Top of main content

Add discipline to your investment strategy

HSBC InvestDirect Systematic Investment Plan (SIP)

Make your money work harder for you sooner with an HSBC InvestDirect1 Systematic Investment Plan:

  • Avoid high minimum purchase amounts

  • Save time with automatic mutual fund purchases

  • Invest more of your money over the long term as a result of dollar cost averaging

Set up a SIP or PAC for your HSBC InvestDirect account

Dollar cost averaging can save you money

Sometimes you buy shares when prices are up, and sometimes you buy shares when prices are down, but regular purchases on an automatic investment plan do not react to changing prices. You simply capitalize on a lower average cost per share, leading to a lower overall cost over the long term.

How it works

  1. Budget – Determine the amount you want to invest on a regular basis (minimum $100 per month).
  2. Schedule – Choose a frequency that suits your cashflow (monthly or bi-weekly).
  3. Select – Identify the investments you want purchased on your behalf.

Choose specific investments now, or later

Even if you're not sure which investments to purchase, start saving money for investing with a Pre-Authorized Contribution (PAC) plan. This plan automatically transfers a specific dollar amount to your HSBC InvestDirect account from your bank account on a regular basis.

1 HSBC InvestDirect is a division of HSBC Securities (Canada) Inc., a wholly owned subsidiary of, but separate entity from, HSBC Bank Canada. HSBC Securities (Canada) Inc. is a member of the Canadian Investor Protection Fund.

Terms and Conditions | Website User Agreement | System Information | Order Processing | Member - Canadian Investor Protection Fund | Contact HSBC InvestDirect

Listening to what you have to say about services matters to us. It's easy to share your ideas, stay informed and join the conversation.