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HSBC Energy Efficiency and Electric Vehicle Loan

Special offer, variable rates as low as 1.99% (Prime – 0.46%) APR1  – apply by November 12, 2021.

The funds you need to live clean and energy efficiently

Start your environmentally minded goals with an HSBC Energy Efficiency and Electric Vehicle Loan that can help you finance an electric or plug-in hybrid electric vehicle, solar panels for your home, energy efficient appliances, windows, and more.

More features and benefits

  • Special rate

  • Discounted rate based on FICO scores2

  • Quick approvals

  • Principal & Interest payments available

  • 1 to 5 year terms (up to 7 years for vehicle loans)

  • Weekly, bi-weekly, or monthly payment options

  • No prepayment penalty

Who can apply and what you’ll need

  • You are at least the age of majority, 18 or 19 years of age depending on your province of residence. 
  • You are a Canadian resident. 
  • You will be asked to provide personal details and gross annual income (pre-tax). 
  • You will be asked to consent to us obtaining your credit report. 
  • If you are applying for a joint Loan, the co-applicant must also complete the application.  If there is more than one co-applicant, please call us to proceed at 1-877-840-4722. Vehicle loans in sole name only.
  • You must confirm that you have read and understood the Customer Information Consent

How to apply


We’ll contact you within 5 business days or sooner about the status of your application.

By phone

Call toll-free 1-877-840-4722

Visit a branch

Sustainability resources

Eligible purchases

Visit a branch or call us at 1-877-840-4722 to learn about all eligible efficient products.

We’re committed to building a business for the long term. Providing sustainable finance is just one part of our commitment to becoming a net zero bank.

Terms and conditions apply. Offer ends November 12, 2021.

* Subject to credit approval.

1 Prime rate is 2.45% as of August 31, 2021 and means the annual rate of interest HSBC Bank Canada announces from time to time as a reference rate for determining interest rates on Canadian dollar retail Loans in Canada. The actual rate will vary depending on fluctuations to HSBC's Prime Rate. Rates are subject to change without notice. For information and to confirm most recent rates, please contact any HSBC Bank Canada branch. They can also be found online.

2 Application must be received no later than the campaign expiry date. The HSBC Personal Loan is subject to standard HSBC credit review and approval, and will be governed by the terms of the applicable credit agreement. You will be asked to consent to us obtaining your credit report.

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