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Personal Loan

Make your plans a reality - go from planning to doing.

HSBC Personal Loan

Purchase a new car, renovate your home or pay down debt. Whatever you have in mind, you can make it happen quickly and easily with an HSBC Personal Loan.

Features & benefits

  • Get a competitive interest rate1
  • Fixed or variable interest rate options available
  • Receive preferential Personal Loan rates if you are an HSBC Private Client Services client2

Apply for a Personal Loan

Apply online

Start your application online for an HSBC Personal Loan today. We will contact you within 2 business days about the status of your application.

By phone

Call toll-free 1-888-310-4722

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1 The interest rate you pay on your Personal Loan will vary with the HSBC Prime rate. HSBC Prime rate means the annual rate of interest HSBC Bank Canada announces from time to time as a reference rate for determining interest rates on Canadian dollar retail loans in Canada. Rates are subject to change without notice. For information and to confirm most recent rates, please contact any HSBC Bank Canada branch. They can also be found online at

2 HSBC Private Client Services is available exclusively to HSBC Premier customers. To qualify, customers need to hold in CAD with HSBC Bank Canada (i) a minimum of $1 million in personal deposits and investments or (ii) both a minimum of $500,000 in personal deposits and investments and personal residential mortgage balances of at least $1,500,000. Full terms and conditions are available at For full details regarding eligibility and any fees which may apply please refer to the Personal Service Charges/Statement of Disclosure.

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