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Professionals Banking Program

Whether you are just starting or expanding your practice, we are here to help you each step of the way.

A tailored solution for Professionals

Whether you are a self-employed or a salaried professional, the Professionals Banking Program can help support your financial needs along every stage of your journey. From business lending to a personal mortgage, you can benefit from a dedicated relationship manager, special pricing and savings across a full suite of products and services.

Eligible occupations

  • Accountant

  • Chiropractor

  • Dentist

  • Engineer

  • Lawyer

  • Notary

  • Optometrist

  • Pharmacist

  • Physician

  • Podiatrist

  • Veterinarian

Professionals Banking Program benefits*

Business

Product Offer

Lending

Line of Credit, Term Loan

Receive a preferred annual borrowing rate on a business line of credit, demand loan, or installment loan.**

Business Chequing Accounts

Smart, Start or Unlimited Chequing Accounts

Monthly account fee is waived for the first 3 months. Plus, pay no monthly fees on your Business Chequing account when you meet the minimum Total Relationship Balance (combined personal and business balance).

 

Learn more

Business Credit Card

BusinessVantage ® Mastercard ®

No annual fee for one year.

 

Other benefits
  • One-time initial setup fee waived ($30) for Online Tax Filing Service (OTFS) 
  • Global Payment Merchant Services savings valued over $1,000, which include1

- eCommerce solutions: setup fee waived and 6 months free on a suite of card-not-present solutions.

- Multi-merchant solution: 3 months of rental fee waived and receive a $250 discount when purchasing another terminal.

- Free Merchant Portal and Analytics reporting for 1 year.

 

GIC Enjoy a special rate on a 180-day non-registered, non-redeemable GIC.
Product

Lending

Line of Credit, Term Loan

Offer Receive a preferred annual borrowing rate on a business line of credit, demand loan, or installment loan.**
Product

Business Chequing Accounts

Smart, Start or Unlimited Chequing Accounts

Offer

Monthly account fee is waived for the first 3 months. Plus, pay no monthly fees on your Business Chequing account when you meet the minimum Total Relationship Balance (combined personal and business balance).

 

Learn more

Product

Business Credit Card

BusinessVantage ® Mastercard ®

Offer

No annual fee for one year.

 

Product Other benefits
Offer
  • One-time initial setup fee waived ($30) for Online Tax Filing Service (OTFS) 
  • Global Payment Merchant Services savings valued over $1,000, which include1

- eCommerce solutions: setup fee waived and 6 months free on a suite of card-not-present solutions.

- Multi-merchant solution: 3 months of rental fee waived and receive a $250 discount when purchasing another terminal.

- Free Merchant Portal and Analytics reporting for 1 year.

 

Product GIC
Offer Enjoy a special rate on a 180-day non-registered, non-redeemable GIC.

Personal

Product Offer

Lending

Line of Credit, Term Loan

Receive a preferential annual interest rate on a new Line of Credit.
Home Equity Line of Credit
Receive a preferential annual interest rate on an approved Home Equity Line of Credit.
Mortgage
Receive an annual interest rate on a mortgage 0.05% lower than our lowest interest rate available.*
Chequing Account Monthly account fee is waived for 12 months for HSBC Premier clients2.

Credit Cards

Premier World Elite ®, World Elite ® Mastercards ®

Receive an additional one-time bonus of 10,000 points when you open an HSBC Premier World Elite® Mastercard® or HSBC World Elite® Mastercard®3.
Product

Lending

Line of Credit, Term Loan

Offer Receive a preferential annual interest rate on a new Line of Credit.
Product Home Equity Line of Credit
Offer Receive a preferential annual interest rate on an approved Home Equity Line of Credit.
Product Mortgage
Offer Receive an annual interest rate on a mortgage 0.05% lower than our lowest interest rate available.*
Product Chequing Account
Offer Monthly account fee is waived for 12 months for HSBC Premier clients2.
Product

Credit Cards

Premier World Elite ®, World Elite ® Mastercards ®

Offer Receive an additional one-time bonus of 10,000 points when you open an HSBC Premier World Elite® Mastercard® or HSBC World Elite® Mastercard®3.

