Make the equity in your home work for you
The HSBC Equity Power Mortgage is an ideal choice if you want to use the equity you've built up in your home for important goals or to simplify your borrowing needs.
Apply for an Equity Power Mortgage today
Features & benefits
Use the equity for a home renovation, dream vacation, your child’s education, or make a major purchase
Access up to 80% of the value of your home1.
Save money
Consolidate high-interest debt and reduce the amount of interest you pay.
Access the equity as a secured line of credit or personal loan2 or additional mortgage tier
Flexible rate options
Benefit from a combination of fixed and variable terms.
Flexibility of having a blend of long and short terms
Make payments weekly, bi-weekly, semi-monthly, monthly
Already enrolled in the Rewards Program with your HSBC Mastercard®? Redeem Reward Points5 to reduce your mortgage amount.
Terms & options
Fixed
Lock in a competitive fixed rate
Know exactly how much principal and interest you pay for the term
Amortize up to 30 years
Variable
Take advantage of a competitive variable rate
Renew early
Amortize up to 30 years
Pay less interest
Lower your interest rate with a combination of terms, rates, payment options, and amortization schedules
How to apply
Get prequalified
In a few simple steps, learn how much of a mortgage you may qualify for with the HSBC Mortgage Prequalification Calculator.