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Home Equity Line of Credit

Access funds using the equity in your home

Access funds using the equity in your home

Equity is the difference between the current market (appraised) value of your home and the outstanding balance of your mortgage. By tapping into the equity you have built in your home, you may already have the financial resources needed to pursue such personal goals as:

  • Renovating or remodeling your home
  • Consolidating high-interest debt

Enjoy the true meaning of home sweet home.

Features & Benefits

  • Flexibility in accessing the funds
    Manage your approved funds and use them whenever you need to. You can conveniently access your approved credit line by simply writing a cheque up to your available limit and you only pay interest on the amount you use.
  • Lower your monthly payments by consolidating higher interest rate debt
    Home equity rates can be lower than credit card and personal loan rates and can help you reduce your monthly interest charges while keeping a low monthly payment.
  • Instant access to cash whenever you need it
  • Use as much or as little money as you like
  • Pay interest only on the amount you use
  • Take advantage of preferential rates with HSBC Premier1 or HSBC Advance2

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