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HSBC Metal World Elite® Mastercard®

Enjoy a world of travel benefits and exciting rewards

HSBC Metal World Elite Mastercard

Get the rewards and benefits you've earned, with a credit card that suits your global lifestyle.
  • Earn 3%1 in travel rewards on all eligible travel purchases2 (6 points per $1)
  • Earn 2% in travel rewards on all eligible gas, grocery, and drugstore purchases3 (4 points per $1)
  • Earn 1% in travel rewards on all other eligible purchases4 (2 points per $1)
  • Pay no additional foreign transaction fees5 – only the exchange rate will apply
  • Receive a complimentary membership to Travel Pass provided by DragonPass and enjoy unlimited access for the cardholder and one guest at no extra cost
  • Receive a $200 annual travel enhancement credit6
  • Extensive travel and medical insurance coverage7
  • Primary cardholder annual fee: $4998 (receive a full annual fee rebate as an HSBC Private client*)
  • Supplementary card annual fee: $0
  • Annual interest on purchases: 20.99% (19.9% for Quebec residents)
  • Annual interest on cash advances and balance transfers: 22.99% (21.99% for Quebec residents)

Rates and fees

About this card

With the HSBC Metal World Elite Mastercard, you earn 3%1 in travel rewards on all eligible travel purchases2 (6 points per $1); 2% in travel rewards on all eligible gas, grocery, and drugstore purchases3 (4 points per $1); and 1% in travel rewards on all other eligible purchases4 (2 points per $1).

Enjoy maximum flexibility and redeem9 your Points on your terms for

  • Travel
  • Gift cards and valuable merchandise
  • Financial rewards
  • Rewards for miles

Please visit our HSBC rewards website rewards.hsbc.ca for more information.

Additional travel benefits

Receive a complimentary membership to Travel Pass provided by DragonPass with your HSBC Metal World Elite Mastercard and enjoy unlimited access for the cardholder and one guest at no extra cost to over 1,300 airport lounges worldwide.

Please note that there will be a fee of US$32 (or foreign currency equivalent) per person for any additional guests over the complimentary allotment for each visit.

In addition, HSBC Metal World Elite Mastercard cardholders can relax, enjoy and refresh as they wait for their flight with select food experiences, relaxing spa treatments and retail discounts.

To find out more about Mastercard Travel Pass and to enjoy the dining, retail and spa offers, please register on the Mastercard Travel Pass app from Google Play or App Store, or visit https://mastercardtravelpass.dragonpass.com.

Learn more

Security and convenience

  • Apple Pay11
  • Tap & goTM
  • Zero liability12 protection for unauthorized use of the card
     

*HSBC Private Client Services is available exclusively to HSBC Premier customers. To qualify, customers need to hold in CAD with HSBC Bank Canada (i) a minimum of $1 million in personal deposits and investments or (ii) both a minimum of $500,000 in personal deposits and investments and personal residential mortgage balances of at least $1,500,000. Full terms and conditions are available at hsbc.ca/pcsterms.

1Earn 6 points on every $1 of eligible travel purchases, up to a maximum of $50,000 in eligible travel purchases charged to your HSBC Metal World Elite Mastercard in a calendar year. After reaching $50,000 in eligible travel purchases, you will earn 2 points on every $1 of eligible travel purchases. Refer to the HSBC Metal World Elite Rewards Program Terms and Conditions for complete details. Points earned on eligible travel purchases can be redeemed for rewards valued at up to 3% of the amount spent to earn them. For example, $5,000 in eligible travel purchases earns you 30,000 points, which can be redeemed for travel rewards valued at $150. Other rewards that require 30,000 points for redemption may be valued at less than $150. Redemption offers may change from time to time.

2Eligible travel purchases mean purchases made from merchants that are classified in the Mastercard network as airlines, car rental agencies, hotels, cruise lines, passenger railways, tour operators, timeshares and travel agencies. Some merchants may sell travel services but are classified in another manner, therefore, purchases from such merchants are not considered to be eligible travel purchases.

3Gas, Grocery and Drugstore Purchase means a purchase at merchants that are classified in the Mastercard Network as grocery stores, supermarkets, service stations or drugstores and pharmacies. While some merchants may sell gas, grocery or drugstore products/services, or are located on gas, grocery or drugstore premises, if these merchants are classified in another manner, they are not treated as “Gas, Grocery and Drugstore Purchases”.

4Eligible purchases means purchases of goods and services that are charged to your Account, except for quasi-cash transactions (which include purchases of wire transfers, travelers cheques, foreign currency, money orders, payments of existing debts, bets, lottery tickets, and gaming chips), less any credits for returns, rebates or adjustments. Cash advances (including balance transfers and cheques), optional services, interest charges or fees, do not qualify as eligible purchases. See the HSBC Metal World Elite Mastercard Cardholder Manual for further details.

5The term “foreign transaction fees” is a substitute for Foreign Currency Conversion charges.

6The $200 Travel Enhancement Credit is automatically available when your card is first issued and will be renewed annually on the anniversary of your Account, provided your Account is in good standing. It can be redeemed toward eligible airline baggage fee, airline seat upgrade or airport lounge pass purchases made on the Account. The Travel Enhancement Credit is available for one year from the date it was made available or renewed, and must be redeemed within 60 days from the date the eligible travel purchase is posted on your Account. At each anniversary of your Account, any portion of the Travel Enhancement Credit for which you did not submit a redemption request will expire and will not be carried over to the following year.

7Insurance coverage is underwritten by American Bankers Life Assurance Company of Florida (ABLAC) and/or American Bankers Insurance Company of Florida (ABIC). ABLAC, ABIC, their subsidiaries and affiliates, carry on business in Canada under the name Assurant®. ®Assurant is a registered trademark of Assurant, Inc. Details of coverage, including definitions, benefits, limitations, and exclusions, are in the Certificate of Insurance provided in your Cardholder Manual.

8If you’re an HSBC Private client, you can receive a $499 rebate on the HSBC Metal World Elite Mastercard annual fee. You’ll receive the annual fee rebate on the date the credit card annual fee is charged, if you’re i) an HSBC Private client, and ii) the primary cardholder of the HSBC Metal World Elite Mastercard. This rebate does not apply to other charges applicable to the credit card account. For full details, see HSBC Credit Card Annual Fee Rebate.

9All rewards offered are subject to the current HSBC Metal World Elite Rewards Program Terms and Conditions. There are a minimum number of points required for redemption, which vary by reward. Some restrictions apply. For information on redeeming points, visit rewards.hsbc.ca. Redemption offers may change from time to time.

10Travel Assistance Services may not be available in countries of political unrest and such countries may from time to time be determined to be unsafe and/or inaccessible.

11Apple, the Apple logo, Apple Pay, Apple Watch, Face ID, iPad, iPhone, iTunes, Mac, Safari, and Touch ID are trademarks of Apple Inc., registered in the U.S. and other countries. iPad Pro is a trademark of Apple Inc.

12Zero Liability applies to purchases made in the store, over the telephone, online or via a mobile device and ATM transactions. We will not hold you responsible for unauthorized use if: 1. You have used reasonable care in safeguarding your card and any related information, including Personal Identification Number (PIN) or password, and have not contributed to any unauthorized use of your card, PIN, account number or cheques; and 2. You report to us any actual or suspected loss, theft or unauthorized use of your card, PIN, account number or cheques immediately after becoming aware of it.

®/™World Elite and Mastercard are registered trademarks, and the circles design and tap & go are trademarks of Mastercard International Incorporated. Used pursuant to license.

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