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Ways to invest your money

Open up a world of opportunity with investment solutions from HSBC Canada.

Take the investment path that’s right for you

Kick-start your investment journey with up to $1,125* in bonuses.

Offer ends December 17, 2022. Terms apply.

Grow your wealth with HSBC

Whether your planning for retirement, your children’s education or a dream vacation, we can help grow your wealth and achieve your goals.

HSBC offers a range of options – from choosing your own investments to investing with advice online, in-person or over the phone.

Choose from a selection of registered (TFSA, RRSP, RESP, RRIF) and non-registered investment options with the freedom to invest how you want.

Ways to invest your money

Online investment advice with HSBC Wealth Compass™

Get a personalized recommendation to invest online in our professionally managed, low-fee HSBC Wealth Compass Funds1. Answer a few questions to help us determine your investor profile and recommend a diversified mutual fund that’s right for you.

  • Start with as little as $500 and regular contributions from $25 per month2.
  • TFSA, RRSP, RESP, non-registered accounts and more.
  • Benefit from investment management fees between 0.50% and 0.60%.
  • Best Robo Advisory Experience – 2021 Digital CX Awards, presented by The Digital Banker**.

Self-Directed Online Investing with HSBC InvestDirect³

Take control of your portfolio with HSBC InvestDirect – our self-directed online brokerage that lets you trade, research, and track the performance of stocks, bonds, mutual funds, ETFs and more.

  • Low, flat-fee online trades. 
  • Access 30 domestic and international markets. 
  • Research and tools for new and experienced do-it-yourself investors. 
  • Full spectrum of account types available.

Personalized investment advice from an HSBC Mutual Fund Advisor

With over 600 investment professionals located in over 20 major financial centres around the world, benefit from the know-how of our global network of award-winning investment professionals at HSBC Asset Management.4

  • Choose from a wide range of HSBC Mutual Funds or HSBC Managed Investment Solutions including HSBC World Selection ® Diversified Funds, HSBC World Selection ® Portfolio and more1.
  • HSBC Premier5 clients can invest towards their retirement & education goals or that ``special project`` with the help of an HSBC My Goals – Goal Plan6 to help you stay the course, or course correct to reaching your long-term goals.
  • In-branch advice and phone service available after your account is open.

Discretionary investment management services

HSBC Private Investment Counsel7 offers high-net-worth and ultra-high-net-worth clients a boutique experience backed by one of the world’s leading financial institutions. We combine HSBC’s investment expertise and global reach with an elevated level of insight to provide personalized wealth management solutions tailored to our clients. We take a disciplined approach to developing and implementing your portfolio which includes:

  • Access to a team of experts managing your financial needs. 
  • Access to a comprehensive wealth strategy based on your circumstances.
  • Disciplined and focused investment process. 
  • Fine-tuning of your portfolio to meet your evolving needs. 
  • Access to client website and support team.

More investment solutions and products

Guaranteed Investment Certificates (GICs)

Choose GICs with various maturity options to generate steady and stable cash flows while preserving your capital.

Term Deposits

HSBC Term Deposits offer you a worry-free investment with a guaranteed rate of return and flexible options.

Investment Insights Centre

Make more informed decisions with articles, webinars and reports to help you better understand the world of investing.

Investor information & resources

Review important information related to Funds Information, Regulatory Reports, and more.

Important investment information

Published by HSBC Investment Funds (Canada) Inc. (“HIFC”).

* This offer is issued by HSBC Investment Funds (Canada) Inc. (“HIFC”). The maximum Bonus Amount available to you for participating in the Bonus Offer is $1,125 per Qualifying Account. Bonus amounts may differ for transfers/investments into HSBC Wealth Compass Funds (maximum $585 per Qualifying Account). RRIF accounts are not available through HSBC Wealth Compass. The Goal Planning Bonus is available to HSBC Premier² clients only and is redeemable exclusively in-branch through an HSBC Premier Relationship Manager³. Your eligibility for this Bonus Offer, including the payment of the Bonus Amount, is subject to the 2022 Autumn Investment Bonus Offer Terms and Conditions. Please read the Terms and Conditions carefully and visit your branch or call Telefund at 1-800-830-8888 for complete details. All amounts indicated are in Canadian dollars. Offer expires December 17, 2022.

** The Digital Banker award recognises and celebrates the world's preeminent Financial Services Organisations that are pioneering unrivalled standards and capabilities in their respective fields.

1 HIFC is a direct subsidiary of HSBC Global Asset Management (Canada) Limited (“AMCA”) and an indirect subsidiary of HSBC Bank Canada, and provides its services in all provinces of Canada except Prince Edward Island. AMCA is a wholly owned subsidiary of, but separate entity from, HSBC Bank Canada.

AMCA is the manager and primary investment advisor for the HSBC Mutual Funds and the HSBC Pooled Funds (collectively, the “HSBC Funds”). HIFC is the principal distributor of the HSBC Mutual Funds, which are also distributed through authorized dealers. HIFC also offers the HSBC Funds through HSBC World Selection® Portfolio service. This is a portfolio investment service under which client’s assets are invested in model portfolios which are comprised of investments in the HSBC Funds. AMCA provides discretionary investment management services to the model portfolios in the HSBC World Selection Portfolio service. Commissions, trailing commissions, management fees, investment management fees and expenses all may be associated with investments in the HSBC Funds and/or the HSBC World Selection Portfolio service. Please read the prospectus, Fund Facts, applicable account opening documentation and any other disclosures before investing in the HSBC Funds and/or the HSBC World Selection Portfolio service. The HSBC World Selection Portfolio service and the HSBC Funds are not guaranteed or covered by the Canada Deposit Insurance Corporation, HSBC Bank Canada, or any other government deposit insurer or financial institution, their values change frequently and past performance may not be repeated. For money market funds, there can be no assurances that the fund will be able to maintain its net asset value per security at a constant amount or that the full amount of your investment in the fund will be returned to you.

