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Retirement planning

Prepare for life after work with our wide range of investment products and handy retirement resources.

Find out how to keep your plans on track throughout retirement, and make the most of this stage of your life.

Start your retirement planning

Want to talk to someone about planning for your retirement? Book an appointment to speak with one of our specialists in-branch.

If you're an HSBC Premier customer, you can also discuss your wider financial needs and develop a customized 'goal plan' with your Premier Relationship Manager.[@premierwealth]

Get a personalized recommendation to invest online in our professionally managed, low-fee HSBC Wealth Compass Funds. Discover your investor profile, and get started with as little as $500.[@hficdisclaimer]
Take control of your portfolio with HSBC InvestDirect – our self-directed online brokerage that lets you trade, research and track the performance of stocks, bonds, mutual funds, ETFs and more.[@investdirect]

Accounts for building your retirement savings

There are several types of accounts you can use to plan for retirement. Take a look at which options might be right for you.
A retirement savings account that defers your tax payment and helps build up your retirement nest egg.[@tax-advice2]
A government-registered investment plan that will enable you to draw a regular income when you retire.[@tax-advice2]
Save and invest for your future tax-free. Ideal as a source of tax-free income in retirement.[@tax-advice2]

Retirement planning guides

Learn how goal planning can help you prioritize what you want from your financial future.
It’s never too early, or too late, to start saving for your future – and pensions are often the best place to start.
When it comes to your finances, good planning goes a long way. Learn how to plan for your financial future.
Making sure you’re financially fit for retirement at any life stage.
What you need to think about when planning your retirement fund.

Retirement planning tools

Find out how much it could take to create a comfortable retirement for yourself.[@retirementplannerdisclaimer]
Work out how much you need to save to achieve the retirement lifestyle you want.[@retirementplannerdisclaimer]
See how an RRSP loan[@rrsp-loan] could help jump start your retirement savings or catch up on available contribution room.[@retirementplannerdisclaimer]

More retirement articles

The sooner you start saving for retirement, the more comfortable you're likely to be.
Tips, tools and investment products to help you start planning and saving for a child’s education.
Adopt good habits now to help you save for the future you want.[@retirementplannerdisclaimer]
Focus on financial goals - not market ups and downs.

Additional information

Review important information related to Funds Information, Regulatory Reports, and more on our Investor information page.

Terms and Conditions

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