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HSBC Loans

Get competitive rates and enjoy features that will help you meet your goals sooner.

HSBC Personal Loan

  • Competitive rates
  • Quick approvals
  • Fixed or variable rates
  • Flexible payment options
  • Take advantage of preferential rates with HSBC Premier1 or HSBC Advance2

Enjoy the flexibility of using a loan to purchase a new car, renovate your home or make other major purchases.

HSBC RRSP Loan

  • Maximize your RRSP contributions
  • Catch up on RRSP contributions not made in previous years
  • Take advantage of tax benefits now while saving for your retirement

Maximize your RRSP if you haven't reached your contribution limit.

You can take advantage of the tax benefits today as you save for your retirement.

HSBC Personal Line of Credit

  • Finance a major purchase at a competitive rate and be ready for the unexpected
  • Pay down higher-rate debts
  • Pay interest only on the amount you use
  • Take advantage of preferential rates with HSBC Premier1 or HSBC Advance2

Access funds quickly and conveniently. How you use the money is up to you, and you'll pay interest only on the amount you use.

All loans and lines of credit are subject to standard credit approval. 

1HSBC Premier requires you to have an active HSBC Premier chequing account, and maintain combined personal deposits and investments with HSBC Bank Canada and its subsidiaries of $100,000 or hold a personal HSBC Bank Canada residential mortgage with original amount of $500,000 or greater. Some exclusions apply. A monthly fee will be charged if you do not meet at least one of the eligibility criteria above. For full details regarding eligibility and any fees which may apply please refer to the Personal Service Charges/Statement of Disclosure.


2
HSBC Advance requires you to have an active HSBC Advance chequing account, and maintain combined personal deposits and investments with HSBC Bank Canada and its subsidiaries of $5,000 or hold personal HSBC Bank Canada residential mortgage with original amount of $150,000 or greater. Some exclusions apply. A monthly fee will be charged if you do not meet at least one of the conditions above. For full details regarding any fees which may apply please refer to the Personal Service Charges/Statement of Disclosure available at any HSBC Bank Canada branch or online at www.hsbc.ca.

* Applicable service charges can be found in the Personal Service Charges/Statement of Disclosure.

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