Types of Mortgages
There are many types of mortgages. Yours should have the right combination of features that give you the greatest financial flexibility. An HSBC Mortgage Specialist can help you tailor the approach that's right for your circumstances.
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Tell us what you’re looking for and we’ll get you on your way.
Learn more about which type of mortgage is right for you:
HSBC Traditional (Residential) Mortgage
Pay down your mortgage faster with flexible early payment options allowing you to prepay up to 20% of the original mortgage amount or by increasing the payment amount up to a total of 20% each year.1 You can also make a match payment and miss one later.2
An ideal choice if you are a first-time homebuyer, have limited down payment options and want to build equity in your home.
What you need to know before applying for an HSBC Traditional (Residential) Mortgage
HSBC Equity Power Mortgage
Access up to 80% of the value of your home4 to renovate, travel or make a major purchase.
Consolidate high-interest debt and reduce the amount of interest you pay.
Benefit from a combination of fixed and variable terms.
An ideal choice if you want to use the equity you've built up in your home for important goals or to simplify your borrowing needs.
What you need to know before applying for an HSBC Equity Power Mortgage
HSBC Home Equity Line of Credit
Access funds using the equity in your home.
What you need to know before applying for an HSBC Home Equity Line of Credit
Explore your options with our mortgage calculator tools and get to know HSBC.
Do you have Mortgage Life and Disability coverage?
Creditor Insurance helps protect your loved ones if the unexpected happens.
How to apply
What you need to know before applying
In a few simple steps, learn how much of a mortgage you may qualify for with the HSBC Mortgage Prequalification Calculator.
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