® World Selection is a registered trademark of HSBC Group Management Services Limited. 

™ HSBC Wealth Compass is a trademark of HSBC Group Management Services Limited. HSBC Wealth Compass is an online service offered by HIFC which allows clients to discover their investor profile, receive a personalized investment recommendation and apply to start investing in mutual funds.

Minimums may differ by account type.

3 HSBC InvestDirect is a division of HSBC Securities (Canada) Inc., a wholly owned subsidiary of, but separate entity from, HSBC Bank Canada. HSBC Securities (Canada) Inc. is a member of the Investment Industry Regulatory Organization of Canada and the Canadian Investor Protection Fund. HSBC InvestDirect does not provide investment advice or recommendations regarding any investment decisions or securities transactions.

4 Source: HSBC Asset Management, December 31, 2021. As at December 31, 2021, HSBC Asset Management received 61 industry awards worldwide in 2021.

5 HSBC Premier requires you to have an active HSBC Premier chequing account, and either:
    1. Have personal deposits and investments with HSBC in Canada totalling $100,000 or more; or
    2. Hold a personal mortgage with HSBC in Canada with an original amount of CAD $500,000 or more.

You can also meet the conditions in points 1 and 2 above by combining you and your spouse or common law partner’s balances through our Household Qualification Program; or
    1. Have total monthly income deposits of $6,500 or more with HSBC in Canada plus confirmation of $100,000 or more in deposits and/or investments in Canada, or
    2. Qualify for HSBC Premier in another country.

Some exclusions apply. A monthly fee will be charged if you do not meet at least one of the eligibility criteria above. For full details regarding eligibility and any fees which may apply please refer to the Personal Service Charges Statement of Disclosure.

6 HSBC My Goals is exclusively available in-branch to HSBC Premier clients through an HSBC Premier Relationship Manager. HSBC Premier Relationship Managers are dually employed as HSBC Mutual Fund Advisors by HSBC Investment Funds (Canada) Inc. and HSBC Bank Canada.

7 The Private Investment Counsel service is a discretionary portfolio management service offered by HSBC Private Investment Counsel (Canada) Inc. (HPIC). Under this discretionary service, assets of participating clients will be invested by HPIC or its delegated portfolio manager, HSBC Global Asset Management (Canada) Limited (AMCA), in securities, including but not limited to, stocks, bonds, mutual funds, pooled funds and derivatives. Commissions, management fees, custodial fees and expenses all may be associated with the use of the Private Investment Counsel service. Neither the Private Investment Counsel service nor any of the securities purchased as part of the Private Investment Counsel service are guaranteed or covered by the Canada Deposit Insurance Corporation, HSBC Bank Canada, or any other investor protection fund or deposit insurer. The value of an investment in or purchased as part of the Private Investment Counsel service may change frequently and past performance may not be repeated. HPIC is a wholly owned subsidiary of, but separate legal entity from, HSBC Bank Canada and provides its services in all provinces of Canada, except Prince Edward Island. AMCA is a wholly owned subsidiary of, but separate entity from, HSBC Bank Canada. Full terms and conditions are available at hsbc.ca/importantinformation.

Private Wealth Planning services are offered through HSBC Private Investment Counsel (Canada) Inc. (HPIC), a wholly owned subsidiary of, but separate legal entity from, HSBC Bank Canada and provides its services in all provinces of Canada, except Prince Edward Island.

All products and services of HIFC, AMCA, HIDC and HPIC are only available for sale to residents of Canada, unless the laws of a foreign jurisdiction permit sales to its residents. Please contact an HSBC Mutual Fund Advisor or HPIC Investment Counsellor for more details. The contents of this page should not be considered an offer to sell or a solicitation to buy products or services to any person in a jurisdiction where such offer or solicitation is considered unlawful.

RESPs are offered through HSBC Investment Funds (Canada) Inc. and HSBC InvestDirect.

This material is for information purposes only and is not intended to provide specific financial, legal, tax, investment or other advice, and should not be relied upon in that regard. You should not act or rely on the information without seeking the advice of a professional. Please consult your tax advisor to find out which strategies best suit your tax situation. Registered plans for individuals are subject to specific limits, tax implications and restrictions which can be found on the CRA Savings and pension plans webpage.

This web page may provide external links that give you access to HSBC websites located in Canada and other countries. These links are provided solely for the readers' informational purposes and convenience. When readers select a link to an external website, they are subject to and governed and bound by the policies and terms and conditions of the external website. Please read the website's policies and terms and conditions before using the website. If you enter a website outside of Canada, you are advised that it may not be legal in that jurisdiction for you to use the facilities available on that website and the legal requirements of that jurisdiction may prohibit you from dealing in that jurisdiction. If you access a jurisdiction in which you are not resident, you do so at your own risk, and HSBC Group will not be liable for any breach of local law or regulation that you may commit as a result of using and accessing a website in a country in which you are not resident.

References to the 'HSBC Group' are references to HSBC Holdings plc its subsidiaries and affiliated companies. HSBC Holdings plc is a public limited company registered in England and Wales under Company Register Number 617987 and with its registered office at 8, Canada Square, London, England E14 5HQ.

No part of this web page may be reproduced, stored in a retrieval system, or transmitted, on any form or by any means, electronic, mechanical, photocopying, recording, or otherwise, without the prior written permission of HSBC Bank Canada.

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