Let's Meet 1 on 26

HSBC has investment professionals in 26 countries who share local knowledge. So we wanted to demonstrate that when you meet with us, you learn more than you expect.

Watch us turn ordinary investment meetings into something much more.

Learn how our knowledge can guide your investments.

 

 

Let's Meet 1 on 26

Investment Solutions and Services

Investment Products

Whether you’re looking to grow your wealth or to save for the short-term, we’re here to help you reach your destination with investment products to suit your every need.

 

Guaranteed Investment Certificates (GICs)

  • Earn higher interest rates than Term Deposits, in most cases
  • Enjoy peace of mind with a safe, secure investment
  • Protect your principal and receive a guaranteed rate of return
  • Choose from a range of terms

Choose an HSBC GIC for a secure, flexible high-rate investment.

Term Deposits

  • Save with a secure investment that guarantees your rate of return
  • Choose from a range of terms
  • Redeemable prior to maturity3
  • Invest in several foreign currencies
  • Save faster with a Tax-free Savings Account (TFSA) term deposit

HSBC Term Deposits offer you a worry-free investment with a guaranteed rate of return and flexible options.

Registered products

  • Plan for a your child's or grandchild's education with a Registered Education Savings Plan (RESP)6
  • Save for your retirement with an Registered Retirement Savings Plan (RRSP)
  • Plan for income in retirement with a Registered Retirement Income Fund (RRIF)
  • Save as long as you like, for whatever you choose, with a TFSA

HSBC offers a range of investments that help you take advantage of government programs.

Mutual Funds

With on-the-ground expertise in over 26 countries, HSBC is ideally placed to offer you unique global investment opportunities:
  • Diversify your portfolio with HSBC mutual funds guided by HSBC investment specialists around the world
  • Tap into the world's fastest growing markets with HSBC emerging market funds supported by HSBC emerging market professionals
  • Grow your money in a managed portfolio that enables you to take advantage of the insights of some of the world's most respected and trusted names in the investment industry

Diversify your investment strategy with HSBC Mutual Funds, and find new opportunities in local and global markets.

Managed Investment Solutions and Services

Invest in Mutual Funds Online

At HSBC, we have the tools, guidance and expertise to help manage your wealth the way you want.  Whether you’re looking to manage your own portfolio or prefer to let our experts guide your investment decisions, we have investment solutions tailored to your specific needs and objectives.

 

HSBC Wealth Compass™

Start your investment journey today and get a personalized recommendation to invest in our professionally managed, low-fee HSBC Wealth Compass Funds.
  • Start investing online with as little as $500
  • Access globally diversified investment funds7
  • Receive a personalized investment recommendation and dedicated support

Navigate the world of investing with HSBC Wealth Compass.

Premium Investment Services

World Selection® Portfolio and Private Investment Management

  • Benefit from strategic investment management from local and global investment managers
  • Enjoy peace of mind knowing HSBC portfolio managers are monitoring world markets, to ensure your portfolio remains on track making regular adjustments to rebalance your portfolio and to ensure it reflects our investment views and outlook
  • World Selection® Portfolio8: Leverage local and global insights from on-the-ground investment teams with worldwide support
  • Private Investment Management9: Enjoy a customized investment solution that provides tailored strategies and attentive service

Your global gateway to investment stability and diversity.

Self-directed Online Investing

HSBC InvestDirect

  • Build a globally diversified portfolio with access to 30 domestic and international markets and the ability to trade directly online in North America, London, Paris, and Frankfurt and Hong Kong stock exchanges
  • Enjoy award-winning client service and support
  • Receive a flat rate of HK$28810 for unlimited trades on the Hong Kong Exchange
  • Benefit as an HSBC Premier or HSBC Advance client with preferred pricing, including North American trades starting at $6.88 and up to 20% off international online trades11
  • Access a wide selection of investment opportunities: Equities and Exchange Traded Funds (ETFs), Options, Mutual funds, Fixed Income, GICs and New Issues (IPOs)
  • Choose from a wide variety of account types

Diversify your portfolio globally with HSBC InvestDirect.

* Total maximum combined bonuses available of $1,450 if you invest in World Selection© Portfolio or maximum combined bonuses of $1,350 if you invest in HSBC Mutual Funds (which includes mutual funds purchased online through HSBC Wealth Compass™) and meet all eligibility requirements for the Long Term Investing Bonus Offer and Regular Investing Bonus Offer. Please read the Terms and Conditions for details. Offer ends November 1, 2019.

1 Interest is calculated daily, may be compounded, and is paid at the interval as opted by you based on the product you choose (which may be monthly, semi-annually, annually or at maturity).

2 You can opt into our automatic renewal option when purchasing your GIC. If you don't notify us before maturity, we will automatically re-invest your deposit (either the principal only or principal and any interest earned) at the interest rate applicable on the date of renewal, to help maximize the growth of your savings. Consult your HSBC branch regarding any eligibility &/or restrictions with setting up an automatic renewal option on your GIC(s).

3 Canadian Dollar and U.S. Dollar Term Deposits are redeemable prior to maturity with no interest paid. Foreign Currency Term Deposit is non-redeemable.

4 Interest is calculated daily, not compounded and is paid at the interval as opted by you (which may be monthly, semi-annually, annually or at maturity). Rates available on request for deposits of $100,000 or more.

