Top of main content

HSBC +Rewards™ Mastercard®

Earn 30,000 Points1a PLUS a full annual fee rebate for the Primary Cardholder for the first year1b. Must apply by January 31, 2022. Conditions Apply.

HSBC credit card

HSBC +Rewards Mastercard

Special Offer - Earn 30,000 Points1a ($150 travel value) PLUS a full annual fee rebate for the Primary Cardholder for the first year1b ($25 value). Must apply by January 31, 2022. Conditions Apply.

  • Spend $2,000 in the first 180 days to earn 30,000 Points1a ($150 travel value)

  • Annual Fee Rebate for the Primary Cardholder for the first year1b ($25 value)

  • Primary Cardholder Annual Fee: $25 
  • Annual Interest on Purchases: 11.9% 
  • Annual Interest on Cash Advances and Balance Transfers: 11.9% 
  • Authorized User Annual Fee: $10 Per Card 

Rates and Fees

Earn 35,000 Points1a ($175 travel value). Must apply by January 31, 2022. Conditions Apply

  • Receive 35,000 Points1a ($175 travel value) if you keep your account open and active for 180 days

About this card

Rewards and benefits

  • HSBC Plus Rewards Program

    Earn 2 Points2 for every $1 on eligible dining or entertainment purchases3, earn 1 Point for every $1 on all other everyday purchases5.

  • Our Lowest Interest Rate

    Reduce your interest on purchases, cash advances and balance transfers.

Additional Benefits

  • Insurance Coverage and Price Protection Service4

    Shop confidently knowing that your eligible purchases are well-protected when you make them using your HSBC +Rewards Mastercard. We’ve got your back.

Using your card

  • Security and convenience

    With Apple Pay6, Tap & go™ and Zero Liability protection7 for unauthorized use of the card.

  • Secure account transactions

    Chip & PIN technology helps reduce the possibility of your HSBC Mastercard being used by someone else.

Credit card Genius logo

Winner of the 2021 creditcardGenius.ca best low interest credit card

howtosavemoney.ca logo

Winner of the 2021 HowToSaveMoney.ca best low interest credit card

More benefits of HSBC +Rewards Mastercard

With the HSBC +Rewards Mastercard get 2 Points2 for every $1 on eligible dining or entertainment purchases3, earn 1 Point for every $1 on all other everyday purchases5

 

Redeem your Points your way – The choice is yours.

  • Travel
  • Gift cards and valuable merchandise
  • Financial rewards

 

Visit rewards.hsbc.ca to learn how.

How to apply

To qualify for the HSBC +Rewards Mastercard, you must:
  • Be a Canadian resident.
  • Be the age of majority in your province of residence.

With HSBC EasyID your identity is verified instantly making it faster, easier and more convenient. Before you start, have one of the following pieces of I.D on-hand (make sure the I.D you are using hasn’t expired): 

  • Passport
  • Driver’s Licence or
  • Provincial government Issued I.D.
Listening to what you have to say about services matters to us. It's easy to share your ideas, stay informed and join the conversation.