New to Canada Mortgage

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New to Canada Mortgage

Welcome

We know all about moving from one country to another. Our network extends around the world and we help families relocate every day.

An HSBC Mortgage Specialist can help you understand the process, gather the right information and take the right steps to starting your adventure in Canada.

Find out more about HSBC's New to Canada program

Benefits

Keep the credit history you have worked so hard to establish, and make your transition to Canada easier.
HSBC Bank Canada has a variety of accounts to help you and your family.
Set up your Canadian finances before you move or after you arrive.

Solutions for Expats

HSBC Bank Canada has a wide range of services for expats with an international lifestyle.

Connect with an HSBC Mortgage Specialist today to take your first steps.

Get started Click here to find out how to apply for an HSBC Mortgage

Five year variable^** closed

6.40% (6.43% APR)^*

Five year fixed closed

5.94% (5.97% APR)^*

Today's best rates

How to apply

You are at least the age of majority, 18 or 19 years of age depending on your province of residence
You are a Canadian resident
You will be asked to provide personal details and gross annual income (pre-tax)
You will be asked to consent to us obtaining your credit report
If you are applying for a joint loan, the co-applicant must complete the application. If there is more than one co-applicant, please call us to proceed at 1-866-609-4722
All mortgages are subject to standard credit approval.

Start pre-approval application

Apply now

Need to talk?

Call: 1-866-609-4722

Lines are open Mon-Fri from 6am-6pm PT

Come see us

Find a branch near you

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Mortgage rates

Choose the interest rate and term that will help you achieve your financial goals.

Mortgage calculators

Find the option that works for you with HSBC's mortgage calculators.

New to Canada

Make your transition to Canada as smooth as possible.

Your use of this site, including this application, is subject to the Website Use Agreement which includes important terms about the security of the information you submit by this application. Your use of this site signifies your agreement to the Website Use Agreement. Your information is not stored on our systems if you do not submit this application. Whether or not you submit your application, your personal information can still be displayed by clicking the back button. For security, it is advised that you close your browser after using this site.

Rates are subject to change without notice and are applicable to First Mortgages only.

* The annual percentage rate (APR) is based on a $200,000 mortgage for the applicable term assuming an appraisal fee of $300. APR includes all interest and some non-interest charges associated with the mortgage. If there are no non-interest charges, the annual interest rate and APR will be the same. This rate is only available for personal mortgages, a higher interest rate may apply for non-owner-occupied properties, amortizations greater than 25 years, and exceptions to HSBC's standard lending guidelines. Applications are subject to credit approval.

** The variable rate is equal to HSBC Prime Rate -0.80%. The rate will change as HSBC's Prime Rate changes. Rates are subject to change without notice. For information and to confirm most recent rates, please contact any HSBC branch. Mortgage Rates above are applicable to First Mortgages only. Some restrictions apply.