INTERAC e-Transfer®

INTERAC e-Transfer is a simple way to send money to – and receive money from – family and friends who bank at other financial institutions in Canada.


New features for INTERAC e-Transfer®:

  • Autodeposit:


    Receive money effortlessly with the new INTERAC e-Transfer® Autodeposit feature. Get your funds deposited automatically into your account – no need to log on or answer any security question.


    Learn howSet up Autodeposit

  • Request Money:


    Splitting the bill just got easier. Try INTERAC e-Transfer® Request Money feature to request money from anyone in Canada, and have the money go right into your account.


    Learn how | Request money now

Log on to Online banking or the HSBC Canada Mobile Banking app to send an INTERAC e-Transfer.


  • Free

    We waive the INTERAC e-Transfer fee when you transfer using your HSBC Canadian dollar chequing or savings account.  It is free to receive an INTERAC e-Transfer.


    For accounts with a limited number of free transactions, regular transaction fees may apply if you perform an INTERAC e-Transfer over the number of transactions allowed. 


    Refer to the Personal Service Charges/Statement of Disclosure for full details regarding your account(s).

  • Convenient
    The recipient's email address or mobile phone number is all you need.
  • Simple
    Make a transfer in just a few steps. Transfers can be made using Online banking or the HSBC Canada Mobile Banking app, and the money is accessible once the transfer is complete.
  • Secure
    Your INTERAC e-Transfer is covered by our Security Guarantee. When you send money using INTERAC e-Transfer, your money never travels by email or text message. Email and text messages are only used to notify and provide instructions to the recipient.

Frequently asked questions



®Trade-mark of Interac Inc. Used under license.