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Mortgage Renewal

Better together

Your relationship with HSBC is valued and respected. We appreciate that you have chosen the global expertise and local commitment of our team. We're here to help you combine home ownership with a variety of complementary strategies so you can achieve long-term prosperity.

Renew with confidence

We understand that you may have questions regarding the proposed sale of HSBC Bank Canada to Royal Bank of Canada, and what’s going to happen to your mortgage terms.

When you renew with us, know that the terms of your mortgage renewal, fixed rate or variable rate, will not change no matter what name is on the door in the future. 

As a valued HSBC client, you can count on us to support your financial ambitions. We know that the rates today could be higher than your current mortgage rate and we recognize that this has impacted some of our mortgage customers. We’re here to help by providing tailored support in exceptional circumstances. Talk to us.

How HSBC can help you renew with confidence:

  • Financial review
    When you renew your mortgage, you’ll be asked to select a new term and type of mortgage. If your circumstances have changed, or if you are impacted by the change in interest rates, there may be a more appropriate solution for you. We’ll help you determine if changes to your lifestyle or income suggest the need for a new approach.
  • Identify savings
    Renewing early is one way to lock in a competitive interest rate. Now may also be the time to consider switching to another HSBC mortgage product or increasing your equity. We’ll help you decide if this option is right for you.
  • Become mortgage-free faster
    Pre-payment options provide a number of ways to pay down your mortgage faster. We’ll review your current payment plan and identify all the ways you can reach your goals faster1.

Five year variable** rate closed term mortgage

6.55%  (6.58% APR)*

 

Five year fixed rate closed term mortgage

5.39%  (5.42% APR)*

Do you have Mortgage Life and Disability coverage?

Creditor Insurance helps protect your loved ones if the unexpected happens.

Contact Us

Call: 1-866-609-4722

Lines are open Mon-Fri from 6am-6pm PT

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