Invest with confidence
With on-the-ground expertise in over 26 countries, HSBC is ideally placed to offer you unique global investment opportunities. Choose from a variety of investment options, ranging from fixed income, equity to multi-asset funds and access local, global and emerging markets.
- Start with as little as $500 or from $25 per month in a regular investment plan
- Access to exchange-traded funds (ETFs) in easy-to-manage mutual funds
- Options to invest your U.S. dollars, no currency exchange required
- Most funds can be held in registered accounts including RRSPs, TFSAs, RESPs and RRIFs
- Lower management fees with Premium Series if you invest $100,000 or more in a single fund
- Income-focused mutual funds, including T Series2 with a 4.5% annual distribution option
- Build your own portfolio or take advantage of multi-asset and managed solutions
- Invest and manage your account online, in-person, or over the phone
Explore HSBC Mutual Funds – and open a world of opportunity
Enjoy peace of mind with diversified portfolios that let you invest for your future comfortably. HSBC professionals build and monitor each portfolio to specific circumstances, investment objectives, time horizon and risk tolerance.
HSBC Wealth Compass™ Funds
Diversified mutual funds that invest primarily in ETFs (exchange-traded funds), only available to accounts opened online. The low-cost passive investment strategy of ETFs helps deliver the lowest cost of our multi-asset funds.
HSBC World Selection® Diversified Funds
Diversified mutual funds that invest primarily in a wide range of HSBC Mutual Funds and provide greater access to world markets, including dynamic emerging markets. Rebalanced regularly, they adjust to changing market conditions and outlook.
Quick links to HSBC Mutual Fund resources
Leave the day-to-day investment decisions to us
Looking for diversification and professional management? Consider HSBC Managed Solutions.
Invest online with advice
Get a personalized recommendation to invest online in our professionally managed, low-fee HSBC Wealth Compass Funds.
• Start with as little as $500 and regular contributions from $25 per month
• TFSA, RRSP and non-registered accounts
• Low management fee between 0.50% and 0.60%
Trade on your own
Access an integrated suite of research tools and trading capabilities right at your fingertips with HSBC InvestDirect.
• Access to 30 domestic and international markets
• Trade online as low as $6.88 and a flat fee of $288 on the Hong Kong stock exchange
• Settle transactions in 10 different currencies
Meet with an HSBC Mutual Fund Advisor in person
• Telefund and online services available after your account is open
Already have a mutual funds account?
Boost your registered plans with HSBC Mutual Funds
Saving for retirement, a child’s education or maybe that dream vacation? Build your nest egg with the growth potential of mutual funds combined with the benefits of registered plans.
Depending on the account type, registered plans may offer income tax deductibles on contributions, allow income and capital gains to grow tax-free, and even provide grants when saving for a child’s education. Consult your own tax advisor for details.
Consider your options with Registered Retirement Savings Plans (RRSPs), Tax-Free Savings Accounts (TFSAs), Registered Education Savings Plans (RESPs) or Registered Retirement Income Funds (RRIFs) and see how they can help reach your financial goals faster.
* Offered by HSBC Investment Funds (Canada) Inc. (“HIFC”). Total maximum combined bonuses available of $1,350 if you meet all eligibility requirements for both Bonus Offers. Offers available online or in-Branch. Please read the Terms and Conditions for complete details. Offers expire November 2, 2020.
1 HSBC Global Asset Management (Canada) Limited (“AMCA”) is the manager and primary investment advisor for the HSBC Mutual Funds. HSBC Investment Funds (Canada) Inc. (“HIFC”) is the principal distributor of the HSBC Mutual Funds and offers the HSBC Pooled Funds through the HSBC World Selection Portfolio service. HSBC Mutual Funds are also distributed through authorized dealers. Commissions, trailing commissions, management fees and expenses all may be associated with mutual fund investments. Please read the prospectus, Fund Facts, and other disclosure documents before investing. Mutual funds are not guaranteed or covered by the Canada Deposit Insurance Corporation, HSBC Bank Canada, or any other deposit insurer or financial institution. The net asset values of all mutual funds, including the HSBC Mutual Funds, may change frequently and any past performance may not be repeated. For money market funds, there can be no assurances that such funds will be able to maintain its net asset value per security at a constant amount or that the full amount of your investment in the fund will be returned to you.
2 Monthly distributions are not indicative of fund performance, rate of return, or yield and are automatically reinvested unless a cash distribution is requested. Distributions paid as a result of the capital gains realized by a fund and income and dividends earned by a fund are taxable in your hands in the year they are received. Distributions paid as a return of capital (ROC) are not taxable in the year received unless your adjusted cost base (ACB) is zero. The ACB is reduced by the amount of the ROC payment. If distributions paid by the fund are greater than the performance of the fund, then your original investment will shrink. For more information on the tax impact from the payment of ROC and the impact to your ACB over the long term, investors should consult with a tax professional.
3 HSBC World Selection® Portfolio is a portfolio investment service offered by HIFC. In this service, a client’s assets are invested in model portfolios. Each model portfolio is comprised of investments in HSBC Pooled Funds, which are mutual funds managed by AMCA and distributed by HIFC. AMCA provides discretionary investment management services to the portfolios in the HSBC World Selection Portfolio service. Commissions, trailing commissions, management fees, investment management fees and expenses all may be associated with investments in the HSBC Pooled Funds and/or the HSBC World Selection Portfolio service. Please read the applicable account opening documentation associated with HSBC World Selection Portfolio, the prospectus, Fund Facts, and other disclosure documents of the HSBC Pooled Funds in which investment may be made under HSBC World Selection Portfolio service before applying for the HSBC World Selection Portfolio service. The HSBC World Selection Portfolio service and the HSBC Pooled Funds are not guaranteed or covered by the Canada Deposit Insurance Corporation, HSBC Bank Canada, or any other deposit insurer or financial institution. For money market funds, there can be no assurances that the fund will be able to maintain its net asset value per security at a constant amount or that the full amount of your investment in the fund will be returned to you. The net asset values of all mutual funds, including the HSBC Pooled Funds, may change frequently and any past performance may not be repeated.
HIFC is a direct subsidiary of AMCA and an indirect subsidiary of HSBC Bank Canada, and provides its services in all provinces of Canada except Prince Edward Island. AMCA is a wholly owned subsidiary of, but separate entity from, HSBC Bank Canada.
All products and services of HIFC and AMCA are only available for sale to residents of Canada, unless the laws of a foreign jurisdiction permit sales to its residents. Please contact your HSBC Mutual Fund Advisor for more details. The contents of this site should not be considered an offer to sell or a solicitation to buy products or services to any person in a jurisdiction where such offer or solicitation is considered unlawful.
The content on this page is provided for informational purposes only. It is not intended to provide legal, accounting, tax investment, financial or other advice and such information should not be relied upon for such purpose. Please consult your tax advisor to find out which strategies suit your tax situation. HSBC makes no guarantee, representation, or warranty and accepts no responsibility or liability as to the tax treatment of these accounts or contributions to these accounts.
HSBC InvestDirect is a division of HSBC Securities (Canada) Inc., a wholly owned subsidiary of, but separate entity from, HSBC Bank Canada. HSBC Securities (Canada) Inc. is a member of the Canadian Investor Protection Fund.