Global Trading Commissions

Eligibility for preferred status is effective the 4th calendar day of each month.

¹ HSBC Premier eligibility requires you to have an active Premier chequing account and maintain a $100,000 balance in combined personal deposits and investments with HSBC Bank Canada and its subsidiaries. Please refer to the Personal Service Charges / Statement of Disclosure for fees which may apply.

² The HSBC Advance package is comprised of four products — HSBC Advance Chequing account, High Rate Savings Account (additional fees may apply), HSBC Advance MasterCard® and access to a personal line of credit. The HSBC Advance Chequing, MasterCard and personal line of credit are subject to credit adjudication and approval. The monthly minimum balance for HSBC Advance is $25,000 CAD in combined personal deposit and/ or investments with HSBC Bank Canada or its subsidiaries. A monthly fee of $25 will be applied if your balance is below $25,000 CAD. New customers have three months from the date of account opening to consolidate the $25,000 CAD minimum balance without incurring the monthly fee. Customers who have moved to Canada within the past three years (proof of landed immigrant, foreign worker or residency status is required) have 12 months from the date of account opening to consolidate the $25,000 CAD minimum balance without incurring the monthly fee. HSBC Advance requires you to have an active HSBC Advance Chequing account. When applicable, the $25 monthly fee will be debited from your HSBC Advance Chequing account. The HSBC Advance package includes Telephone and Personal Internet Banking withdrawals, bill payments, pre-authorized debits, Interac®* payments , cheques and unlimited deposits and withdrawals from any HSBC Bank Canada and THE EXCHANGE®** ATMs. Transaction fees will be charged for other services not included in the package, please refer to the Advance MasterCard® Rates & Fees as well as the Personal Service Charges / Statement of Disclosure. If you do not wish to apply for the HSBC Advance suite of products, similar products are available separately by calling 1.888.310.4722 or visit a branch.

^® MasterCard is a registered trademark of MasterCard International Incorporated. Used pursuant to license.

^®2 Interac. Trade-mark of Interac Inc. HSBC Bank Canada authorized user of the trade-mark.

^®3 THE EXCHANGE. User licensed in Canada by FICANEX Services Limited partnership on behalf of Fiserv Electronic Funds Transfer (EFT).

³ HSBC InvestDirect is a division of HSBC Securities (Canada) Inc., a wholly owned subsidiary of, but separate entity from, HSBC Bank Canada. HSBC Securities (Canada) Inc. is a member of the Canadian Investor Protection Fund.

⁴ Client eligibility for preferred commissions and rates (“Preferred Client Rates”) is reviewed monthly, using the household asset value on the last day of the month. (E.g. September month end household asset values are used for the October pricing.) All of your HSBC InvestDirect personal and joint accounts are included as a household for qualification purposes. Non-personal accounts are not included for householding purposes. In a month where clients do not qualify for Preferred status, their relevant accounts/household accounts will automatically revert to the applicable pricing tier stipulated in the commission and fee schedule. HSBC InvestDirect Active Trader pricing effective November 6, 2017.

⁵ Preferred Client Rates apply to qualified and filled online trades only. Qualified trades are defined, for this purpose, as equity, exchange-traded fund's (ETF’s) and option orders executed on the North American exchanges and markets. Regular commission schedule rates will continue to apply to trades on International markets, telephone trades, option assignments and exercises.

Participation is automatic where quarterly trade counts are met. Clients must re-qualify on a monthly basis for the Preferred Client Rates to stay in effect. Review for qualification is done on a monthly basis, using the eligible trading activity from the previous three calendar months. (E.g. total trades count from July 1 to September 30, with the Preferred Client Rate structure going into effect October 4). Eligible trades, for the quarterly trade count include commissionable filled online and telephone orders for the following products: North American and International Equity, ETF, Options, Option assignments and Option exercises. Mutual funds, GIC’s Fixed income (non exchange traded), New Issues and FX transactions are excluded from the quarterly trade count. When qualified, the Preferred Client Rates will be effective automatically on your eligible accounts on the 4th calendar day of every month. All of your personal and joint accounts held with HSBC InvestDirect will automatically be reviewed as a household for qualification purposes. Non-personal accounts are not included in the householding count. In instances where required trade counts for Preferred status are not met during a three month period, the status of the relevant accounts/householded accounts will automatically revert to the applicable pricing tier stipulated in the commission and fee schedule.

⁶ Where multiple trade orders are placed on the same day, for the same security and on the same side of the market (i.e. all buy orders or all sell orders), each individual order is subject to the applicable commission rate and is counted as a separate trade. All commissions are charged in the currency of the market on which the security trades.

Where multiple fills, over multiple days are required for the same order, commissions will apply to the order for each separate day the fill is completed.

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