Invest with confidence
Trust in our approach, our people and our mutual funds1: with a global network of over 600 investment professionals in more than 20 major financial centres around the world, HSBC’s funds and in-house asset managers at HSBC Asset Management received 62 awards worldwide and recognition for their investment excellence in 2022.x **,+,++
- Start with as little as $500 or from $25 per month in a regular investment plan
- Access to exchange-traded funds (ETFs) and index investment strategies in easy-to-manage mutual funds
- Options to invest your U.S. dollars, no currency exchange required
- Most funds can be held in registered accounts including RRSPs, TFSAs, RESPs and RRIFs
- Lower management fees with Premium Series if you invest $100,000 or more in a single fund
- Income-focused mutual funds, including T Series with a 4.5% annual distribution option2
- Invest according to your risk level or take advantage of our all-in-one risk-adjusted multi-asset and managed solutions
- Invest and manage your account online, in-person, or over the phone
Our financial industry awards and recognition
A newsworthy fund family
Industry newspaper Investment Executive showcased the strength of our mutual fund performance in its 2022 ranking of Canadian fund families. According to the publication, even through last year’s tough investing environment, 87% of our funds’ assets under management yielded above-average returns as at December 31, 2022. Our performance fared better than many of our peers, making the HSBC fund family one of the nation’s top-performers of the year. x
Recipient of the FUNDGRADE A+ Award +
The FUNDGRADE A+ Award was given to HSBC Global Asset Management (Canada) Limited for the HSBC Monthly Income Fund in 2022. This award recognizes investment funds that have shown the best, risk-adjusted returns throughout an entire calendar year.
HSBC Monthly Income Fund (Investor Series)1
1 year returns -3.39%
3 year returns 3.21%
5 year returns 2.79%
10 year returns 3.73%
Source: HSBC Global Asset Management (Canada) Limited. Based on 1-year performance as at December 31, 2022 for HSBC Monthly Income Fund – Investor Series.
Explore HSBC Mutual Funds1 – and open a world of opportunity
Enjoy peace of mind with diversified portfolios that let you invest for your future comfortably. HSBC professionals build and monitor each portfolio to specific circumstances, investment objectives, time horizon and risk tolerance.
HSBC World Selection® Diversified Funds1
Diversified mutual funds that invest primarily in a wide range of HSBC Mutual Funds and provide greater access to world markets, including dynamic emerging markets. An all-in-one modern approach includes access to both active and passive investment strategies. Funds are rebalanced regularly, adjusting to changing market conditions and outlook.
HSBC World Selection® Portfolios1
A premium service offering access to diversified portfolios with active and passive investment strategies managed by HSBC professionals around the world. Minimum investment $50,000. A fee-based account with a tiered pricing structure: the more you invest, the lower the fees.
Quick links to HSBC Mutual Fund resources
Leave the day-to-day investment decisions to us
Looking for diversification and professional management? Consider HSBC Managed Solutions.
Invest online with advice
Get a personalized recommendation to invest online in our professionally managed, low-fee HSBC Wealth Compass Funds1.
• Start with as little as $500 and regular contributions from $25 per month
• TFSA, RRSP and non-registered accounts
• Low management fee between 0.50% and 0.60%
Diversify your investment portfolio with a Market-Linked GIC (MLGIC)
Enjoy the benefits of a MLGIC combining the security of a GIC and some of the growth potential of an equity investment3.
• Peace of mind: 100% of your principal is protected at maturity
• Potential for higher interest: the interest rate is linked to the performance of the selected market or sector
Meet with a mutual fund representative in person
• Convenient, local branches across Canada and over the phone
• Invest in a wide range of products, including HSBC World Selection ® Diversified Funds, HSBC World Selection ® Portfolio and more
• Telefund and online services available after your account is open
Already have a mutual funds account?
Boost your registered plans with HSBC Mutual Funds
Saving for retirement, a child’s education or maybe that dream vacation? Build your nest egg with the growth potential of mutual funds combined with the benefits of registered plans.
Depending on the account type, registered plans may offer income tax deductibles on contributions, allow income and capital gains to grow tax-free, and even provide grants when saving for a child’s education. Consult your own tax advisor for details.
