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HSBC World Elite® Mastercard®

Get up to $649 in total value1a,1b,7 for the first year! Must apply by October 31, 2022. Conditions apply.

HSBC Credit Card

HSBC World Elite Mastercard

Special offer: Earn up to 80,000 points1a ($400 travel value) PLUS a full annual fee rebate for the primary cardholder for the first year1b ($149 value) and receive a $100 annual travel enhancement credit7. Must apply by October 31, 2022. Conditions apply.

  • Welcome Bonus – 20,000 Points1a ($100 travel value)

  • Earn 40,000 points1a when you spend $6,000 within 6 months of account opening ($200 travel value)

  • Earn 20,000 points1a as an anniversary bonus ($100 travel value)

  • First year annual fee rebate for the primary cardholder1b ($149 value)

  • Receive a $100 annual travel enhancement credit7

  • Primary Cardholder Annual Fee: $149
  • Annual Interest on Purchases: 19.9%
  • Annual Interest on Cash Advances and Balance Transfers: 22.9%
  • Authorized User Annual Fee: $50 Per Card

Rates and fees

Special offer: Earn up to 110,000 points1a ($550 travel value) PLUS receive a $100 annual travel enhancement credit7. Must apply by October 31, 2022. Conditions apply.

  • Welcome Bonus – 20,000 Points1a ($100 travel value)

  • Earn 70,000 points1a when you keep your account open and active for 6 months ($350 travel value)

  • Earn 20,000 points1a as an anniversary bonus ($100 travel value)

  • Receive a $100 annual travel enhancement credit7

About this card

Rewards and benefits

  • No foreign transaction fees2

    Save on all your foreign currency purchases (even online) with no additional foreign currency conversion charges. Only the exchange rate will apply.

  • HSBC World Elite Rewards Program

    Earn 3%3 in travel rewards on all eligible travel purchases4 (6 Points per $1) and 1.5% in travel rewards on all other eligible purchases5 (3 Points per $1).

Travel benefits6

  • $100 annual travel enhancement credit7

    Redeemable towards select airline seat upgrades, airline baggage fees and airport lounge passes.

  • 31-day insurance coverage8

    Worldwide Emergency Travel Medical insurance8. Enjoy longer trips with greater peace of mind (This coverage is only available if the primary cardholder and spouse are under age 65. Please note that travel in Cuba is not covered.)

Using your card

  • 24 hour worldwide assistance9

    With an Emergency Cash Transfer to a maximum of $5,000 if your card is lost or stolen.

  • Security and convenience

    With Apple Pay10, Tap & go and Zero liability11 protection for unauthorized use of the card.

Winner of "Best Mastercard Travel Credit Card in Canada 2022" by Milesopedia

Winner of "Best No Foreign Transaction Fee Credit Card in Canada 2022by Milesopedia

Winner of “Best Mastercard in Canada 2021” by Prince of Travel

Winner of “Best No FX Fee Credit Card in Canada 2021” by Prince of Travel

More benefits of HSBC World Elite Mastercard

With the HSBC World Elite Mastercard you earn 3%3 in travel rewards on all eligible travel purchases4 (6 Points per $1) and earn 1.5% in travel rewards on all other eligible purchases5 (3 Points per $1).

Enjoy maximum flexibility and redeem13 your Points on your terms for:

  • Travel
  • Gift cards and valuable merchandise
  • Financial rewards
  • Rewards for miles

Please visit our HSBC rewards website rewards.hsbc.ca for more information.

How to apply

To qualify for the HSBC World Elite Mastercard, you must:

  • Have an annual individual income of $80,000 or $150,000 household income, or minimum of $400,000 in assets under management (based on liquid, investable assets with a financial institutions in Canada).
  • Be a Canadian resident.
  • Be the age of majority in your province of residence.

With HSBC EasyID your identity is verified instantly making it faster, easier and more convenient. Before you start, have one of the following pieces of I.D on-hand (make sure the I.D you are using hasn’t expired):

  • Passport
  • Driver’s Licence or
  • Provincial government Issued I.D.

Visit any HSBC branch to speak to a relationship manager.

If you have any questions about our credit card products, chat with us or call us at 1-888-310-4722

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