Top of main content

HSBC Travel Rewards Mastercard®

HSBC credit card

HSBC Travel Rewards Mastercard

From your daily commute to weekend escapes, earn points for rewards at every turn.
  • Primary cardholder annual fee: $0
  • Annual interest on purchases: 20.99%
  • Annual interest on cash advances and balance transfers: 22.99% (21.99% for Quebec residents)
  • Supplementary card annual fee: $0 per card 

Rates and Fees

About this card

Rewards and benefits

  • HSBC Travel Rewards Program
    Earn 1.5%2 in travel rewards on all eligible travel purchases2 (3 points per $1), 1% in travel rewards on all eligible gas and daily transportation purchases3 (2 points per $1), and 0.5% in travel rewards on all other eligible everyday purchases4 (1 point per $1).

Additional benefits

  • Baggage Delay Insurance5
    You are covered for up to $100 per day to a maximum of 3 days for the purchase of necessities if your checked baggage is delayed by the carrier for 6 hours or more from the arrival time at your scheduled trip destination.
  • Hotel / Motel Burglary Insurance5
    Protects you from theft of most items of personal property from a hotel/motel room where there is evidence of forceful entry anywhere in the world.
  • Trip Interruption Insurance5
    Provides coverage for transportation costs incurred to change your return date  as a result of covered medical or non-medical cause, while on a trip.

Using your card

  • Security and convenience
    With Apple Pay6, Tap & go™ and Zero Liability protection7 for unauthorized use of the card.
  • Secure account transactions
    Chip & PIN technology helps reduce the possibility of your HSBC Mastercard being used by someone else.

More benefits of HSBC Travel Rewards Mastercard

Collect points and reward yourself anytime;

  • 1.5%2 in travel rewards on all eligible travel purchases2, such as car rentals, vacations, and hotel flights (3 points per $1)
  • 1% in travel rewards on all eligible gas and daily transportation purchases3, such as subway, train, and taxi (2 points per $1)
  • 0.5% in travel rewards on all other eligible everyday purchases4 (1 point per $1)

Redeem your points your way – the choice is yours

 

Redeem for travel

Enjoy the flexibility of booking your travel, car rentals, hotels, cruises, and rail tickets on your HSBC Travel Rewards Mastercard and redeem your points for a statement credit.

 

Gift cards and merchandise

Select from over 100 exciting gift card and merchandise options.

 

Financial rewards

Use your points to pay down your HSBC Bank Canada residential mortgage, add to your HSBC personal savings account, or reduce your HSBC Travel Rewards Mastercard account balance.

 

Visit rewards.hsbc.ca to learn how.

Listening to what you have to say about services matters to us. It's easy to share your ideas, stay informed and join the conversation.