Market-Linked GICs (MLGIC) offer you the security of a Guaranteed Investment Certificate (GIC) and the potential to earn a higher interest based on the performance of stocks or selected benchmarks.
Market-Linked GIC
- Enjoy the peace of mind of worry-free investment
- Relax knowing your principal is protected
- Gain the opportunity to earn a return linked to an equity investment without risking your original deposit
MLGIC is not a conventional fixed income investment and is not suitable for all types of investors. An investment in an MLGIC is subject to a number of risk factors. Please consult the relevant Information Statement before investing.
Is a Market-Linked GIC right for you?
- Prefer principal investment guaranteed at maturity
- Want the growth potential to earn higher interest based on the performance of the selected market
- Willing to lock-in the investment for the selected term
Benefit from the market’s upside without risking your original investment with Market-Linked GIC.
New Issues will be announced as released and only available during each sales period.
Features and benefits

Peace of mind
100% principal protected at maturity even if markets are down

Higher potential return
Benefit from market opportunities
Important things to know
Distributed by |
Issuer | Account Type |
Access to funds | Available Terms† | Renewal |
Offering |
---|---|---|---|---|---|---|
HSBC Investment Funds (Canada) Inc. (“HIFC”) |
National Bank of Canada | Non-registered, RRSP/LIRA, TFSA |
Only at maturity | 3 and 5 years | You can’t auto-renew your MLGIC when it matures, but you can invest in a new one. Please speak with us for available choices. | To learn more about MLGICs distributed by HIFC, please visit https://nbcstructuredsolutions.ca/HSBC |
Distributed by |
HSBC Investment Funds (Canada) Inc. (“HIFC”) |
---|---|
Issuer | National Bank of Canada |
Account Type |
Non-registered, RRSP/LIRA, TFSA |
Access to funds | Only at maturity |
Available Terms† | 3 and 5 years |
Renewal |
You can’t auto-renew your MLGIC when it matures, but you can invest in a new one. Please speak with us for available choices. |
Offering |
To learn more about MLGICs distributed by HIFC, please visit https://nbcstructuredsolutions.ca/HSBC |
How to invest during an offer period
New to investing at HSBC?
Meet with an HSBC Representative to discuss your needs and investment options
Or call 1-888-310-4722
Already have an HSBC Investment Funds account?
Or call 1-800-830-8888 to speak with an HSBC Mutual Fund Advisor.