HSBC Wealth Compass Funds make it simple and cost-effective to invest at a level of risk that is suitable for you with a range of products managed by qualified HSBC investment professionals
  • Start with as little as $25 per month with a lump sum investment of $500
  • Access broad diversification by asset class, industry and geography for a new low management fee 
  • Professionally managed to maintain their target risk level
  • Suitable for medium- to long-term investment goals
  • Available to HSBC Mutual Funds accounts opened online through HSBC Wealth Compass

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A fund for your risk level

HSBC Wealth Compass Funds are professionally managed, giving you the peace of mind that they will be monitored by our team of qualified investment professionals to ensure each fund stays at the target risk level. It's important to remember that most investments should be held over the medium- to long-term and therefore you should be prepared to commit for at least one year, and ideally 4 years or more.
Fund Asset class allocation
Investment objective
MER*

A fund for your risk level

HSBC Wealth Compass Funds are professionally managed, giving you the peace of mind that they will be monitored by our team of qualified investment professionals to ensure each fund stays at the target risk level. It's important to remember that most investments should be held over the medium- to long-term and therefore you should be prepared to commit for at least one year, and ideally 4 years or more.
Cash 7%, Fixed Income 65%, Canadian Equities 16%, Foreign Equities 12%

This Fund aims to provide capital preservation and interest income with some potential for low to moderate long-term capital growth by investing primarily in a diversified portfolio of other mutual funds or exchange-traded funds across several asset classes.

0.90%

Cash 5%, Fixed Income 52%, Canadian Equities 22.5%, Foreign Equities 20.5%

This Fund aims to provide moderate capital preservation with interest income and potential for moderate long-term capital growth by investing primarily in a diversified portfolio of other mutual funds or exchange-traded funds across several asset classes.

0.90%

Cash 5%, Fixed Income 33%, Canadian Equities 30%, Foreign Equities 32%

This Fund aims to provide a balance of income and potential for long-term capital growth by investing primarily in a diversified portfolio of other mutual funds or exchange-traded funds across several asset classes.

0.95%

Cash 0%, Fixed Income 23%, Canadian Equities 31%, Foreign Equities 46%

This Fund aims to provide potential for long-term capital growth with low to moderate income by investing primarily in a diversified portfolio of other mutual funds or exchange-traded funds across several asset classes.

1.00%

Cash 0%, Fixed Income 5%, Canadian Equities 31%, Foreign Equities 64%

This Fund aims to provide potential for long-term capital growth by investing primarily in a diversified portfolio of other mutual funds or exchange-traded funds across several asset classes.

1.00%

 

 

* Management Expense Ratio (MER) as of December 31, 2018. On 17 May, 2019, the management fees were reduced by 0.25%. This fee reduction is not reflected in the MERs above. In 2018, the fund manager waived or absorbed certain fees and expenses. The MER would have been 26.11% for the HSBC Wealth Compass Conservative Fund, 21.70% for the HSBC Wealth Compass Moderate Conservative Fund, 17.39% for the HSBC Wealth Compass Balanced Fund, 22.77% for the HSBC Wealth Compass Growth Fund and 18.45% for the HSBC Wealth Compass Aggressive Growth Fund had the fund manager not waived or absorbed certain fees and expenses. The fund manager decides the amounts that are waived or absorbed and can stop doing so at any time. 

Under normal market conditions, the HSBC Wealth Compass Funds generally seek to achieve the asset mixes illustrated above. HSBC Global Asset Management (Canada) Limited, the fund manager, may change the strategic asset mix from time to time at its discretion. For more information about the HSBC Wealth Compass Funds, please refer to the most recent Fund Facts documents and the HSBC Mutual Funds and HSBC Pooled Funds Simplified Prospectus.

Frequently asked questions

Important legal information

HSBC Investment Funds (Canada) Inc. (HIFC) is a direct subsidiary of HSBC Global Asset Management (Canada) Limited (AMCA) and an indirect subsidiary of HSBC Bank Canada (HBCA), and provides its services in all provinces of Canada except Prince Edward Island. AMCA is a wholly owned subsidiary of, but separate entity from HBCA.

AMCA is the manager and primary investment advisor for the HSBC Mutual Funds. HIFC is the principal distributor of the HSBC Mutual Funds. HSBC Mutual Funds are also distributed through authorized dealers. Commissions, trailing commissions, management fees and expenses all may be associated with mutual fund investments. Please read the prospectus and Fund Facts before investing. Mutual funds are not guaranteed. The net asset values of all mutual funds, including the HSBC Mutual Funds, may change frequently and any past performance may not be repeated.

The management expense ratio (“MER”) is the total management and operating expenses (operating expenses include a portion of the expenses of the underlying funds and taxes on the management fee but exclude certain distributions, brokerage commissions on securities transactions and foreign withholding taxes) of each fund expressed as a percentage of the average net asset value of that fund for that year. Please see the prospectus, Fund Facts, and other disclosure documents for further details.

References to the 'HSBC Group' are references to HSBC Holdings plc, its subsidiaries and affiliated companies. HSBC Holdings plc is a public limited company registered in England and Wales under Company Register Number 617987 and with its registered office at 8, Canada Square, London, England E14 5HQ.

Neither we nor any member of the HSBC Group provide tax advice or have responsibility for your tax obligations in any jurisdiction, even if they relate to opening and using account(s) and services we or members of the HSBC Group provide. We advise you to seek independent legal and tax advice before opening your account and making any investments.

HSBC Wealth Compass™ is a trade-mark of HSBC Group Management Services Limited used under license by HIFC.