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HSBC Cash Rewards Mastercard®

Earn up to 14% cash back1,2 on eligible online purchases! Must apply by October 31, 2022. Conditions apply.

HSBC credit card

HSBC Cash Rewards Mastercard

Special offer: Earn an additional 12.5% cash back1 on all purchases for the first 180 days (up to $1,000 in total purchases). Must apply by October 31, 2022. Conditions apply.

  • For the first 180 days, earn up to 14% cash back1,2 on eligible online purchases

  • For the first 180 days, earn up to 13.5% cash back1,3 on eligible gas, grocery and drugstore

  • For the first 180 days, earn up to 13% cash back1,4 on all other everyday purchases

  • Primary cardholder annual fee: $0
  • Annual interest on purchases: 20.99%
  • Annual interest on cash advances and balance transfers: 22.99% (if you reside in Quebec 21.99%)
  • Authorized user annual fee: $0 per card 

Rates and Fees

Earn $125 cash back1. Must apply by October 31, 2022. Conditions apply.

  • Earn $125 cash back1 if you keep your account open and active for 180 days. Must apply by October 31, 2022. Conditions apply.

About this card

Rewards and benefits

  • HSBC Cash Rewards Program

    Earn 1.5% cash back for every $1 spent on eligible online purchases2; earn 1% cash back for every $1 spent on eligible gas, grocery and drugstore purchases3; earn 0.5% cash back for every $1 on all other everyday purchases4.

Additional benefits

  • Mobile Device Insurance5

    Coverage of up to $1,000 in the event your eligible mobile device is lost, stolen, accidentally damaged, or experiences mechanical failure.

Using your card

  • Security and convenience

    With Apple Pay6, Tap & go™ and Zero Liability protection7 for unauthorized use of the card.

  • Secure account transactions

    Chip & PIN technology helps reduce the possibility of your HSBC Mastercard being used by someone else.

More benefits of HSBC Cash Rewards Mastercard

With the HSBC Cash Rewards Mastercard, earn;

  • 1.5% cash back for every $1 spent on eligible online purchases2
  • 1% cash back for every $1 spent on eligible gas, grocery and drugstore purchases3
  • 0.5% cash back for every $1 on all other eligible everyday purchases4

Enjoy the flexibility of using your cash back rebate towards your financial goals. Use it to pay down your HSBC Bank Canada residential mortgage, add to your HSBC personal savings account, or reduce your HSBC Cash Rewards Mastercard account balance.

Visit rewards.hsbc.ca to learn how.

How to apply

To qualify for the HSBC Cash Rewards Mastercard, you must:
  • Be a Canadian resident.
  • Be the age of majority in your province of residence.

With HSBC EasyID your identity is verified instantly making it faster, easier and more convenient. Before you start, have one of the following pieces of ID ready (make sure the ID hasn’t expired):

  • Passport
  • Driver’s licence, or
  • Provincial government Issued ID

If you have any questions about our credit card products, chat with us or call us at 1-888-310-4722

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