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Personal Loan

Go from planning to doing. Variable rates from Prime*+2.75% to Prime+6.75%**.

HSBC Personal Loan

Purchase a new car, renovate your home or pay down debt. Whatever you have in mind, you can make it happen quickly and easily with an HSBC Personal Loan.

Interest rates are low, potential is high.

Take advantage of one of the lowest interest rates in years.

Features & benefits

  • Get a competitive interest rate1
  • Fixed or variable interest rate options available
  • Receive preferential Personal Loan rates if you are an HSBC Premier2 or HSBC Advance3 customer

Apply for a Personal Loan

Apply online

Start your application online for an HSBC Personal Loan today. We will contact you within 2 business days about the status of your application.

By phone

Call toll-free 1-888-310-4722

 

* Prime rate is 2.45% as of June 30, 2020 and means the annual rate of interest HSBC Bank Canada announces from time to time as a reference rate for determining interest rates on Canadian dollar retail Loans in Canada. The actual rate will vary depending on fluctuations to HSBC's Prime Rate. Rates are subject to change without notice. For information and to confirm most recent rates, please contact any HSBC Bank Canada branch.

** The rate will change as HSBC's Prime Rate changes.  Rates are subject to change without notice. For information and to confirm most recent rates, please contact any HSBC branch. Loan Rates are based on customer credit profile and range from Prime+2.75% to Prime+6.75%. Some restrictions apply.

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1 Rates are subject to change without notice. For information and to confirm our most recent rates, please contact us at 1-888-310-4722. Some restrictions apply.

2 HSBC Premier eligibility requires you to have an active HSBC Premier Chequing account and maintain a $100,000 balance in combined personal deposits and investments with HSBC Bank Canada and its subsidiaries. Some exclusions apply. For full details regarding eligibility and any fees which may apply please refer to the Personal Service Charges/Statement of Disclosure.

3HSBC Advance requires you to have an active HSBC Advance chequing account, and maintain combined personal deposits and investments with HSBC Bank Canada and its subsidiaries of $5,000 or hold personal HSBC Bank Canada residential mortgage with original amount of $150,000 or greater. Some exclusions apply. A monthly fee will be charged if you do not meet at least one of the conditions above. For full details regarding any fees which may apply please refer to the Personal Service Charges/Statement of Disclosure available at any HSBC Bank Canada branch or online at www.hsbc.ca.

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