Invest assured with up to 4.75% per year
on Registered Term Deposits (RRSP, RRIF and TFSA) and Canadian dollar non-redeemable, non-registered GICs.* Your returns are guaranteed, so you can have peace of mind. Offer ends on May 31, 2023. Terms apply.
An RRSP (Registered Retirement Savings Plan) investment that guarantees both your principal and your interest
HSBC RRSP Fixed Rate
Invest in an HSBC RRSP Fixed Rate and get peace of mind knowing that your principal is secure and your returns are guaranteed for the term of your RRSP investment.
A safe and secure investment with a $500 minimum deposit
- Contribute online through Online Banking
- Save more of your investment as you do not pay service charges or administration fees (except for transferring out to other financial institutions)
Flexible terms and compound interest
- Choose a term that suits you, from 6 months to 5 years, and know what your returns will be at maturity
- Earn interest that is compounded annually on the anniversary date of issue, helping your RRSP investment grow faster. For terms less than one year, interest is calculated daily, not compounded, and paid at maturity.
Accessible before maturity
- Redeem your investment anytime – but if you do so before the maturity date, no interest is paid1
For an RRSP investment that's 100% guaranteed, open an HSBC RRSP Fixed Rate today.
Or call toll-free at 1-888-310-4722
| Term length | Interest rate (min. $500) |
|---|---|
| 180 days | 3.00% |
| 270 days | 3.00% |
| 1 year | 3.50% |
| 2 years | 3.75% |
| 3 years | 3.75% |
| 4 years | 3.50% |
| 5 years | 3.50% |
| Term length | 180 days |
|---|---|
| Interest rate (min. $500) |
3.00% |
| Term length | 270 days |
| Interest rate (min. $500) |
3.00% |
| Term length | 1 year |
| Interest rate (min. $500) |
3.50% |
| Term length | 2 years |
| Interest rate (min. $500) |
3.75% |
| Term length | 3 years |
| Interest rate (min. $500) |
3.75% |
| Term length | 4 years |
| Interest rate (min. $500) |
3.50% |
| Term length | 5 years |
| Interest rate (min. $500) |
3.50% |
* All rates are as of March 22, 2023 and are subject to change without notice. Terms and conditions apply for the special offers: Non-redeemable, non-registered GICs and Registered term deposits.
1 $500 minimum deposit (CAD only). No interest paid on redemptions before maturity. Interest is calculated daily, paid on the anniversary date of issue and compounded annually at the fixed rate for terms greater than one year. For terms less than one year, interest is calculated daily, non-compounded and paid at maturity.
The government requires the Bank to withhold a percentage for taxes if redeemed and not transferred into another RSP (Retirement Savings Plan) vehicle.
