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Wire transfers

Send a wire transfer to an existing payee

  1. Go to hsbc.ca and log on to your account with your username and a security code generated using your HSBC Security Device.
  2. In the Quick links, select Pay and transfer.
  3. Choose an account to send money from.
  4. In the 'To' section, select Wire transfer.
  5. Select a wire transfer payee.
  6. Enter the payment details including the purpose of payment and the date. Then, select Continue.
  7. Verify the transaction details and confirm the wire transfer.

Add a new wire transfer payee

  1. Go to hsbc.ca and log on to your account with your username and a security code generated using your HSBC Security Device.
  2. In the Quick links, select Pay and transfer.
  3. Select Add new payee (on the left).
  4. For 'Type of payee', select Wire transfer payee.
  5. Select the Country, the Currency, and then continue.
  6. Enter the payee's name.
  7. For Payee address, start typing and then select the relevant address. If the correct address doesn't come up, enter it manually. The full address must include a complete physical address. PO Box addresses are not permitted.
  8. Enter the payee’s bank account number or IBAN.

For the Payee bank, enter the SWIFT / BIC, Sort Code, Fedwire / CHIPS, or national clearing code to find and select the relevant bank.

9. Carefully follow the instructions on screen to generate a security code, and then continue.

10. Verify the transaction details and confirm the wire transfer.

You’ve now added your new wire transfer payee to your My payees list. For a wire transfer to this payee of up to 50,000 CAD or equivalent, you can proceed with the transaction. For a wire transfer between 50,000 and 150,000 CAD or equivalent, you will need additional authorization – please call Customer Service at 1-877-621-8811.

Receive a wire transfer

  1. To receive a wire transfer promptly, you must provide the sender the following information about your HSBC account:
    Your full name as it appears in your bank account
    Your full address as it appears in your bank account.


    Verify your personal details by logging on to your account and go to Banking > My profile > Update personal details

  2. Provide the wire transfer sender with:
    Your full 12-digit account number
    Your transit number


    You can find your account information by logging on to Online Banking, and referring to the account summary panel on the left or by looking at one of your cheques.

  3. Provide the wire transfer sender with:
    HSBC's Institution number: 016
    Your branch’s address – find your branch
    The SWIFT/BIC Code for HSBC Bank Canada: HKBCCATT

    Note: HSBC Bank Canada does not have an IBAN (International Standard for Bank Account Number).

  4. You can receive a wire transfer in Canadian dollars (CAD) and some foreign currencies.

    You will need to provide the sender with currency-specific bank information, as the transfer will go via an intermediary or correspondent bank – see the list of banks.
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