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Looking for a mortgage but not ready to commit to a prequalification?  Let us help.

HSBC Traditional (Residential) Mortgage

Simplify the process of buying a home

Become a homeowner sooner than you think

The HSBC Traditional (Residential) mortgage is an ideal choice if you are a first-time homebuyer, have limited down payment options and want to build equity in your home.

Features & benefits

  • Pay down your mortgage faster with flexible early payment options allowing you to prepay up to 20% of the original mortgage amount or by increasing the payment amount up to a total of 20% each year.1 You can also make a match a payment and miss one later.2


  • Already enrolled in the Rewards Program with your HSBC Mastercard®? Redeem Reward Points3 to reduce your mortgage amount.
  • Make payments weekly, bi-weekly, semi-monthly, or monthly.

Terms & options


  • Lock in a competitive fixed rate
  • Know exactly how much principal and interest you pay each term
  • Amortize up to 30 years


  • Take advantage of competitive variable rates
  • Renew early
  • Amortize up to 30 years

How to apply

Get prequalified

In a few simple steps, learn how much of a mortgage you may qualify for with the HSBC Mortgage Prequalification Calculator.

Looking for a mortgage but not ready to commit to a prequalification?

We get it. You probably have many questions.

Let’s start by connecting you with one of our Mortgage Specialists who will have the answers you're looking for.

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