Top of main content

Chequing Accounts

Need help choosing a chequing account?

Answer a few quick questions and we’ll recommend chequing options that might be appropriate for your needs.

Compare accounts and choose one that suits your needs

HSBC Premier

HSBC Advance

Student Chequing

Performance Chequing - Unlimited

Performance Chequing - Limited

dedicated Premier Relationship Manager that will handle all your day to day banking and wealth management needs.

smart, all-inclusive banking solution that allows you to bank on your terms.

An unlimited chequing account designed for
today’s student

Great value for unlimited everyday banking needs.

low-cost option for limited everyday banking needs.

Unlimited account transactions per month

Unlimited account transactions per month

Unlimited account transactions per month

Unlimited account transactions per month

14 account transactions per month without fees

No Interac® e-Transfer fees

No Interac® e-Transfer fees

No Interac® View Interac footnote e-transfer fees

No Interac® e-Transfer fees

Interac® e-Transfer1 transactions included in the 14 Account Transactions per month above.1

Eligible for Global View and Global Transfer

 

Eligible for Global View and Global Transfers in limited markets

Ineligible for Global View and Global Transfer

Ineligible for Global View and Global Transfer

 

Ineligible for Global View and Global Transfer

 

International Eligibility:

Moving to Canada or Existing HSBC Group Customer

 

International Eligibility:

Moving to Canada or Existing HSBC Group Customer
 

International Eligibility:

Moving to Canada

 

International Eligibility:

Moving to Canada

International Eligibility:

Moving to Canada

 

Mobile and Online banking

Mobile and Online banking

Mobile and Online banking

Mobile and Online banking

Mobile and Online banking

No fee access to 3,700 HSBC ATMs and THE EXCHANGE® ATMs across Canada

No fee access to 3,700 HSBC ATMs and THE EXCHANGE® ATMs across Canada

No fee access to 3,700 HSBC ATMs and THE EXCHANGE® ATMs across Canada

No fee access to 3,700 HSBC ATMs and THE EXCHANGE® ATMs across Canada

No fee access to 3,700 HSBC ATMs and THE EXCHANGE® ATMs across Canada

Unlimited rebates on other banks ATMs in Canada (up to $2.00 rebate per withdrawal fee)

5 rebates/month of ATM convenience fees when using non-HSBC Canada or non- Exchange Network ATMs (maximum rebate of $2.00 / transaction)

 

 

 

$34.95 Monthly fee2

$25 Monthly fee2

No Monthly fee

$14.95 Monthly fee1

$4.00 Monthly fee1

Monthly fee waived if you have: 

  • $100, 000 minimum balance2 in combined personal deposits & investments with us OR
  • $500,000 minimum mortgage amount OR
  • $6,500 minimum monthly income deposit.

Monthly fee waived if:

  • $5,000 minimum balance2  in combined personal deposits & investments with us OR
  • $150,000 minimum mortgage amount with us.

No monthly fee for a 5 year period after account opening.


An additional 2 years will be granted with proof of post-secondary enrollment.

No Monthly Fee:

For Seniors (60 years old +) for CAD account only

 

 

No Monthly Fee for:

Youth under 18 Students and Seniors for USD account and Registered Disability Savings Plan (RDSP) beneficiaries

 

 

HSBC Premier - Apply online now HSBC Advance - Apply online now

Student Chequing - Apply online now

Performance Chequing - Unlimited - Apply online now

Performance Chequing - Limited - Apply online now

Compare accounts and choose one that suits your needs

HSBC Premier

dedicated Premier Relationship Manager that will handle all your day to day banking and wealth management needs.

HSBC Advance

smart, all-inclusive banking solution that allows you to bank on your terms.

Student Chequing An unlimited chequing account designed for
today’s student

Performance Chequing - Unlimited

Great value for unlimited everyday banking needs.

Performance Chequing - Limited

low-cost option for limited everyday banking needs.

