional 5% cash back1. Must apply by May 2, 2022. Conditions apply.

HSBC credit card

HSBC Cash Rewards Mastercard

Earn an additional 5% cash back1. Must apply by May 2, 2022. Conditions apply.

  • Earn an additional 5% cash back1 on all purchases for the first 180 days (up to $2,000 in total purchases).

  • Primary cardholder annual fee: $0
  • Annual interest on purchases: 20.99%
  • Annual interest on cash advances and balance transfers: 22.99% (if you reside in Quebec 21.99%)
  • Authorized user annual fee: $0 per card 

Rates and Fees

Earn $100 cash back1. Must apply by May 2, 2022. Conditions apply.

  • Earn $100 cash back1 if you keep your account open and active for 180 days.

About this card

Rewards and benefits

  • HSBC Cash Rewards Program

    Earn 1.5% cash back for every $1 spent on eligible online purchases2; earn 1% cash back for every $1 spent on eligible gas, grocery and drugstore purchases3; earn 0.5% cash back for every $1 on all other everyday purchases4.

Additional benefits

  • Mobile Device Insurance5

    Coverage of up to $1,000 in the event your eligible mobile device is lost, stolen, accidentally damaged, or experiences mechanical failure.

Using your card

  • Security and convenience

    With Apple Pay6, Tap & go™ and Zero Liability protection7 for unauthorized use of the card.

  • Secure account transactions

    Chip & PIN technology helps reduce the possibility of your HSBC Mastercard being used by someone else.

More benefits of HSBC Cash Rewards Mastercard

With the HSBC Cash Rewards Mastercard, earn;

  • 1.5% cash back for every $1 spent on eligible online purchases2
  • 1% cash back for every $1 spent on eligible gas, grocery and drugstore purchases3
  • 0.5% cash back for every $1 on all other eligible everyday purchases4

Enjoy the flexibility of using your cash back rebate towards your financial goals. Use it to pay down your HSBC Bank Canada residential mortgage, add to your HSBC personal savings account, or reduce your HSBC Cash Rewards Mastercard account balance.

Visit rewards.hsbc.ca to learn how.

How to apply

To qualify for the HSBC Cash Rewards Mastercard, you must:
  • Be a Canadian resident.
  • Be the age of majority in your province of residence.

With HSBC EasyID your identity is verified instantly making it faster, easier and more convenient. Before you start, have one of the following pieces of ID ready (make sure the ID hasn’t expired):

  • Passport
  • Driver’s licence, or
  • Provincial government Issued ID
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