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International student GIC program

Get the guaranteed investment certificate (GIC) you'll need for the Student Direct Stream, plus a student bank account.

Setting you up for success in your studies

Moving to Canada to study? Join our international student GIC program and get the banking essentials you'll need while you're here, including a GIC and a Student Chequing Account for everyday spending. 

How it works

If you want to use the Canadian government's Student Direct Stream (SDS) to apply for a fast-track study permit, you must have $10,000 in a GIC.

  • By applying to our GIC program, you will open a bank account to receive the funds for your GIC (subject to your application being successful).
  • The GIC process will be completed when you visit our branch in Canada.


Winner of Best International Onboarding Experience

Things you should know

Who can apply?

You can apply for our international student GIC program if you:

  • are 17 or over
  • can provide an acceptance letter from a Canadian university/college for the upcoming school term
  • have checked you meet the eligibility criteria for the Canadian government's Student Direct Stream
  • are able to deposit $10,225 into your GIC
  • have ID and other supporting documents you can upload during the application process

Apply now

Apply for our international student GIC program online.

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