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Mortgage your home, not your life™

We have one of Canada's lowest mortgage rates

Mortgage solutions for the world you live in

Home is how you define it. It can be a place where you put down roots, a base camp for life’s adventures or the start of a legacy that can grow for generations. How you finance your home can have an effect on your lifestyle, your saving and spending habits, and your wealth building potential.

We’re here to help you get it right. Our Mortgage Specialists can help you integrate your home mortgages into life’s bigger picture, so that you can enjoy the freedom and flexibility you need to realize all of your dreams.

Save with some of Canada’s lowest mortgage rates!

2-year fixed closed term

6.04% (6.12% APR)*

 

5-year fixed closed term

5.39% (5.42% APR)*

How can we help today?

Tell us what you’re looking for and we’ll get you on your way.

How to apply

Looking for a mortgage? Let us help.

We get it. You probably have many questions.

Let’s start by connecting you with one of our Mortgage Specialists who will have the answers you're looking for.

Mortgage tools and resources

 

We recognize that recent Bank of Canada’s rate changes have impacted some of our variable rate mortgage customers. We’re here to help.

 

Explore your options with our mortgage calculator tools and get to know HSBC.

Do you have Mortgage Life and Disability coverage? 

Creditor Insurance helps protect your loved ones if the unexpected happens.

Mortgage Broker Channel

We have the same market leading rates across all channels, competitive commissions, products and programs, and some of the best offers in Canada.

 

As a broker, when you don’t need to compete with the lender that you’re working with, we all win.

  • No channel conflict; the interest rates available in our branches are available to our clients through our brokers.
  • No impact to broker referral fees with interest rate float-downs
  • A boutique style broker solution with exclusivity type access
  • Up-front communication on application progress and service levels
  • We continuously work with brokers to identify opportunities to improve our processes.
  • We value relationships with our brokers and do what it takes to get the job done
  • Bottom line: our mutual clients are at the heart of what we do!

 

Commitment to our brokers:

  • Competitive debt service ratios
  • HoldCo Mortgages
  • New to Canada Mortgage Program
  • Wealth-Based Lending Program
  • Professional Income Solution
Listening to what you have to say about services matters to us. It's easy to share your ideas, stay informed and join the conversation.