1 "Offer" refers to the “Additional Bonus”.
Eligibility: Offer only applies to approved HSBC Travel Rewards Mastercard accounts for applications received between March 1, 2023 and May 31, 2023. Only one new account per customer is eligible for the Offer.
The following applicants are not eligible for the Offer:
• Applicants who have held an HSBC Travel Rewards Mastercard account in the 12 months before submitting the application
• Applicants switching from an existing HSBC credit card
The Offer may be changed, withdrawn or extended at any time without notice and cannot be combined with any other HSBC credit card offers, except the offers stating that they can be combined with other HSBC credit card offers. The HSBC Travel Rewards Program Terms and Conditions apply. Account opening is subject to our standard credit review and approval.
Additional bonus: If you’re not a resident of Quebec, you can receive 25,000 points if you make eligible Net Purchases in the amount of $1,000 or more within 180 days of opening your account. “Net Purchases” means the total amount of your eligible purchases minus the total amount of returns you make (or similar credits applied to your account). If you are a resident of Quebec, you can receive 25,000 points if you keep your account open, active and in good standing for 180 days from your account opening. The additional points are in addition to the points earned on the eligible purchases at the earn rate listed in the HSBC Travel Rewards Program Terms and Conditions. The additional points will be awarded approximately 180 days after account opening and credited in accordance with the HSBC Travel Rewards Program Terms and Conditions. The additional points will appear in your HSBC Rewards Account within two statement periods of the day they are awarded. Your account must be open and in good standing on the day the additional points are credited.
2 Earn 3 points on every $1 of eligible travel purchases charged to your HSBC Travel Rewards Mastercard in a calendar year, up to a maximum of $6,000. After reaching $6,000 in eligible travel purchases, you will earn 1 point on every $1 of eligible travel purchases. Refer to the HSBC Travel Rewards Program Terms and Conditions for complete details.
Eligible travel purchase means a purchase of goods and services made on your account that are classified in the Mastercard Network as airlines, car rental agencies, hotels, cruise lines, passenger railways, tour operators, timeshares, cottages, campgrounds and travel agencies. Some merchants may sell travel services but are classified in another manner; purchases from these merchants are not treated as “Travel Purchases”. The eligible merchant categories for “Travel Purchases” may change without notice. Points earned on eligible travel purchases can be redeemed for rewards valued up to 1.5% of the amount spent to earn them. For example, $5,000 in eligible travel purchases earns you 15,000 points, which can be redeemed for travel rewards valued at $75. Other rewards that require 15,000 points for redemption may be valued at less than $75. Redemption offers may change from time to time.
3 Earn 2 points on every $1 of eligible gas and daily transportation purchases. Refer to the HSBC Travel Rewards Program Terms and Conditions for complete details.
Eligible gas and daily transportation purchases are eligible purchases made from merchants that are classified in the Mastercard Network as service stations, commuter passenger, ferries, limousines, taxicabs and bus lines. Some merchants may sell gas and transportation services but are classified in another manner; purchases from such merchants are not treated as “Gas and Daily Transportation Purchases”. The eligible merchant categories for “Gas and Daily Transportation Purchases” may change without notice.
4 Earn 1 point on every $1 of eligible purchases other than travel, gas and daily transportation purchases. Refer to the HSBC Travel Rewards Program Terms and Conditions for complete details.
Eligible purchases mean purchases of goods and services that are charged to your account, except for quasi-cash transactions (which include purchases of wire transfers, travelers cheques, foreign currency, money orders, payments of existing debts, bets, lottery tickets and gaming chips), less any credits for returns, rebates or adjustments. Cash advances (including balance transfers and cheques), optional services and interest charges or fees do not qualify as eligible purchases.
5 Insurance coverage is underwritten by American Bankers Life Assurance Company of Florida (ABLAC) and/or American Bankers Insurance Company of Florida (ABIC). ABLAC, ABIC, their subsidiaries, and affiliates carry on business in Canada under the name of Assurant®. ®Assurant is a registered trademark of Assurant, Inc. Details of coverage, including definitions, benefits, limitations and exclusions, are in the Certificate of Insurance provided with your Cardholder Manual or subsequent to enrollment in the optional Travel and Medical insurance.
6 Apple, the Apple logo, and Apple Pay are trademarks of Apple Inc., registered in the U.S. and other countries.
7 Zero Liability applies to purchases made in store, by telephone, online or via a mobile device or ATM transaction. We will not hold you responsible for unauthorized use if: i) you have used reasonable care in safeguarding your card and any related information, including Personal Identification Number (PIN) or password, and have not contributed to any unauthorized use of your card, PIN, account number or cheques; and ii) you report to us any actual or suspected loss, theft or unauthorized use of your card, PIN, account number or cheques immediately after becoming aware of it.
®/TM Mastercard is a registered trademark, and the circles design and tap & go are trademarks of Mastercard International Incorporated. Used pursuant to license.