HSBC Fusion: empowering your business and personal banking

Get more out of banking with HSBC Fusion. Manage your small business and personal accounts in one place, with one point of contact for all your banking needs. Plus, get extra services to help you thrive at work and at home.

Multiple ways to get started

Need to talk to us?

Call 1-877-955-HSBC (4722)

You may also be interested in

 

Support to manage your business cash flow. HSBC helps you accept various payment choices so you can easily receive funds from customers and make payments to vendors, all while tracking your transactions.

 

Do more for your business with a 4% cash back bonus upfront**** on a 5-year variable rate Term Loan, waived set up fee and optional payment deferral for the first 6 months.

 

It’s easy to manage your accounts with online and mobile banking4

* Terms and Conditions apply. 

** On approved credit limits up to $1,250,000 CAD. Terms and conditions apply.

*** Terms and conditions apply.

**** Up to a maximum of $20,000, subject to approved credit. Terms and conditions apply. Offer expires May 31, 2021.

† Eligibility criteria applies.

1 The offer described above is available from August 17, 2020 and is only available to net new Global Payments clients. Terms and Conditions apply. 

HSBC Premier requires you to have an active HSBC Premier chequing account, and maintain combined personal deposits and investments with HSBC Bank Canada and its subsidiaries of $100,000 or greater, hold a personal HSBC Bank Canada residential mortgage with original amount of $500,000 or greater, or have income deposits of $6,500 within a calendar month plus confirmation of $100,000 or more in assets under management in Canada. Some exclusions apply. A monthly fee will be charged if you do not meet at least one of the eligibility criteria above. For full details regarding eligibility and any fees which may apply please refer to the Personal Service Charges/Statement of Disclosure available at any HSBC Bank Canada branch or online at hsbc.ca.

3 The offer can be combined with other HSBC credit card offers. Eligibility criteria applies.

The Welcome Bonus for HSBC World Elite Mastercard or HSBC Premier World Elite Mastercard are available to successful applicants who have not, in the 12 months prior to submitting the application, held an HSBC World Elite Mastercard, HSBC Premier World Elite Mastercard or HSBC Jade World Elite Mastercard. Only one new or upgraded account per customer is eligible for these offers.  The account opening is subject to our standard credit review and approval, meeting our standard account opening requirements, meeting the following income/asset eligibility requirement: (1) a minimum of $80,000 in annual personal income (before taxes) or $150,000 in annual household income (before taxes) or (2) a minimum of $400,000 in assets under management (based on liquid, investable assets with financial institutions in Canada) and additional conditions listed for the specific offers below.

The Welcome Bonus is 20,000 Points for the HSBC World Elite Mastercard or HSBC Premier World Elite Mastercard. The Welcome Bonus will be awarded only if your application for a new or upgraded HSBC World Elite Mastercard or HSBC Premier World Elite Mastercard is approved.  The Welcome Bonus is earned when you make the first purchase on your account following account opening or upgrade. The Welcome Bonus will be credited in accordance with the Terms and Conditions of the HSBC World Elite Rewards Program or the HSBC Premier World Elite Rewards Program, as applicable.

Limit of one Welcome Bonus per new or upgraded HSBC World Elite Mastercard or HSBC Premier World Elite Mastercard account. The Welcome Bonus offer may be changed, withdrawn or extended at any time and cannot be combined with any other offer, except the offers described here and offers that state that they can be combined with an HSBC credit card welcome bonus offer. The HSBC World Elite or HSBC Premier World Elite Rewards Program Terms and Conditions apply.

4 HSBCnet services provided in Canada by HSBC Bank Canada. HSBCnet features and functionality may vary by country subject to Canada sanction regulations. HSBCnet Mobile services are not available in connection with HSBCnet profiles in all countries and are subject to phone provider capabilities. Deposit products are offered in Canada by HSBC Bank Canada.

®/TM World Elite and Mastercard are registered trademarks, and the circles design and tap & go are trademarks of Mastercard International Incorporated. Used pursuant to license.

® Trade-mark of Interac Inc. Used under license.

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