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HSBC Traditional (Residential) Mortgage

Simplify the process of buying a home

Become a homeowner sooner than you think

The HSBC Traditional (Residential) mortgage is an ideal choice if you are a first-time homebuyer, have limited down payment options and want to build equity in your home.

Features & benefits

  • Pay down your mortgage faster with flexible early payment options allowing you to prepay up to 20% of the original mortgage amount or by increasing the payment amount up to a total of 20% each year.1 You can also make a match a payment and miss one later.2

     

  • Already enrolled in the Rewards Program with your HSBC Mastercard®? Redeem Reward Points3 to reduce your mortgage amount.

  • Make payments weekly, bi-weekly, semi-monthly, or monthly.

Terms & options

Fixed

  • Lock in a competitive fixed rate

  • Know exactly how much principal and interest you pay each term

  • Amortize up to 30 years

Variable

  • Take advantage of competitive variable rates

  • Renew early

  • Amortize up to 30 years

How to apply

New to HSBC

Start your application for an HSBC Traditional (Residential) Mortgage securely online.

Existing HSBC customer

Start your application online, and you'll hear back from us within 1 business day.

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