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Mortgage your home, not your life™

Special offer rate of 0.99% APR*** on a 5-year variable closed term high ratio mortgage1.

Mortgage solutions for the world you live in

Home is how you define it. It can be a place where you put down roots, a base camp for life’s adventures or the start of a legacy that can grow for generations. How you finance your home can have an effect on your lifestyle, your saving and spending habits, and your wealth building potential.

We’re here to help you get it right. Our Mortgage Specialists can help you integrate your home mortgages into life’s bigger picture, so that you can enjoy the freedom and flexibility you need to realize all of your dreams.

Save with some of Canada’s lowest mortgage rates!

Five year variable** closed

1.39% (1.42% APR)*

Five year fixed closed

2.69% (2.72% APR)*

How can we help today?

Tell us what you’re looking for and we’ll get you on your way.

How to apply

Start pre-approval application

Need to talk?

When available, a Live Chat agent will book an appointment for you at your nearest branch.

Live Chat Hours:

Mon-Fri 7am - 12am EST

Sat-Sun 8am - 8pm EST

Mortgage tools and resources


Beyond the bricks


Explore your options with our mortgage calculator tools and get to know HSBC.

Do you have Mortgage Life and Disability coverage? 

Creditor Insurance helps protect your loved ones if the unexpected happens.

Listening to what you have to say about services matters to us. It's easy to share your ideas, stay informed and join the conversation.