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HSBC Cash Rewards Mastercard®


HSBC credit card

HSBC Cash Rewards Mastercard

Let your streaming subscriptions and everyday shopping reward what you’re already doing.
  • Primary cardholder annual fee: $0
  • Annual interest on purchases: 20.99%
  • Annual interest on cash advances and balance transfers: 22.99% (21.99% for Quebec residents)
  • Supplementary card annual fee: $0 per card 

Rates and Fees

About this card

Rewards and benefits

  • HSBC Cash Rewards Program
    Earn 1.5% cash back for every $1 spent on eligible online purchases2; earn 1% cash back for every $1 spent on eligible gas, grocery and drugstore purchases3; earn 0.5% cash back for every $1 on all other everyday purchases4.

Additional benefits

  • Mobile Device Insurance5
    Coverage of up to $1,000 in the event your eligible mobile device is lost, stolen, accidentally damaged, or experiences mechanical failure.

Using your card

  • Security and convenience
    With Apple Pay6, Tap & go™ and Zero Liability protection7 for unauthorized use of the card.
  • Secure account transactions
    Chip & PIN technology helps reduce the possibility of your HSBC Mastercard being used by someone else.

Winner of “Best Credit Card for Online Purchases 2023” by Milesopedia

More benefits of HSBC Cash Rewards Mastercard

With the HSBC Cash Rewards Mastercard, earn;

  • 1.5% cash back for every $1 spent on eligible online purchases2
  • 1% cash back for every $1 spent on eligible gas, grocery and drugstore purchases3
  • 0.5% cash back for every $1 on all other eligible everyday purchases4

Enjoy the flexibility of using your cash back rebate towards your financial goals. Use it to pay down your HSBC Bank Canada residential mortgage, add to your HSBC personal savings account, or reduce your HSBC Cash Rewards Mastercard account balance.

Visit rewards.hsbc.ca to learn how.

How to apply

To qualify for the HSBC Cash Rewards Mastercard, you must:
  • Be a Canadian resident.
  • Be the age of majority in your province of residence.

With HSBC EasyID your identity is verified instantly making it faster, easier and more convenient. Before you start, have one of the following pieces of ID ready (make sure the ID hasn’t expired):

  • Passport
  • Driver’s licence, or
  • Provincial government Issued ID

If you have any questions about our credit card products, chat with us or call us at 1-888-310-4722

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