Consider your options with Registered Retirement Savings Plans (RRSPs), Tax-Free Savings Accounts (TFSAs), Registered Education Savings Plans (RESPs) or Registered Retirement Income Funds (RRIFs) and see how they can help reach your financial goals faster.
Issued by HSBC Investment Funds (Canada) Inc. (“HIFC”)
** Source: HSBC Asset Management as at December 31, 2022. HSBC Asset Management received 62 awards worldwide in 2022. HSBC Canada did not pay to be granted or considered for awards received in Canada. For more information, visit HSBC Asset Management Canada.
xSource: Investment Executive; February 13, 2023.
+ The Fund-Grade A+® rating identifies funds that have consistently demonstrated the best risk-adjusted returns throughout an entire calendar year, from January 1, 2022 to December 31, 2022. The HSBC Monthly Income Fund – Investor Series, was awarded the FundGrade A+ award in the Canadian Fixed Income Balanced category which includes 247 funds. FundGrade A+® is used with permission from Fundata Canada Inc., all rights reserved. The annual FundGrade A+® Awards are presented by Fundata Canada Inc. to recognize the “best of the best” among Canadian investment funds. The FundGrade A+® calculation is supplemental to the monthly FundGrade ratings and is calculated at the end of each calendar year. The FundGrade rating system evaluates funds based on their risk-adjusted performance, measured by Sharpe Ratio, Sortino Ratio, and Information Ratio. The score for each ratio is calculated individually, covering all time periods from 2 to 10 years. The scores are then weighted equally in calculating a monthly FundGrade. The top 10% of funds earn an A Grade; the next 20% of funds earn a B Grade; the next 40% of funds earn a C Grade; the next 20% of funds receive a D Grade; and the lowest 10% of funds receive an E Grade. To be eligible, a fund must have received a FundGrade rating every month in the previous year. The FundGrade A+® uses a GPA-style calculation, where each monthly FundGrade from “A” to “E” receives a score from 4 to 0, respectively. A fund’s average score for the year determines its GPA. Any fund with a GPA of 3.5 or greater is awarded a FundGrade A+® Award. For more information, see www.FundGradeAwards.com. Although Fundata makes every effort to ensure the accuracy and reliability of the data contained herein, the accuracy is not guaranteed by Fundata. HSBC Canada did not pay to be considered or granted this award.
++ The Digital Banker award recognises and celebrates the world's preeminent Financial Services Organisations that are pioneering unrivalled standards and capabilities in their respective fields. HSBC Canada did not pay to be considered or granted this award.
1 HIFC is a direct subsidiary of HSBC Global Asset Management (Canada) Limited (“AMCA”) and an indirect subsidiary of HSBC Bank Canada and provides its services in all provinces of Canada except Prince Edward Island. AMCA is a wholly owned subsidiary of, but separate entity from, HSBC Bank Canada.
AMCA is the manager and primary investment advisor for the HSBC Mutual Funds and the HSBC Pooled Funds (collectively, the “HSBC Funds”). HIFC is the principal distributor of the HSBC Mutual Funds, which are also distributed through authorized dealers. HIFC also offers the HSBC Funds through HSBC World Selection® Portfolio service. This is a portfolio investment service under which client’s assets are invested in model portfolios which are comprised of investments in the HSBC Funds. AMCA provides discretionary investment management services to the model portfolios in the HSBC World Selection Portfolio service. Commissions, trailing commissions, management fees, investment management fees and expenses all may be associated with investments in the HSBC Funds and/or the HSBC World Selection Portfolio service. The management expense ratio (“MER”) is the total management and operating expenses (operating expenses include a portion of the expenses of the underlying funds and taxes on the management fee but exclude certain distributions, brokerage commissions on securities transactions and foreign withholding taxes) of each fund expressed as a percentage of the average net asset value of that fund for that year. The performance data of the HSBC World Selection® Portfolio service model portfolios (“Portfolios”) is provided for illustration purposes only. Performance information is based on the performance of our standard Portfolios and not on a composite of actual client accounts. Past performance of the Portfolios is not indicative of future returns for the Portfolios or for actual client accounts. Except as otherwise noted, the indicated returns are the historical annual compounded total returns of the HSBC Funds including changes in unit value and reinvestment of all distributions and do not take into account sales, redemptions, distributions or optional charges, or income taxes payable by any unit holder in respect of the HSBC Funds that would have reduced returns. Any compounded rates of returns are used only to illustrate the effects of the compound growth rate and are not intended to reflect the future values