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Your new mortgage comes with up to a $5,000 welcome gift!

Making your homeownership journey more rewarding with cashback and one of Canada’s lowest mortgage rates.


Offer ends on December 1, 2023. Terms and conditions apply.

Get prequalified for a mortgage today. Learn how much of a mortgage you may qualify for.

Mortgage your home, not your lifeTM

Home is where the heart is, and at HSBC, it's also where the cash is. Secure a new, eligible mortgage with us and get up to $5,000 cashback. With some of Canada's lowest mortgage rates, we're sure your heart (and wallet) will feel right at home. 

Check out our Terms and Conditions, and let's make your dream of home ownership a reality!

Offer available to eligible mortgages of $200,000 or more, with a five-year fixed or five-year variable rate closed term. Offer ends December 1, 2023.

Get one of Canada’s lowest mortgage rates:

6.29% (6.34% APR+) 3-Year Fixed Closed

5.74% (5.74% APR+) 5-Year Fixed Closed High Ratio1

5.94% (5.97% APR+) 5-Year Fixed Closed

6.30% (6.33% APR+) 5-Year Variable2 Closed Purchase/Switch


Enjoy peace of mind with a 120-day rate lock-in period, giving you valuable time to choose your dream home.

Looking to get the most out of your home?

A Home Equity Line of Credit can provide you with the funds to tackle any upcoming project and provides convenient access to cash.

Unlock your home’s potential with a Home Equity Line of Credit.

Apply for a Home Equity Line of Credit3 at HSBC Prime Rate + 0.00% (7.20%APR)

Mortgage Calculators

Affordability, flexibility and personal service are built into every HSBC mortgage solution. Our tools are here to help.

Multiple ways to get started

Need to talk to us? Call us at 1-888-310-HSBC (4722)

Frequently asked questions

Listening to what you have to say about services matters to us. It's easy to share your ideas, stay informed and join the conversation.