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HSBC Mortgage solutions for the world you live in

Types of Mortgages

There are many types of mortgages. Yours should have the right combination of features that give you the greatest financial flexibility. An HSBC Mortgage Specialist can help you tailor the approach that's right for your circumstances.

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Tell us what you’re looking for and we’ll get you on your way.

Learn more about which type of mortgage is right for you:

HSBC Traditional (Residential) Mortgage

  • Pay down your mortgage faster with flexible early payment options allowing you to prepay up to 20% of the original mortgage amount or by increasing the payment amount up to a total of 20% each year.1 You can also make a match payment and miss one later.2
  • Already enrolled in the Rewards Program with your HSBC Mastercard®? Redeem Reward Points3 to reduce your mortgage amount.

An ideal choice if you are a first-time homebuyer, have limited down payment options and want to build equity in your home.

HSBC Equity Power Mortgage

  • Access up to 80% of the value of your home4 to renovate, travel or make a major purchase.
  • Consolidate high-interest debt and reduce the amount of interest you pay.
  • Benefit from a combination of fixed and variable terms.

An ideal choice if you want to use the equity you've built up in your home for important goals or to simplify your borrowing needs.

HSBC Home Equity Line of Credit

  • Instant access to cash whenever you need it
  • Use as much or as little money as you like
  • Pay interest only on the amount you use
  • Take advantage of preferential rates with HSBC Premier5 or HSBC Advance6

Access funds using the equity in your home.


Expect more than just a great rate.

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Explore your options with our mortgage calculator tools and get to know HSBC.

Do you have Mortgage Life and Disability coverage?

Creditor Insurance helps protect your loved ones if the unexpected happens.

Contact us

We get it. You probably have many questions. Let us help.

Let’s start by connecting you with one of our Mortgage Specialists who will have the answers you're looking for.

Listening to what you have to say about services matters to us. It's easy to share your ideas, stay informed and join the conversation.