HSBC Premier

Unlimited account transactions per month

HSBC Advance

Unlimited account transactions per month

Student Chequing Unlimited account transactions per month

Performance Chequing - Unlimited

Unlimited account transactions per month

Performance Chequing - Limited

14 account transactions per month without fees

HSBC Premier

No Interac® e-Transfer fees

HSBC Advance

No Interac® e-Transfer fees

Student Chequing No Interac® View Interac footnote e-transfer fees

Performance Chequing - Unlimited

No Interac® e-Transfer fees

Performance Chequing - Limited

Interac® e-Transfer1 transactions included in the 14 Account Transactions per month above.1

HSBC Premier

Eligible for Global View and Global Transfer

 

HSBC Advance

Eligible for Global View and Global Transfers in limited markets

Student Chequing Ineligible for Global View and Global Transfer

Performance Chequing - Unlimited

Ineligible for Global View and Global Transfer

 

Performance Chequing - Limited

Ineligible for Global View and Global Transfer

 

HSBC Premier

International Eligibility:

Moving to Canada or Existing HSBC Group Customer

 

HSBC Advance

International Eligibility:

Moving to Canada or Existing HSBC Group Customer
 
Student Chequing

International Eligibility:

Moving to Canada

 

Performance Chequing - Unlimited

International Eligibility:

Moving to Canada

Performance Chequing - Limited

International Eligibility:

Moving to Canada

 

HSBC Premier

Mobile and Online banking

HSBC Advance

Mobile and Online banking

Student Chequing Mobile and Online banking

Performance Chequing - Unlimited

Mobile and Online banking

Performance Chequing - Limited

Mobile and Online banking

HSBC Premier

No fee access to 3,700 HSBC ATMs and THE EXCHANGE® ATMs across Canada

HSBC Advance

No fee access to 3,700 HSBC ATMs and THE EXCHANGE® ATMs across Canada

Student Chequing No fee access to 3,700 HSBC ATMs and THE EXCHANGE® ATMs across Canada

Performance Chequing - Unlimited

No fee access to 3,700 HSBC ATMs and THE EXCHANGE® ATMs across Canada

Performance Chequing - Limited

No fee access to 3,700 HSBC ATMs and THE EXCHANGE® ATMs across Canada

HSBC Premier
Unlimited rebates on other banks ATMs in Canada (up to $2.00 rebate per withdrawal fee)

HSBC Advance

5 rebates/month of ATM convenience fees when using non-HSBC Canada or non- Exchange Network ATMs (maximum rebate of $2.00 / transaction)

Student Chequing  

Performance Chequing - Unlimited

 

Performance Chequing - Limited

 

HSBC Premier

$34.95 Monthly fee2

HSBC Advance

$25 Monthly fee2

Student Chequing No Monthly fee

Performance Chequing - Unlimited

$14.95 Monthly fee1

Performance Chequing - Limited

$4.00 Monthly fee1

HSBC Premier

Monthly fee waived if you have: 

  • $100, 000 minimum balance2 in combined personal deposits & investments with us OR
  • $500,000 minimum mortgage amount OR
  • $6,500 minimum monthly income deposit.

HSBC Advance

Monthly fee waived if:

  • $5,000 minimum balance2  in combined personal deposits & investments with us OR
  • $150,000 minimum mortgage amount with us.
Student Chequing

No monthly fee for a 5 year period after account opening.


An additional 2 years will be granted with proof of post-secondary enrollment.

Performance Chequing - Unlimited

No Monthly Fee:

For Seniors (60 years old +) for CAD account only

 

 

Performance Chequing - Limited

No Monthly Fee for:

Youth under 18 Students and Seniors for USD account and Registered Disability Savings Plan (RDSP) beneficiaries

 

 

HSBC Premier
HSBC Premier - Apply online now

HSBC Advance

HSBC Advance - Apply online now
Student Chequing

Student Chequing - Apply online now

Performance Chequing - Unlimited

Performance Chequing - Unlimited - Apply online now

Performance Chequing - Limited

Performance Chequing - Limited - Apply online now

Issued by HSBC Bank Canada.

1 For full details regarding fees which may apply to Performance Chequing Unlimited or Performance Chequing Limited account, please refer to the Personal Service Charges / Statement of Disclosure available at any HSBC Bank Canada branch or online at www.hsbc.ca/servicecharge.

2 For HSBC Premier and HSBC Advance a monthly fee will be charged if you do not meet at least one of the eligibility criteria above six months after account opening. For full details regarding eligibility and any fees which may apply please refer to the Personal Service Charges/Statement of Disclosure available at any HSBC Bank Canada branch.

® Interac. Trade-mark of Interac Inc. HSBC Bank Canada authorized user of the trade-mark.

® THE EXCHANGE and Accel logos are registered trademarks of Fiserv, Inc., licensed for use in Canada by FICANEX Services Limited Partnership.

Listening to what you have to say about services matters to us. It's easy to share your ideas, stay informed and join the conversation.