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HSBC +Rewards™ Mastercard®

HSBC credit card

HSBC +Rewards Mastercard

Get a budget friendly interest rate and earn points for travel, financial or merchandise rewards.
  • Primary Cardholder Annual Fee: $25 
  • Annual Interest on Purchases: 11.9% 
  • Annual Interest on Cash Advances and Balance Transfers: 11.9% 
  • Supplementary card annual fee: $10 per card

Rates and Fees


Enjoy a full annual fee rebate if you’re an HSBC Private, Premier, or Advance client*.

About this card

Rewards and benefits

  • HSBC Plus Rewards Program
    Earn 2 Points2 for every $1 on eligible dining or entertainment purchases3, earn 1 Point for every $1 on all other everyday purchases5.
  • Our Lowest Interest Rate
    Reduce your interest on purchases, cash advances and balance transfers.

Additional Benefits

  • Insurance Coverage and Price Protection Service4
    Shop confidently knowing that your eligible purchases are well-protected when you make them using your HSBC +Rewards Mastercard. We’ve got your back.

Using your card

  • Security and convenience
    With Apple Pay6, Tap & go™ and Zero Liability protection7 for unauthorized use of the card.
  • Secure account transactions
    Chip & PIN technology helps reduce the possibility of your HSBC Mastercard being used by someone else. logo

Winner of “Best Low Interest Credit Card 2023” by Milesopedia

More benefits of HSBC +Rewards Mastercard

With the HSBC +Rewards Mastercard get 2 Points2 for every $1 on eligible dining or entertainment purchases3, earn 1 Point for every $1 on all other everyday purchases5


Redeem your Points your way – The choice is yours.

  • Travel
  • Gift cards and valuable merchandise
  • Financial rewards


Visit to learn how.

How to apply

To qualify for the HSBC +Rewards Mastercard, you must:
  • Be a Canadian resident.
  • Be the age of majority in your province of residence.

With HSBC EasyID your identity is verified instantly making it faster, easier and more convenient. Before you start, have one of the following pieces of I.D on-hand (make sure the I.D you are using hasn’t expired): 

  • Passport
  • Driver’s Licence or
  • Provincial government Issued I.D.

If you have any questions about our credit card products, chat with us or call us at 1-888-310-4722

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