Become a homeowner sooner than you think
The HSBC Traditional (Residential) mortgage is an ideal choice if you are a first-time homebuyer, have limited down payment options and want to build equity in your home.
Keep your mortgage needs simple
Features & benefits
- Already enrolled in the Rewards Program with your HSBC Mastercard®? Redeem Reward Points3 to reduce your mortgage amount.
- Make payments weekly, bi-weekly, semi-monthly, or monthly.
Terms & options
Fixed
- Lock in a competitive fixed rate
- Know exactly how much principal and interest you pay each term
- Amortize up to 30 years
Variable
- Take advantage of competitive variable rates
- Renew early
- Amortize up to 30 years
How to apply
Get prequalified
In a few simple steps, learn how much of a mortgage you may qualify for with the HSBC Mortgage Prequalification Calculator.
Looking for a mortgage but not ready to commit to a prequalification?
We get it. You probably have many questions.
Let’s start by connecting you with one of our Mortgage Specialists who will have the answers you're looking for.