5 You can opt into our automatic renewal option when purchasing your term deposit. If you don't notify us before maturity, we will automatically re-invest your deposit (either the principal only or principal and any interest earned) at the interest rate applicable on the date of renewal, to help maximize the growth of your savings. Consult your HSBC branch regarding any eligibility &/or restrictions with setting up an automatic renewal option on your term deposit(s).

® World Selection is a registered trademark of HSBC Group Management Services Limited.

6 RESPs are offered through HSBC Investment Funds (Canada) Inc.

7  The HSBC Investment Funds (Canada) Inc. (HIFC) is a direct subsidiary of HSBC Global Asset Management (Canada) Limited (AMCA) and an indirect subsidiary of HSBC Bank Canada (HBCA), and provides its services in all provinces of Canada except Prince Edward Island.

AMCA is a wholly owned subsidiary of, but separate entity from HBCA. AMCA is the manager and primary investment advisor for the HSBC Mutual Funds. HIFC is the principal distributor of the HSBC Mutual Funds. HSBC Mutual Funds are also distributed through authorized dealers. Commissions, trailing commissions, management fees and expenses all may be associated with mutual fund investments. Please read the prospectus, Fund Facts, and other disclosure documents before investing. Mutual Funds are not guaranteed or covered by the Canada Deposit Insurance Corporation, HBCA, or any other deposit insurer or financial institution. The net asset values of all mutual funds, including the HSBC Mutual Funds, may change frequently and any past performance may not be repeated. For money market funds, there can be no assurances that such funds will be able to maintain its net asset value per security at a constant amount or that the full amount of your investment in the fund will be returned to you.

References to the ‘HSBC Group’ are references to HSBC Holdings PLC, its subsidiaries and affiliated companies. HSBC Holdings PLC is a public limited company registered in England and Wales under Company Register Number 617987 and with its registered office at 8 Canada Square, London, England E14 5HQ.

HSBC Wealth Compass™ is a trademark of HSBC Group Management Services Limited.

HSBC InvestDirect is a division of HSBC Securities (Canada) Inc., a wholly owned subsidiary of, but separate entity from, HSBC Bank Canada. Member – Canadian Investor Protection Fund. HSBC InvestDirect does not provide investment advice or recommendations regarding any investment decisions or securities transactions.

Private Investment Management is a discretionary portfolio management service offered by HSBC Private Wealth Services (Canada) Inc.

8 HSBC World Selection® Portfolio is a portfolio investment service offered by HSBC Investment Funds (Canada) Inc. HSBC World Selection® Portfolio is a portfolio investment service offered by HSBC Investment Funds (Canada) Inc. (“HIFC”). In this service, a client’s assets are invested in model portfolios. Each model portfolio is comprised of investments in HSBC Pooled Funds, which are mutual funds managed by HSBC Global Asset Management (Canada) Limited (“AMCA”) and distributed by HIFC. AMCA provides discretionary investment management services to the portfolios in the HSBC World Selection Portfolio service. Commissions, trailing commissions, management fees, investment management fees and expenses all may be associated with investments in the HSBC Pooled Funds and/or the HSBC World Selection Portfolio service. Please read the applicable account opening documentation associated with HSBC World Selection Portfolio, the prospectus, Fund Facts, and other disclosure documents of the HSBC Pooled Funds in which investment may be made under HSBC World Selection Portfolio service before applying for the HSBC World Selection Portfolio service. The HSBC World Selection Portfolio service and the HSBC Pooled Funds are not guaranteed or covered by the Canada Deposit Insurance Corporation, HSBC Bank Canada, or any other deposit insurer or financial institution. For money market funds, there can be no assurances that the fund will be able to maintain its net asset value per security at a constant amount or that the full amount of your investment in the fund will be returned to you. The net asset values of all mutual funds, including the HSBC Pooled Funds, may change frequently and any past performance may not be repeated.

9 The Private Investment Management service is a discretionary portfolio management service offered by HSBC Private Wealth Services (Canada) Inc. (“HPWS”). Under this discretionary service, assets of participating clients will be invested by HSBC Private Wealth Services or its delegated portfolio manager, HSBC Global Asset Management (Canada) Limited (AMCA), in securities, including but not limited to, stocks, bonds, mutual funds and derivatives. Commissions, management fees, custodial fees and expenses all may be associated with the use of the Private Investment Management service. Neither the Private Investment Management service nor any of the securities purchased as part of the Private Investment Management service are guaranteed or covered by the Canada Deposit Insurance Corporation, HSBC Bank Canada, or any other investor protection fund or deposit insurer.  The value of an investment in or purchased as part of the Private Investment Management service may change frequently and past performance may not be repeated. HPWS is a wholly owned subsidiary of, but separate legal entity from, HSBC Bank Canada and provides its services in all provinces of Canada, except Prince Edward Island. AMCA is a wholly owned subsidiary of, but separate entity from, HSBC Bank Canada and provides its services in all provinces of Canada, except Prince Edward Island.

10 The HK$288 commission applies for trades between HK$0-1,999,999. For trades HK$2,000,000 & over, 0.10% commission applies. Visit our Global Trading Commissions page for more details.

11Available on online equity trades on North American markets. Subject to conditions.