Lay back and relax with up to 4.50% per annum on Canadian dollar non-redeemable, non-registered GICs.*

Limited time offers until September 2, 2022.

 

*All rates are subject to change. Terms and conditions apply. 

It's time to enjoy a great rate of return with HSBC’s special GIC offers

Enjoy up to 4.50% per annum on HSBC’s Canadian Dollar non-redeemable, non registered GICs.*

*Terms apply. All rates are subject to change without notice.

 

For full details, please read the Terms and Conditions.

180-day term at 2.25% per annum*, 1-year term at 3.55% per annum*, 2-year term at 4.00% per annum*, 3-year term at 4.20% per annum*, 4-year term at 4.30% per annum* and 5-year term at 4.50% per annum*.
Starting at only $500 CAD to a maximum of $5,000,000 CAD per customer.
Offers available from June 28, 2022 to September 2, 2022.

Multiple ways to get started

Need to talk to us? Call us at 1-888-310-HSBC (4722)

FAQ

Q: Is there a maximum I can invest in this offer?

A: The maximum total deposits made under each customer for this Special GIC offer is $5,000,000 CAD.

 

Q: What currency is this available for this offer?

A: Canadian currency.

 

Q: How is interest calculated?

A: For simple interest option, interest is calculated daily, non-compounded and paid at maturity or annually. For compounded interest option, interest is calculated daily, compounded annually and paid at maturity.

 

Q: Is this offer available for RRSP or TFSA accounts?

A: This offer is not available in RRSP, RRIF or TFSA accounts.

Not sure which savings or investment option is the one for you?

* Terms and conditions apply. All rates are per annum as of June 28, 2022 and subject to change without notice.

 

 

Interest calculation:

 

180-day non-redeemable, non-registered GIC: Interest is calculated daily, not compounded and is paid at maturity.

 

1-year non-redeemable, non-registered GIC (simple interest): Interest is calculated daily, not compounded and is paid at maturity.

 

2-year GIC (simple interest and compound interest options): For simple interest option, interest is calculated daily, not compounded and is paid annually.  The “Interest Payment Frequency” field in the confirmation for the 2-year non-redeemable, non-registered GIC must state “Yearly” or “Annually”.   For compound interest option, interest is compounded annually and paid at maturity. The “Interest Payment Frequency” field in the confirmation for the 2-year non-redeemable, non-registered GIC must state “At maturity”.

 

3-year GIC (simple interest and compound interest options): For simple interest option, interest is calculated daily, not compounded and is paid annually.  The “Interest Payment Frequency” field in the confirmation for the 3-year non-redeemable, non-registered GIC must state “Yearly” or “Annually”.   For compound interest option, interest is compounded annually and paid at maturity. The “Interest Payment Frequency” field in the confirmation for the 3-year non-redeemable, non-registered GIC must state “At maturity”.

 

4-year GIC (simple interest and compound interest options): For simple interest option, interest is calculated daily, not compounded and is paid annually.  The “Interest Payment Frequency” field in the confirmation for the 4-year non-redeemable, non-registered GIC must state “Yearly” or “Annually”.   For compound interest option, interest is compounded annually and paid at maturity. The “Interest Payment Frequency” field in the confirmation for the 4-year non-redeemable, non-registered GIC must state “At maturity”.

 

5-year GIC (simple interest and compound interest options): For simple interest option, interest is calculated daily, not compounded and is paid annually.  The “Interest Payment Frequency” field in the confirmation for the 5-year non-redeemable, non-registered GIC must state “Yearly” or “Annually”.   For compound interest option, interest is compounded annually and paid at maturity. The “Interest Payment Frequency” field in the confirmation for the 5-year non-redeemable, non-registered GIC must state “At maturity”.

 

 

Redemption:

 

Redemption or withdrawal of all or portion of the 180-day, 1-year, 2-year, 3-year, 4-year and 5-year non-redeemable, non-registered GIC prior to the end of the 180 day, 1 year, 2 year, 3 year, 4 year or 5 year terms is not allowed. If we permit you to withdraw prior to the end of the term, we will not pay you any interest on the withdrawn amount.

 

The special interest rate offer may not be combined with any other offers.