of the HSBC Funds, the Portfolios or returns on investment. Please read the prospectus, Fund Facts, applicable account opening documentation and any other disclosures before investing in the HSBC Funds and/or the HSBC World Selection Portfolio service. The HSBC World Selection Portfolio service and the HSBC Funds are not guaranteed or covered by the Canada Deposit Insurance Corporation, HSBC Bank Canada, or any other government deposit insurer or financial institution, their values change frequently, and past performance may not be repeated. For money market funds, there can be no assurances that the fund will be able to maintain its net asset value per security at a constant amount or that the full amount of your investment in the fund will be returned to you. Where overseas investments are held, the rate of currency exchange may cause the value of such investments to go down as well as up. Investments in emerging markets are by their nature higher risk and potentially more volatile than those inherent in some established markets. Economies in emerging markets generally are heavily dependent upon international trade and, accordingly, have been and may continue to be affected adversely by trade barriers, exchange controls, managed adjustments in relative currency values and other protectionist measures imposed or negotiated by the countries with which they trade. These economies also have been and may continue to be affected adversely by economic conditions in the countries in which they trade.
® World Selection is a registered trademark of HSBC Group Management Services Limited.
HSBC Wealth Compass™ is an online service offered by HIFC which allows clients to discover their investor profile, receive a personalized investment recommendation and apply to start investing in mutual funds. HSBC Wealth Compass™ is a trademark of HSBC Group Management Services Limited used under license by HIFC.
2 Monthly distributions are not indicative of fund performance, rate of return, or yield and are automatically reinvested unless a cash distribution is requested. Distributions paid as a result of the capital gains realized by a fund and income and dividends earned by a fund are taxable in your hands in the year they are received. Distributions paid as a return of capital (ROC) are not taxable in the year received unless your adjusted cost base (ACB) is zero. The ACB is reduced by the amount of the ROC payment. If distributions paid by the fund are greater than the performance of the fund, then your original investment will shrink. For more information on the tax impact from the payment of ROC and the impact to your ACB over the long term, investors should consult with a tax professional.
All products and services of HIFC and HSBC Global Asset Management (Canada) Limited (“AMCA”) are only available for sale to residents of Canada unless the laws of a foreign jurisdiction permit sales to its residents. Please contact our mutual fund representatives for more details. The contents of this site should not be considered an offer to sell or a solicitation to buy products or services to any person in a jurisdiction where such offer or solicitation is considered unlawful.
The content on this page is provided for informational purposes only. It is not intended to provide legal, accounting, tax investment, financial or other advice and such information should not be relied upon for such purpose. Please consult your tax advisor to find out which strategies suit your tax situation. HSBC makes no guarantee, representation, or warranty and accepts no responsibility or liability as to the tax treatment of these accounts or contributions to these accounts.
This site may provide external links that give you access to HSBC websites located in Canada and other countries. If you enter a website outside of Canada, you are advised that it may not be legal in that jurisdiction for you to use the facilities available on that website and the legal requirements of that jurisdiction may prohibit you from dealing in that jurisdiction. If you access a jurisdiction in which you are not resident, you do so at your own risk, and HSBC Group will not be liable for any breach of local law or regulation that you may commit as a result of using and accessing a website in a country in which you are not resident.
3 HSBC Investment Funds (Canada) Inc. is a direct subsidiary of HSBC Global Asset Management (Canada) Limited (“AMCA”) and an indirect subsidiary of HSBC Bank Canada and provides its services in all provinces of Canada except Prince Edward Island. AMCA is a wholly owned subsidiary of, but separate entity from, HSBC Bank Canada.
Market-Linked GICs (MLGIC) are distributed through HIFC but are issued by a third party. MLGIC is available for specific HIFC account types: RRSP account (including spousal RRSP), Registered Retirement Income Fund (RRIF), Locked-In Retirement Account (LIRA), Registered Education Savings Plan (RESP) and Tax-Free Savings Account (TFSA), or sole or joint non-registered and non-Personal account types. Please read the corresponding MLGIC Client Summary and Information Statement for complete details.